How much do homes under $1M cost in Payson, AZ?

The median list price of homes under $1M for sale in Payson, AZ is $431,000, or $274 per square foot. Over the last 12 months, homes in Payson, AZ sold for a median of $430,000.

How much do you need to make to afford homes under $1M in Payson, AZ?

Roughly $114,000 a year at the median list price of $431,000. With 20% down and a 30-year loan at this week's average rate of 7.18%, the payment comes to about $2,659 a month with property taxes and insurance, and lenders often look for housing costs of about 28% of gross income or less. Your debts, down payment and credit all change the number.

Is Payson, AZ a buyer's or seller's market?

Payson, AZ is a balanced market for homes right now, leaning toward buyers. There are 5.9 months of homes for sale at the current pace of sales (under 4 months usually favors sellers, over 6 favors buyers). Homes are selling for a median of 97.5% of the asking price, and 1% of homes for sale have had a price cut.

Do homes in Payson, AZ sell above or below asking price?

Mostly below asking. Homes in Payson, AZ sold for a median of 97.5% of the final list price over the last 12 months, and 8% of recent sales closed above list.

How fast are homes selling in Payson, AZ?

Homes that sold in Payson, AZ over the last 6 months went under contract in a median of 39 days. Homes under $1M for sale now have been listed for a median of 100 days.

Are home prices in Payson, AZ going up or down?

Down 2.5%. Homes that sold in Payson, AZ in the last 6 months went for a median of $278 per square foot, compared with $285 in the 6 months before. Mountain-town prices swing with the seasons, so treat this as a rough guide.

How many homes under $1M are for sale in Payson, AZ right now?

There are 323 listings of homes under $1M in Payson, AZ: 273 for sale and 50 pending or under contract. 14 came on the market in the last 7 days.

Is it a good time to sell a home in Payson, AZ?

Payson, AZ is balanced, with 5.9 months of homes for sale: buyers have choices, so homes priced from recent sales sell best. Recent sales went under contract in a median of 39 days at 97.5% of list.

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Payson, AZ Homes for Sale Under $1M

Including Payson & Star Valley listings

323 listings

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3 bed house at 806 N Oak Point Circle, Payson

Pending

House for sale

$649,900

3 bds | 3 ba | 2,424 sqft | 0.46 acres

Panoramic views • Basement • 3-car garage

806 N Oak Point Circle, Payson, AZ 85541

West USA Realty

3 bed manufactured home at 910 N Matterhorn Road, Payson

Manufactured home for sale

$295,000

3 bds | 2 ba | 1,248 sqft | 0.17 acres

No HOA • Fireplace

910 N Matterhorn Road, Payson, AZ 85541

PREST REALTY

4 bed house at 1103 E Frontier Street, Payson

House for sale

$575,000

4 bds | 3 ba | 2,057 sqft | 0.21 acres

No HOA • 2-car garage

1103 E Frontier Street, Payson, AZ 85541

ERA YOUNG REALTY-PAYSON

3 bed house at 193 E Saddle Mountain Road, Payson

Price cut: $11,500 (8/24)

House for sale

$587,500

3 bds | 2 ba | 1,632 sqft | 0.21 acres

Wooded views • No HOA • 2-car garage

193 E Saddle Mountain Road, Payson, AZ 85541

HomeSmart Pros

3 bed house at 2007 N Rogers Circle, Payson

91 days on market

House for sale

$400,000

3 bds | 2 ba | 1,352 sqft | 0.19 acres

Wooded views • No HOA • Basement

2007 N Rogers Circle, Payson, AZ 85541

COLDWELL BANKER BISHOP REALTY - PAYSON

3 bed house at 803 W OVERLAND Road, Payson

Pending

House for sale

$425,000

3 bds | 2 ba | 1,490 sqft | 0.2 acres

No HOA • 2-car garage

803 W OVERLAND Road, Payson, AZ 85541

HomeSmart Pros

2 bed condo at 1501 N Beeline Highway, Payson

Price cut: $10,000 (8/28)

Condo for sale

$260,000

2 bds | 2 ba | 960 sqft | 0.02 acres

Fireplace

1501 N Beeline Highway, 66, Payson, AZ 85541

Berkshire Hathaway HomeServices Advantage Realty - PAYSON

2 bed manufactured home at 503 S Mariposa Street, Payson

176 days on market

Manufactured home for sale

$375,000

2 bds | 2 ba | 1,400 sqft | 0.46 acres

No HOA • Fireplace

503 S Mariposa Street, Payson, AZ 85541

My Home Group Real Estate, LLC

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3 bed house at 1303 N Sunshine Lane, Payson

189 days on market

House for sale

$829,808

3 bds | 3 ba | 2,694 sqft | 0.23 acres

Mountain views • Basement • 2-car garage

1303 N Sunshine Lane, Payson, AZ 85541

Congress Realty, Inc.

