How much do homes under $1M cost in Payson, AZ?

The median list price of homes under $1M for sale in Payson, AZ is $431,000, or $274 per square foot. Over the last 12 months, homes in Payson, AZ sold for a median of $430,000.

How much do you need to make to afford homes under $1M in Payson, AZ?

Roughly $114,000 a year at the median list price of $431,000. With 20% down and a 30-year loan at this week's average rate of 7.18%, the payment comes to about $2,659 a month with property taxes and insurance, and lenders often look for housing costs of about 28% of gross income or less. Your debts, down payment and credit all change the number.

Is Payson, AZ a buyer's or seller's market?

Payson, AZ is a balanced market for homes right now, leaning toward buyers. There are 5.9 months of homes for sale at the current pace of sales (under 4 months usually favors sellers, over 6 favors buyers). Homes are selling for a median of 97.5% of the asking price, and 1% of homes for sale have had a price cut.

Do homes in Payson, AZ sell above or below asking price?

Mostly below asking. Homes in Payson, AZ sold for a median of 97.5% of the final list price over the last 12 months, and 8% of recent sales closed above list.

How fast are homes selling in Payson, AZ?

Homes that sold in Payson, AZ over the last 6 months went under contract in a median of 39 days. Homes under $1M for sale now have been listed for a median of 100 days.

Are home prices in Payson, AZ going up or down?

Down 2.5%. Homes that sold in Payson, AZ in the last 6 months went for a median of $278 per square foot, compared with $285 in the 6 months before. Mountain-town prices swing with the seasons, so treat this as a rough guide.

How many homes under $1M are for sale in Payson, AZ right now?

There are 323 listings of homes under $1M in Payson, AZ: 273 for sale and 50 pending or under contract. 14 came on the market in the last 7 days.

Is it a good time to sell a home in Payson, AZ?

Payson, AZ is balanced, with 5.9 months of homes for sale: buyers have choices, so homes priced from recent sales sell best. Recent sales went under contract in a median of 39 days at 97.5% of list.

Price

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Payson, AZ Homes for Sale Under $1M

Including Payson & Star Valley listings

323 listings

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4 bed manufactured home at 103 W Evergreen Circle, Payson

71 days on market

Manufactured home for sale

$239,000

4 bds | 2 ba | 1,680 sqft | 0.24 acres

No HOA • Fireplace

103 W Evergreen Circle, Payson, AZ 85541

Realty ONE Group

Price cut: $2,000 (9/22)

House for sale

$82,000

1 bds | 1 ba | 396 sqft

3933 AZ-260, 133, Star Valley, AZ 85541

SOUTHWEST MOUNTAIN REALTY, LLC

3 bed house at 801 W Zane Grey Circle, Payson

Price cut: $15,000 (9/21)

House for sale

$774,900

3 bds | 3 ba | 2,921 sqft | 0.55 acres

Panoramic views • No HOA • Basement

801 W Zane Grey Circle, Payson, AZ 85541

PAYSON HOMES & LAND

3 bed house at 7488 N PALOMA Vista, Payson

79 days on market

House for sale

$335,000

3 bds | 2 ba | 1,480 sqft | 0.16 acres

Wooded views • Horses allowed • No HOA

7488 N PALOMA Vista, Payson, AZ 85541

Forest Realty Group

2 bed house at 559 W Diamond Loop, Payson

Pending

House for sale

$349,900

2 bds | 1 ba | 812 sqft | 0.5 acres

Panoramic views • Fireplace

559 W Diamond Loop, Payson, AZ 85541

REALTY EXECUTIVES ARIZONA TERR

3 bed house at 823 W Overland Road, Payson

Pending

House for sale

$598,500

3 bds | 2 ba | 1,806 sqft | 0.33 acres

No HOA • 2-car garage • Fireplace

823 W Overland Road, Payson, AZ 85541

COLDWELL BANKER BISHOP REALTY - PINE

3 bed house at 513 W Saddle Lane, Payson

Price cut: $14,000 (9/20)

House for sale

$455,000

3 bds | 2 ba | 1,350 sqft | 0.14 acres

Wooded views • No HOA • 2-car garage

513 W Saddle Lane, Payson, AZ 85541

HomeSmart Pros

3 bed manufactured home at 400 W Jones Drive, Payson

Under Contract

Manufactured home for sale

$335,000

3 bds | 2 ba | 1,296 sqft | 0.11 acres

No HOA • Fireplace

400 W Jones Drive, Payson, AZ 85541

COLDWELL BANKER BISHOP REALTY - PAYSON

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2 bed house at 264 S Conifer Drive, Payson

House for sale

$889,000

2 bds | 3 ba | 1,920 sqft | 2.5 acres

Panoramic views • Horses allowed • No HOA

264 S Conifer Drive, Payson, AZ 85541

West USA Realty

3 bed house at 8193 W Dead Eye Road, Payson

96 days on market

House for sale

$495,995

3 bds | 2 ba | 2,004 sqft | 0.42 acres

Horses allowed • No HOA • 2-car garage

8193 W Dead Eye Road, Payson, AZ 85541

Compass

3 bed house at 801 N Scenic Drive, Payson

Price cut: $39,900 (9/8)

House for sale

$890,000

3 bds | 3 ba | 3,050 sqft | 1.6 acres

Wooded views • Basement • 2-car garage

801 N Scenic Drive, Payson, AZ 85541

REALTY EXECUTIVES ARIZONA TERR

3 bed house at 1112 S Kinzer Court, