How much do homes under $1M cost in Payson, AZ?

The median list price of homes under $1M for sale in Payson, AZ is $431,000, or $274 per square foot. Over the last 12 months, homes in Payson, AZ sold for a median of $430,000.

How much do you need to make to afford homes under $1M in Payson, AZ?

Roughly $114,000 a year at the median list price of $431,000. With 20% down and a 30-year loan at this week's average rate of 7.18%, the payment comes to about $2,659 a month with property taxes and insurance, and lenders often look for housing costs of about 28% of gross income or less. Your debts, down payment and credit all change the number.

Is Payson, AZ a buyer's or seller's market?

Payson, AZ is a balanced market for homes right now, leaning toward buyers. There are 5.9 months of homes for sale at the current pace of sales (under 4 months usually favors sellers, over 6 favors buyers). Homes are selling for a median of 97.5% of the asking price, and 1% of homes for sale have had a price cut.

Do homes in Payson, AZ sell above or below asking price?

Mostly below asking. Homes in Payson, AZ sold for a median of 97.5% of the final list price over the last 12 months, and 8% of recent sales closed above list.

How fast are homes selling in Payson, AZ?

Homes that sold in Payson, AZ over the last 6 months went under contract in a median of 39 days. Homes under $1M for sale now have been listed for a median of 100 days.

Are home prices in Payson, AZ going up or down?

Down 2.5%. Homes that sold in Payson, AZ in the last 6 months went for a median of $278 per square foot, compared with $285 in the 6 months before. Mountain-town prices swing with the seasons, so treat this as a rough guide.

How many homes under $1M are for sale in Payson, AZ right now?

There are 323 listings of homes under $1M in Payson, AZ: 273 for sale and 50 pending or under contract. 14 came on the market in the last 7 days.

Is it a good time to sell a home in Payson, AZ?

Payson, AZ is balanced, with 5.9 months of homes for sale: buyers have choices, so homes priced from recent sales sell best. Recent sales went under contract in a median of 39 days at 97.5% of list.

Price

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Payson, AZ Homes for Sale Under $1M

Including Payson & Star Valley listings

323 listings

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3 bed house at 2003 N Fredanovich Circle, Payson

House for sale

$360,000

3 bds | 2 ba | 1,400 sqft | 0.14 acres

No HOA

2003 N Fredanovich Circle, Payson, AZ 85541

INTEGRA HOMES AND LAND - A

3 bed house at 703 N Grapevine Drive, Payson

Price cut: $65,000 (9/2)

House for sale

$910,000

3 bds | 3 ba | 3,413 sqft | 0.46 acres

Wooded views • 3-car garage • Fireplace

703 N Grapevine Drive, Payson, AZ 85541

INTEGRA HOMES AND LAND - A

3 bed house at 817 W PAYSON Parkway, Payson

Price cut: $5,000 (10/31)

House for sale

$414,999

3 bds | 2 ba | 1,336 sqft | 0.17 acres

Wooded views • No HOA • 2-car garage

817 W PAYSON Parkway, Payson, AZ 85541

DeLex Realty

2 bed house at 913 E Lone Pine Circle, Payson

Price cut: $7,000 (10/30)

House for sale

$262,000

2 bds | 1 ba | 1,024 sqft | 0.19 acres

No HOA

913 E Lone Pine Circle, Payson, AZ 85541

Congress Realty, Inc.

5 bed manufactured home at 512 W Standage Drive, Payson

263 days on market

Manufactured home for sale

$550,500

5 bds | 3 ba | 2,001 sqft | 0.36 acres

Panoramic views • No HOA • 2-car garage

512 W Standage Drive, Payson, AZ 85541

COLDWELL BANKER BISHOP REALTY - PAYSON

3 bed house at 806 W Oso Dorado Circle, Payson

135 days on market

House for sale

$525,000

3 bds | 2 ba | 2,056 sqft | 0.18 acres

2-car garage • Fireplace

806 W Oso Dorado Circle, Payson, AZ 85541

COLDWELL BANKER BISHOP REALTY - PAYSON

3 bed house at 1708 E Velvet Mesquite Court, Payson

Price cut: $22,000 (10/29)