1 bed house at 1410 E Cedar Lane, Payson

Pending

House for sale

$280,000

1 bds | 1 ba | 240 sqft | 1.06 acres

Mountain views • Horses allowed • No HOA

1410 E Cedar Lane, Payson, AZ 85541

Desert 2 Mountain Realty

3 bed house at 2307 E GRAPEVINE Drive, Payson

Under Contract

House for sale

$915,000

3 bds | 3 ba | 3,222 sqft | 0.4 acres

2-car garage • Fireplace

2307 E GRAPEVINE Drive, Payson, AZ 85541

Integra Homes and Land

Price cut: $4,000 (9/22)

House for sale

$630,000

3 bds | 2 ba | 1,988 sqft | 0.5 acres

Wooded views • No HOA • Basement

703 E Park Drive, Payson, AZ 85541

COLDWELL BANKER BISHOP REALTY - PAYSON

3 bed house at 1003 N Geneva Circle, Payson

Price cut: $5,000 (8/25)

House for sale

$430,000

3 bds | 2 ba | 1,705 sqft | 0.14 acres

No HOA • 2-car garage • Fireplace

1003 N Geneva Circle, Payson, AZ 85541

Delex Realty, LLC

3 bed manufactured home at 104 W Timber Circle, Payson

Under Contract

Manufactured home for sale

$299,000

3 bds | 2 ba | 1,512 sqft | 0.25 acres

No HOA

104 W Timber Circle, Payson, AZ 85541

Forest Realty Group

4 bed house at 199 S GREYSTONE Circle, Payson

Price cut: $50,000 (9/17)

House for sale

$699,000

4 bds | 3 ba | 3,334 sqft | 1.17 acres

Waterfront • Mountain views • Horses allowed

199 S GREYSTONE Circle, Payson, AZ 85541

HomeSmart

3 bed house at 1112 N Monte Rosa Lane, Payson

Pending

House for sale

$498,000

3 bds | 3 ba | 2,076 sqft | 0.3 acres

Panoramic views • No HOA • Basement

1112 N Monte Rosa Lane, Payson, AZ 85541

REALTY EXECUTIVES ARIZONA TERRITORY - PAYSON 3

3 bed manufactured home at 503 W JOHNSON Drive, Payson

212 days on market

Manufactured home for sale

$296,000

3 bds | 2 ba | 1,440 sqft | 0.14 acres

No HOA

503 W JOHNSON Drive, Payson, AZ 85541

Success Property Brokers

4 bed house at 2603 E Pine Island Lane, Payson

271 days on market

House for sale

$815,000

4 bds | 4 ba | 3,274 sqft | 0.16 acres

Basement • 2-car garage • Fireplace

2603 E Pine Island Lane, Payson, AZ 85541

SOUTHWEST MOUNTAIN REALTY, LLC

3 bed manufactured home at 505 E McKamey Street, Payson

219 days on market

Manufactured home for sale

$505,000

3 bds | 2 ba | 1,248 sqft | 0.37 acres

No HOA • 3-car garage

505 E McKamey Street, Payson, AZ 85541

Realty ONE Group

3 bed house at 606 N BLUE SPRUCE Road N, Payson

House for sale

$390,000

3 bds | 2 ba | 1,595 sqft | 0.18 acres

2-car garage

606 N BLUE SPRUCE Road N, Payson, AZ 85541

BHHS Advantage Realty - Payson

3 bed house at 722 Boulder Ridge Road, Payson

211 days on market

House for sale

$510,000

3 bds | 2 ba | 1,546 sqft | 0.22 acres

3-car garage • Fireplace

722 Boulder Ridge Road, Payson, AZ 85541

COLDWELL BANKER BISHOP REALTY - PAYSON

2 bed condo at 929 W Madera Lane, Payson

Price cut: $10,000 (9/30)

