How much do homes under $1M cost in Payson, AZ?

The median list price of homes under $1M for sale in Payson, AZ is $431,000, or $274 per square foot. Over the last 12 months, homes in Payson, AZ sold for a median of $430,000.

How much do you need to make to afford homes under $1M in Payson, AZ?

Roughly $114,000 a year at the median list price of $431,000. With 20% down and a 30-year loan at this week's average rate of 7.18%, the payment comes to about $2,659 a month with property taxes and insurance, and lenders often look for housing costs of about 28% of gross income or less. Your debts, down payment and credit all change the number.

Is Payson, AZ a buyer's or seller's market?

Payson, AZ is a balanced market for homes right now, leaning toward buyers. There are 5.9 months of homes for sale at the current pace of sales (under 4 months usually favors sellers, over 6 favors buyers). Homes are selling for a median of 97.5% of the asking price, and 1% of homes for sale have had a price cut.

Do homes in Payson, AZ sell above or below asking price?

Mostly below asking. Homes in Payson, AZ sold for a median of 97.5% of the final list price over the last 12 months, and 8% of recent sales closed above list.

How fast are homes selling in Payson, AZ?

Homes that sold in Payson, AZ over the last 6 months went under contract in a median of 39 days. Homes under $1M for sale now have been listed for a median of 100 days.

Are home prices in Payson, AZ going up or down?

Down 2.5%. Homes that sold in Payson, AZ in the last 6 months went for a median of $278 per square foot, compared with $285 in the 6 months before. Mountain-town prices swing with the seasons, so treat this as a rough guide.

How many homes under $1M are for sale in Payson, AZ right now?

There are 323 listings of homes under $1M in Payson, AZ: 273 for sale and 50 pending or under contract. 14 came on the market in the last 7 days.

Is it a good time to sell a home in Payson, AZ?

Payson, AZ is balanced, with 5.9 months of homes for sale: buyers have choices, so homes priced from recent sales sell best. Recent sales went under contract in a median of 39 days at 97.5% of list.

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Payson, AZ Homes for Sale Under $1M

Including Payson & Star Valley listings

323 listings

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2 bed manufactured home at 900 W Granada Way, Payson

Under Contract

Manufactured home for sale

$285,000

2 bds | 2 ba | 1,398 sqft | 0.14 acres

900 W Granada Way, Payson, AZ 85541

HomeSmart Pros

4 bed house at 8135 W Gibson Ranch Road, Payson

Price cut: $900 (9/25)

House for sale

$649,000

4 bds | 3 ba | 2,080 sqft | 3.66 acres

Panoramic views • Horses allowed • No HOA

8135 W Gibson Ranch Road, Payson, AZ 85541

REALTY EXECUTIVES ARIZONA TERR

House for sale

$437,777

3 bds | 2 ba | 1,338 sqft | 0.24 acres

Mountain views • 2-car garage

132 W Lucky Lane, Payson, AZ 85541

ARIZONA RESOURCE REALTY

4 bed house at 237 W Wipila Wiki Drive, Payson

Price cut: $25,500 (10/2)

House for sale

$969,500

4 bds | 4 ba | 3,280 sqft | 0.51 acres

Panoramic views • Basement • 2-car garage

237 W Wipila Wiki Drive, Payson, AZ 85541

REALTY EXECUTIVES ARIZONA TERR

2 bed house at 301 N Titel Street, Payson

Price cut: $5,000 (10/16)

House for sale

$330,000

2 bds | 2 ba | 864 sqft | 0.2 acres

No HOA • 1-car garage

301 N Titel Street, Payson, AZ 85541

Real Broker

Price cut: $19,000 (10/16)

House for sale

$380,000

3 bds | 1 ba | 1,188 sqft | 0.18 acres

Mountain views • No HOA • Fireplace

10 E MARS Lane, Payson, AZ 85541

ERA-Young Realty & Investment

3 bed house at 323 W ROUNDUP Road, Payson

Price cut: $10,000 (10/16)