House for sale

$775,000

3 bds | 2 ba | 1,994 sqft | 0.22 acres

Wooded views • 2-car garage • Fireplace

1708 E Velvet Mesquite Court, Payson, AZ 85541

INTEGRA HOMES AND LAND - A

3 bed manufactured home at 519 W Summit Street, Payson

Manufactured home for sale

$550,000

3 bds | 2 ba | 1,872 sqft | 1 acres

Panoramic views • Horses allowed • No HOA

519 W Summit Street, Payson, AZ 85541

ARIZONA RESOURCE REALTY

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Your beds | your baths | your view

Anywhere in Payson, AZ

Found for you by Teri & Jenny · West USA Realty

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3 bed house at 351 N Sleepy Hollow Drive, Payson

House for sale

$374,900

3 bds | 1 ba | 1,344 sqft | 0.2 acres

Wooded views • Fireplace

351 N Sleepy Hollow Drive, Payson, AZ 85541

Real Broker

2 bed house at 503 W Houston Mesa Road, Payson

Price cut: $10,000 (9/11)

House for sale

$470,000

2 bds | 2 ba | 1,525 sqft | 0.22 acres

2-car garage

503 W Houston Mesa Road, Payson, AZ 85541

REALTY EXECUTIVES ARIZONA TERR

4 bed manufactured home at 315 W McKamey Street, Payson

Price cut: $20,600 (10/29)

Manufactured home for sale

$534,900

4 bds | 2 ba | 3,192 sqft | 1.14 acres

Panoramic views • Horses allowed • No HOA

315 W McKamey Street, Payson, AZ 85541

Gentry Real Estate

4 bed house at 1203 N Camelot Drive, Payson

145 days on market

House for sale

$899,999

4 bds | 4 ba | 2,827 sqft | 0.48 acres

Panoramic views • Basement • 4-car garage

1203 N Camelot Drive, Payson, AZ 85541

REALTY EXECUTIVES ARIZONA TERRITORY - PAYSON 3

Price cut: $49,900 (10/28)

House for sale

$275,000

3 bds | 2 ba | 2,150 sqft | 0.22 acres

Panoramic views • No HOA • Basement

308 E Ridge Lane, Payson, AZ 85541

ERA YOUNG REALTY-PAYSON

3 bed manufactured home at 1014 S Cedarcrest Circle, Payson

Pending

Manufactured home for sale

$315,000

3 bds | 2 ba | 1,040 sqft | 0.14 acres

Mountain views • No HOA

1014 S Cedarcrest Circle, Payson, AZ 85541

PREST REALTY

3 bed house at 1407 N Sunset Drive, Payson

Price cut: $10,000 (10/28)

House for sale

$475,000

3 bds | 2 ba | 1,959 sqft | 0.28 acres

Mountain views • 2-car garage • Fireplace

1407 N Sunset Drive, Payson, AZ 85541

Compass

2 bed house at 506 N Bobby Jones Drive, Payson

Price cut: $10,000 (10/28)

House for sale

$269,000

2 bds | 1 ba | 962 sqft | 0.24 acres

Panoramic views • No HOA • Fireplace

506 N Bobby Jones Drive, Payson, AZ 85541

SOUTHWEST MOUNTAIN REALTY, LLC

3 bed house at 303 W Roundup Road, Payson

Pending

House for sale

$299,000

3 bds | 2 ba | 1,294 sqft | 0.17 acres

Wooded views • No HOA • Fireplace

303 W Roundup Road, Payson, AZ 85541

ERA-Young Realty & Investment

5 bed house at 1905 N Conifer Circle, Payson

Pending

House for sale

$950,000

5 bds | 3 ba | 2,587 sqft | 2.2 acres

Panoramic views • Horses allowed • No HOA

1905 N Conifer Circle, Payson, AZ 85541

ERA YOUNG REALTY-PAYSON

2 bed condo at 1501 N Beeline Highway, Payson

Price cut: $9,000 (10/27)

Condo for sale

$230,000

2 bds | 2 ba | 960 sqft | 0.02 acres

Fireplace

1501 N Beeline Highway, UNIT 2, Payson, AZ 85541

ARIZONA RESOURCE REALTY

1 bed house at 3680 E HWY 260 #30, Star Valley

Price cut: $1,000 (10/27)

House for sale

$107,000

1 bds | 2 ba | 550 sqft | 0.01 acres

No HOA

3680 E HWY 260 #30, Star Valley, AZ 85541

ERA YOUNG REALTY-PAYSON

3 bed house at 909 S Coronado Way, Payson

Price cut: $5,000 (10/27)