Condo for sale

$290,000

2 bds | 2 ba | 1,188 sqft | 0.03 acres

Wooded views • Fireplace

929 W Madera Lane, Payson, AZ 85541

ERA YOUNG REALTY-PAYSON

3 bed house at 243 N WILD OAK Drive, Payson

Price cut: $25,900 (9/17)

House for sale

$650,000

3 bds | 2 ba | 1,782 sqft | 1.07 acres

Panoramic views • Horses allowed • No HOA

243 N WILD OAK Drive, Payson, AZ 85541

West USA Realty

3 bed townhome at 800 S MONTANA Drive, Payson

Price cut: $3,100 (9/29)

Townhome for sale

$445,900

3 bds | 4 ba | 2,096 sqft | 0.04 acres

Mountain views • Basement • 2-car garage

800 S MONTANA Drive, Payson, AZ 85541

Keller Williams Arizona Realty

3 bed manufactured home at 305 E Eidelweiss Circle, Payson

Under Contract

Manufactured home for sale

$299,900

3 bds | 2 ba | 1,456 sqft | 0.19 acres

No HOA • Fireplace • 1-car garage

305 E Eidelweiss Circle, Payson, AZ 85541

REALTY EXECUTIVES ARIZONA TERR

2 bed house at 607 E Drowsey Circle, Payson

House for sale

$285,000

2 bds | 2 ba | 1,280 sqft | 0.17 acres

Mountain views • No HOA • Fireplace

607 E Drowsey Circle, Payson, AZ 85541

REALTY EXECUTIVES ARIZONA TERR

3 bed house at 24 E Saddleback Trail, Payson

Price cut: $25,000 (9/28)

House for sale

$725,000

3 bds | 2 ba | 2,081 sqft | 1.61 acres

Mountain views • 2-car garage • Fireplace

24 E Saddleback Trail, Payson, AZ 85541

COLDWELL BANKER BISHOP REALTY - PAYSON

3 bed house at 812 W Rim View Road, Payson

Price cut: $25,000 (9/26)

House for sale

$599,900

3 bds | 3 ba | 2,240 sqft | 0.48 acres

Panoramic views • No HOA • Basement

812 W Rim View Road, Payson, AZ 85541

Delex Realty, LLC

4 bed house at 601 E Hunter Drive, Payson

214 days on market

House for sale

$699,000

4 bds | 3 ba | 2,812 sqft | 0.2 acres

Panoramic views • Basement • 2-car garage

601 E Hunter Drive, Payson, AZ 85541

RE/MAX Desert Showcase

3 bed manufactured home at 405 E Cherry Street, Payson

Price cut: $16,000 (8/26)

Manufactured home for sale

$419,000

3 bds | 2 ba | 1,800 sqft | 0.97 acres

Wooded views • No HOA • Fireplace

405 E Cherry Street, Payson, AZ 85541

ERA YOUNG REALTY-PAYSON

3 bed house at 605 N Wilderness Trail, Payson

House for sale

$450,000

3 bds | 2 ba | 1,310 sqft | 0.18 acres

2-car garage

605 N Wilderness Trail, Payson, AZ 85541

COLDWELL BANKER BISHOP REALTY - PAYSON

3 bed house at 205 S Indian Trail, Payson

Price cut: $100,000 (9/25)