House for sale

$525,000

3 bds | 2 ba | 1,764 sqft | 0.48 acres

Wooded views • No HOA • 4-car garage

323 W ROUNDUP Road, Payson, AZ 85541

Century 21 Arizona Foothills

3 bed house at 1105 E FRONTIER Street, Payson

Pending

House for sale

$494,900

3 bds | 2 ba | 1,467 sqft | 0.22 acres

New construction • Mountain views • No HOA

1105 E FRONTIER Street, Payson, AZ 85541

KJ Elite Realty

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Found for you by Teri & Jenny · West USA Realty

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3 bed house at 1302 W Lake Drive, Payson

House for sale

$455,000

3 bds | 2 ba | 1,591 sqft | 0.4 acres

Mountain views • No HOA • 2-car garage

1302 W Lake Drive, Payson, AZ 85541

ARIZONA RESOURCE REALTY

3 bed house at 2506 E Feather Plume Court, Payson

378 days on market

House for sale

$797,500

3 bds | 3 ba | 2,272 sqft | 0.38 acres

Panoramic views • Basement • 2-car garage

2506 E Feather Plume Court, Payson, AZ 85541

ERA YOUNG REALTY-PAYSON

3 bed manufactured home at 1211 N HEATHER Circle, Payson

Price cut: $59,100 (10/15)

Manufactured home for sale

$799,900

3 bds | 2 ba | 1,680 sqft | 1.22 acres

Panoramic views • Horses allowed • No HOA

1211 N HEATHER Circle, Payson, AZ 85541

West USA Realty - Happy Jack

3 bed house at 930 W Country Lane, Payson

73 days on market

House for sale

$414,900

3 bds | 2 ba | 1,310 sqft | 0.17 acres

Wooded views • 2-car garage

930 W Country Lane, Payson, AZ 85541

REALTY EXECUTIVES ARIZONA TERR

Price cut: $50,000 (10/14)

House for sale

$649,000

3 bds | 2 ba | 1,680 sqft | 1 acres

Mountain views • Horses allowed • No HOA

873 W Colt Lane, Payson, AZ 85541

My Home Group Real Estate, LLC

3 bed house at 219 W ESTATE Lane, Payson

Under Contract

House for sale

$379,000

3 bds | 2 ba | 1,550 sqft | 0.2 acres

No HOA

219 W ESTATE Lane, Payson, AZ 85541

HomeSmart

2 bed house at 1101 N Carefree Circle, Payson

Price cut: $29,000 (9/16)

House for sale

$350,000

2 bds | 2 ba | 1,182 sqft | 0.15 acres

No HOA • Fireplace • 1-car garage

1101 N Carefree Circle, Payson, AZ 85541

COLDWELL BANKER BISHOP REALTY - PAYSON

2 bed house at 303 E Rancho Road, Payson

Price cut: $10,000 (10/14)

House for sale

$255,000

2 bds | 1 ba | 1,092 sqft | 0.16 acres

No HOA • Fireplace

303 E Rancho Road, Payson, AZ 85541

Real Broker

2 bed manufactured home at 606 E TIMBER Drive, Payson

Price cut: $9,900 (10/14)

Manufactured home for sale

$255,000

2 bds | 2 ba | 1,344 sqft | 0.17 acres

Mountain views • No HOA

606 E TIMBER Drive, Payson, AZ 85541

HomeSmart Realty

3 bed condo at 923 W Madera Lane, Payson

Price cut: $15,000 (10/14)

Condo for sale

$305,000

3 bds | 2 ba | 1,288 sqft | 0.04 acres

Mountain views • Fireplace

923 W Madera Lane, Payson, AZ 85541

ARIZONA RESOURCE REALTY

121 days on market

House for sale

$490,000

5 bds | 3 ba | 3,168 sqft | 0.2 acres

No HOA • 2-car garage • Fireplace

608 E Gila Lane, Payson, AZ 85541

HomeSmart Pros

4 bed house at 159 E EL CAMINO DEL REY, Payson

Price cut: $14,000 (10/5)

House for sale

$475,000

4 bds | 2 ba | 2,100 sqft | 0.67 acres

Mountain views • Fireplace

159 E EL CAMINO DEL REY, Payson, AZ 85541

Realty ONE Group

2 bed house at 389 N NELLIE Drive, Payson

House for sale

$149,900

2 bds | 1 ba | 1,008 sqft | 0.26 acres

Panoramic views • No HOA

389 N NELLIE Drive, Payson, AZ 85541

Fathom Realty Elite

Price cut: $4,000 (10/12)