House for sale

$524,000

3 bds | 2 ba | 1,790 sqft | 0.27 acres

3-car garage

909 S Coronado Way, Payson, AZ 85541

REALTY EXECUTIVES ARIZONA TERRITORY - PAYSON 3

3 bed manufactured home at 505 S Running Elk Road, Payson

Manufactured home for sale

$357,000

3 bds | 2 ba | 1,344 sqft | 0.59 acres

Mountain views • Horses allowed • No HOA

505 S Running Elk Road, Payson, AZ 85541

ERA YOUNG REALTY-PAYSON

2 bed house at 695 S MEADOW Lane, Payson

Pending

House for sale

$550,000

2 bds | 1 ba | 862 sqft | 0.15 acres

Waterfront • Mountain views • No HOA

695 S MEADOW Lane, Payson, AZ 85541

Real Broker

3 bed house at 410 W St Moritz Drive, Payson

Price cut: $20,000 (10/25)

House for sale

$448,000

3 bds | 2 ba | 1,644 sqft | 0.15 acres

No HOA • 2-car garage

410 W St Moritz Drive, Payson, AZ 85541

Gentry Real Estate

1 bed manufactured home at 16 N Star Vale Drive, Payson

Price cut: $5,000 (10/26)

Manufactured home for sale

$34,999

1 bds | 1 ba | 408 sqft

Mountain views

16 N Star Vale Drive, 103A, Payson, AZ 85541

REALTY EXECUTIVES ARIZONA TERR

5 bed house at 905 S PINECONE Street, Payson

Price cut: $15,000 (10/26)

House for sale

$364,900

5 bds | 2 ba | 2,450 sqft | 0.21 acres

No HOA • Basement • 2-car garage

905 S PINECONE Street, Payson, AZ 85541

Arizona Resource Realty

3 bed house at 809 E Frontier Street, Payson

60 days on market

House for sale

$450,000

3 bds | 2 ba | 1,459 sqft | 0.26 acres

No HOA • Fireplace

809 E Frontier Street, Payson, AZ 85541

ARIZONA RESOURCE REALTY

3 bed house at 901 S Ridgeway Street, Payson

Price cut: $9,901 (10/26)

House for sale

$499,999

3 bds | 2 ba | 2,160 sqft | 0.25 acres

Mountain views • No HOA • Fireplace

901 S Ridgeway Street, Payson, AZ 85541

REALTY EXECUTIVES ARIZONA TERR

2 bed house at 1166 N Mountain View Terrace, Payson

261 days on market

House for sale

$349,000

2 bds | 2 ba | 840 sqft | 0.35 acres

Mountain views • Horses allowed • No HOA

1166 N Mountain View Terrace, Payson, AZ 85541

REALTY EXECUTIVES ARIZONA TERR

2 bed house at 1402 N Alpine Heights Drive, Payson

Price cut: $15,000 (10/26)

House for sale

$395,000

2 bds | 2 ba | 1,375 sqft | 0.23 acres

2-car garage • Fireplace

1402 N Alpine Heights Drive, Payson, AZ 85541

HomeSmart Pros

3 bed house at 2710 W Palmer Drive, Payson

House for sale

$549,900

3 bds | 3 ba | 2,919 sqft | 0.24 acres

Mountain views • No HOA • Basement

2710 W Palmer Drive, Payson, AZ 85541

COLDWELL BANKER BISHOP REALTY - PAYSON

3 bed house at 107 E Rancho Road, Payson

Pending

House for sale

$365,000

3 bds | 2 ba | 1,307 sqft | 0.18 acres

No HOA

107 E Rancho Road, Payson, AZ 85541

REALTY EXECUTIVES ARIZONA TERR

3 bed manufactured home at 210 W Cedar Mill Court, Star Valley

Price cut: $8,500 (10/24)

Manufactured home for sale

$339,000

3 bds | 2 ba | 1,800 sqft | 0.17 acres

No HOA • 2-car garage

210 W Cedar Mill Court, Star Valley, AZ 85541

My Home Group Real Estate, LLC

3 bed house at 405 N Whitetail Drive, Payson

Price cut: $32,000 (10/24)