House for sale

$599,000

3 bds | 2 ba | 2,525 sqft | 1.11 acres

Mountain views • Horses allowed • Basement

205 S Indian Trail, Payson, AZ 85541

ERA YOUNG REALTY-PAYSON

4 bed house at 2303 E SCARLET BUGLER Circle, Payson

House for sale

$975,000

4 bds | 4 ba | 2,615 sqft | 0.36 acres

3-car garage • Fireplace

2303 E SCARLET BUGLER Circle, Payson, AZ 85541

Real Broker

4 bed house at 209 W Corral Drive, Payson

229 days on market

House for sale

$462,000

4 bds | 2 ba | 1,980 sqft | 0.16 acres

No HOA • Fireplace

209 W Corral Drive, Payson, AZ 85541

REALTY EXECUTIVES ARIZONA TERRITORY - PAYSON 3

3 bed house at 401 S Arroyo Drive, Payson

Pending

House for sale

$475,000

3 bds | 2 ba | 1,596 sqft | 0.28 acres

Panoramic views • No HOA • 2-car garage

401 S Arroyo Drive, Payson, AZ 85541

ERA YOUNG REALTY-PAYSON

2 bed manufactured home at 254 S Blackfoot Road, Payson

Manufactured home for sale

$310,000

2 bds | 1 ba | 896 sqft | 0.52 acres

Horses allowed • No HOA • 3-car garage

254 S Blackfoot Road, Payson, AZ 85541

HomeSmart Pros

2 bed house at 1140 N Mountain View Terrace, Payson

244 days on market

House for sale

$459,000

2 bds | 2 ba | 1,499 sqft | 0.31 acres

Panoramic views • Horses allowed • No HOA

1140 N Mountain View Terrace, Payson, AZ 85541

Realty Executives Arizona Territory

3 bed house at 142 S Union Park Drive, Star Valley

Price cut: $25,000 (9/23)

House for sale

$825,000

3 bds | 4 ba | 2,304 sqft | 1.91 acres

Panoramic views • 2-car garage • Fireplace

142 S Union Park Drive, Star Valley, AZ 85541

REALTY EXECUTIVES ARIZONA TERR

3 bed house at 818 N Blue Spruce Circle, Payson

Price cut: $21,000 (8/28)

House for sale

$599,000

3 bds | 3 ba | 1,947 sqft | 0.27 acres

Panoramic views • Basement • 2-car garage

818 N Blue Spruce Circle, Payson, AZ 85541

COLDWELL BANKER BISHOP REALTY - PAYSON

2 bed house at 1103 W BIRCHWOOD Road, Payson

69 days on market

House for sale

$275,000

2 bds | 2 ba | 1,334 sqft | 0.15 acres

Wooded views • Fireplace • 1-car garage

1103 W BIRCHWOOD Road, Payson, AZ 85541

Real Estate Brokers Intl

Listing data provided by Arizona Regional Multiple Listing Service. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information should be verified by the recipient and none is guaranteed as accurate by ARMLS.

Listing data provided by Central Arizona Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Listing data provided by White Mountain Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information is deemed reliable but not guaranteed accurate by the White Mountain Association of REALTORS® Copyright 2026 White Mountain Association of REALTORS® All rights reserved.

Payson real estate market questions

How much do homes under $1M cost in Payson, AZ?: The median list price of homes under $1M for sale in Payson, AZ is $431,000, or $274 per square foot. Over the last 12 months, homes in Payson, AZ sold for a median of $430,000.
How much do you need to make to afford homes under $1M in Payson, AZ?: Roughly $114,000 a year at the median list price of $431,000. With 20% down and a 30-year loan at this week's average rate of 7.18%, the payment comes to about $2,659 a month with property taxes and insurance, and lenders often look for housing costs of about 28% of gross income or less. Your debts, down payment and credit all change the number.
Is Payson, AZ a buyer's or seller's market?: Payson, AZ is a balanced market for homes right now, leaning toward buyers. There are 5.9 months of homes for sale at the current pace of sales (under 4 months usually favors sellers, over 6 favors buyers). Homes are selling for a median of 97.5% of the asking price, and 1% of homes for sale have had a price cut.
Do homes in Payson, AZ sell above or below asking price?: Mostly below asking. Homes in Payson, AZ sold for a median of 97.5% of the final list price over the last 12 months, and 8% of recent sales closed above list.
How fast are homes selling in Payson, AZ?: Homes that sold in Payson, AZ over the last 6 months went under contract in a median of 39 days. Homes under $1M for sale now have been listed for a median of 100 days.
Are home prices in Payson, AZ going up or down?: Down 2.5%. Homes that sold in Payson, AZ in the last 6 months went for a median of $278 per square foot, compared with $285 in the 6 months before. Mountain-town prices swing with the seasons, so treat this as a rough guide.
How many homes under $1M are for sale in Payson, AZ right now?: There are 323 listings of homes under $1M in Payson, AZ: 273 for sale and 50 pending or under contract. 14 came on the market in the last 7 days.
Is it a good time to sell a home in Payson, AZ?: Payson, AZ is balanced, with 5.9 months of homes for sale: buyers have choices, so homes priced from recent sales sell best. Recent sales went under contract in a median of 39 days at 97.5% of list. See what your Payson home is worth →

From MLS listings and sales, updated every 30 minutes. Last updated Nov 7, 2026.

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