House for sale

$295,000

4 bds | 2 ba | 1,455 sqft | 0.24 acres

No HOA • Fireplace

207 E Aero Drive, Payson, AZ 85541

Delex Realty, LLC

3 bed manufactured home at 905 N William Tell Circle, Payson

Manufactured home for sale

$240,000

3 bds | 2 ba | 1,520 sqft | 0.15 acres

No HOA • Fireplace • 1-car garage

905 N William Tell Circle, Payson, AZ 85541

COLDWELL BANKER BISHOP REALTY - PAYSON

2 bed house at 203 W Chateau Circle, Payson

Price cut: $10,000 (10/12)

House for sale

$315,000

2 bds | 2 ba | 1,056 sqft | 0.17 acres

No HOA • 2-car garage

203 W Chateau Circle, Payson, AZ 85541

Realty ONE Group

1 bed manufactured home at 3933 E Arizona Highway Az 260, Star Valley

Price cut: $12,950 (10/12)

Manufactured home for sale

$184,950

1 bds | 1 ba | 640 sqft

3933 E Arizona Highway Az 260, #161, Star Valley, AZ 85541

West USA Realty - Happy Jack 1

4 bed house at 182 N Helen Drive, Payson

Pending

House for sale

$674,900

4 bds | 4 ba | 2,960 sqft | 0.41 acres

Panoramic views • Basement • 2-car garage

182 N Helen Drive, Payson, AZ 85541

INTEGRA HOMES AND LAND - A

3 bed house at 7801 N TOYA VISTA Road, Payson

Pending

House for sale

$355,000

3 bds | 3 ba | 1,624 sqft | 0.27 acres

No HOA • 2-car garage • Fireplace

7801 N TOYA VISTA Road, Payson, AZ 85541

Block Party Realty LLC

3 bed house at 905 W PRAIRIE Road, Payson

Price cut: $4,000 (10/11)

House for sale

$405,000

3 bds | 2 ba | 1,320 sqft | 0.14 acres

No HOA • 2-car garage

905 W PRAIRIE Road, Payson, AZ 85541

eXp Realty

1 bed house at 1389 E Christopher Creek Loop, Payson

148 days on market

House for sale

$389,000

1 bds | 2 ba | 1,141 sqft | 0.21 acres

No HOA • Fireplace

1389 E Christopher Creek Loop, Payson, AZ 85541

INTEGRA HOMES AND LAND - A

2 bed house at 905 N Beeline Highway 17, Payson

Price cut: $3,000 (9/28)

House for sale

$231,900

2 bds | 2 ba | 1,350 sqft | 0.03 acres

Mountain views • Fireplace

905 N Beeline Highway 17, Payson, AZ 85541

Realty Executives Arizona Territory

4 bed house at 902 S Boulder Circle, Payson

Price cut: $5,000 (9/25)

House for sale

$814,900

4 bds | 3 ba | 3,623 sqft | 0.38 acres

2-car garage • Fireplace

902 S Boulder Circle, Payson, AZ 85541

Gentry Real Estate

2 bed manufactured home at 16 N Star Vale Road, Payson

Price cut: $4,500 (9/11)

Manufactured home for sale

$184,500

2 bds | 2 ba | 704 sqft

Panoramic views • Fireplace

16 N Star Vale Road, 105, Payson, AZ 85541

Homesmart Pros

3 bed manufactured home at 304 E Wade Lane, Payson

Price cut: $2,500 (10/9)

Manufactured home for sale

$322,400

3 bds | 2 ba | 1,152 sqft | 0.15 acres

No HOA

304 E Wade Lane, Payson, AZ 85541

PAYSON HOMES & LAND

3 bed house at 310 N Trailwood Road, Payson

Price cut: $5,000 (9/9)