House for sale

$898,000

3 bds | 3 ba | 2,935 sqft | 1.09 acres

Panoramic views • No HOA • 2-car garage

405 N Whitetail Drive, Payson, AZ 85541

REALTY EXECUTIVES ARIZONA TERRITORY - PAYSON 3

2 bed house at 672 W COCOPAH Lane, Payson

Price cut: $13,500 (10/23)

House for sale

$375,000

2 bds | 1 ba | 1,148 sqft | 0.13 acres

Creek view • No HOA • Fireplace

672 W COCOPAH Lane, Payson, AZ 85541

HomeSmart

2 bed house at 112 W Sherwood Drive, Payson

House for sale

$375,000

2 bds | 2 ba | 1,240 sqft | 0.17 acres

No HOA • Fireplace

112 W Sherwood Drive, Payson, AZ 85541

AM/PM Realty Group LLC

House for sale

$495,000

3 bds | 2 ba | 1,160 sqft | 0.17 acres

Waterfront • Creek view • Fireplace

951 W VERDE Road, Payson, AZ 85541

LPT Realty, LLC

2 bed house at 259 S MORRIS Meadows, Payson

369 days on market

House for sale

$450,000

2 bds | 1 ba | 1,040 sqft | 1.02 acres

Horses allowed • No HOA • Fireplace

259 S MORRIS Meadows, Payson, AZ 85541

HomeSmart

2 bed house at 429 W STANDAGE Drive, Payson

Price cut: $10,100 (10/23)

House for sale

$314,900

2 bds | 1 ba | 1,240 sqft | 0.22 acres

Horses allowed • No HOA • Basement

429 W STANDAGE Drive, Payson, AZ 85541

Realty ONE Group

5 bed house at 1940 S MOONLIGHT Drive, Payson

House for sale

$1,000,000

5 bds | 3 ba | 3,862 sqft | 1.01 acres

Panoramic views • Horses allowed • No HOA

1940 S MOONLIGHT Drive, Payson, AZ 85541

Gary Call Real Estate

Listing data provided by Arizona Regional Multiple Listing Service. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information should be verified by the recipient and none is guaranteed as accurate by ARMLS.

Listing data provided by Central Arizona Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Listing data provided by White Mountain Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information is deemed reliable but not guaranteed accurate by the White Mountain Association of REALTORS® Copyright 2026 White Mountain Association of REALTORS® All rights reserved.

Payson real estate market questions

How much do homes under $1M cost in Payson, AZ?: The median list price of homes under $1M for sale in Payson, AZ is $431,000, or $274 per square foot. Over the last 12 months, homes in Payson, AZ sold for a median of $430,000.
How much do you need to make to afford homes under $1M in Payson, AZ?: Roughly $114,000 a year at the median list price of $431,000. With 20% down and a 30-year loan at this week's average rate of 7.18%, the payment comes to about $2,659 a month with property taxes and insurance, and lenders often look for housing costs of about 28% of gross income or less. Your debts, down payment and credit all change the number.
Is Payson, AZ a buyer's or seller's market?: Payson, AZ is a balanced market for homes right now, leaning toward buyers. There are 5.9 months of homes for sale at the current pace of sales (under 4 months usually favors sellers, over 6 favors buyers). Homes are selling for a median of 97.5% of the asking price, and 1% of homes for sale have had a price cut.
Do homes in Payson, AZ sell above or below asking price?: Mostly below asking. Homes in Payson, AZ sold for a median of 97.5% of the final list price over the last 12 months, and 8% of recent sales closed above list.
How fast are homes selling in Payson, AZ?: Homes that sold in Payson, AZ over the last 6 months went under contract in a median of 39 days. Homes under $1M for sale now have been listed for a median of 100 days.
Are home prices in Payson, AZ going up or down?: Down 2.5%. Homes that sold in Payson, AZ in the last 6 months went for a median of $278 per square foot, compared with $285 in the 6 months before. Mountain-town prices swing with the seasons, so treat this as a rough guide.
How many homes under $1M are for sale in Payson, AZ right now?: There are 323 listings of homes under $1M in Payson, AZ: 273 for sale and 50 pending or under contract. 14 came on the market in the last 7 days.
Is it a good time to sell a home in Payson, AZ?: Payson, AZ is balanced, with 5.9 months of homes for sale: buyers have choices, so homes priced from recent sales sell best. Recent sales went under contract in a median of 39 days at 97.5% of list. See what your Payson home is worth →

From MLS listings and sales, updated every 30 minutes. Last updated Nov 7, 2026.

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