House for sale

$480,000

3 bds | 3 ba | 2,174 sqft | 0.19 acres

No HOA • 2-car garage

310 N Trailwood Road, Payson, AZ 85541

West USA Realty

3 bed house at 204 W Frontier Street, Payson

House for sale

$499,000

3 bds | 2 ba | 3,126 sqft | 0.78 acres

No HOA • 2-car garage • Fireplace

204 W Frontier Street, Payson, AZ 85541

Delex Realty, LLC

3 bed house at 314 N Stagecoach Pass, Payson

House for sale

$458,000

3 bds | 2 ba | 1,560 sqft | 0.18 acres

No HOA • 2-car garage

314 N Stagecoach Pass, Payson, AZ 85541

Realty ONE Group

3 bed house at 401 S Bassett Lane, Payson

105 days on market

House for sale

$900,000

3 bds | 2 ba | 1,800 sqft | 1.95 acres

Panoramic views • Horses allowed • No HOA

401 S Bassett Lane, Payson, AZ 85541

SOUTHWEST MOUNTAIN REALTY, LLC

2 bed manufactured home at 139 W Yakima Drive, Payson

66 days on market

Manufactured home for sale

$259,000

2 bds | 2 ba | 1,248 sqft | 0.21 acres

Horses allowed • No HOA • Fireplace

139 W Yakima Drive, Payson, AZ 85541

Realty ONE Group

3 bed house at 900 N Autumn Sage Court, Payson

Price cut: $900 (10/7)

House for sale

$699,000

3 bds | 2 ba | 1,783 sqft | 0.16 acres

New construction • 2-car garage

900 N Autumn Sage Court, Payson, AZ 85541

PAYSON HOMES & LAND

4 bed house at 704 S MEADOW Street, Payson

Price cut: $50,000 (9/10)

House for sale

$225,000

4 bds | 2 ba | 1,920 sqft | 0.25 acres

No HOA

704 S MEADOW Street, Payson, AZ 85541

Realty ONE Group

Listing data provided by Arizona Regional Multiple Listing Service. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information should be verified by the recipient and none is guaranteed as accurate by ARMLS.

Listing data provided by Central Arizona Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Listing data provided by White Mountain Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information is deemed reliable but not guaranteed accurate by the White Mountain Association of REALTORS® Copyright 2026 White Mountain Association of REALTORS® All rights reserved.

Payson real estate market questions

How much do homes under $1M cost in Payson, AZ?: The median list price of homes under $1M for sale in Payson, AZ is $431,000, or $274 per square foot. Over the last 12 months, homes in Payson, AZ sold for a median of $430,000.
How much do you need to make to afford homes under $1M in Payson, AZ?: Roughly $114,000 a year at the median list price of $431,000. With 20% down and a 30-year loan at this week's average rate of 7.18%, the payment comes to about $2,659 a month with property taxes and insurance, and lenders often look for housing costs of about 28% of gross income or less. Your debts, down payment and credit all change the number.
Is Payson, AZ a buyer's or seller's market?: Payson, AZ is a balanced market for homes right now, leaning toward buyers. There are 5.9 months of homes for sale at the current pace of sales (under 4 months usually favors sellers, over 6 favors buyers). Homes are selling for a median of 97.5% of the asking price, and 1% of homes for sale have had a price cut.
Do homes in Payson, AZ sell above or below asking price?: Mostly below asking. Homes in Payson, AZ sold for a median of 97.5% of the final list price over the last 12 months, and 8% of recent sales closed above list.
How fast are homes selling in Payson, AZ?: Homes that sold in Payson, AZ over the last 6 months went under contract in a median of 39 days. Homes under $1M for sale now have been listed for a median of 100 days.
Are home prices in Payson, AZ going up or down?: Down 2.5%. Homes that sold in Payson, AZ in the last 6 months went for a median of $278 per square foot, compared with $285 in the 6 months before. Mountain-town prices swing with the seasons, so treat this as a rough guide.
How many homes under $1M are for sale in Payson, AZ right now?: There are 323 listings of homes under $1M in Payson, AZ: 273 for sale and 50 pending or under contract. 14 came on the market in the last 7 days.
Is it a good time to sell a home in Payson, AZ?: Payson, AZ is balanced, with 5.9 months of homes for sale: buyers have choices, so homes priced from recent sales sell best. Recent sales went under contract in a median of 39 days at 97.5% of list. See what your Payson home is worth →

From MLS listings and sales, updated every 30 minutes. Last updated Nov 7, 2026.

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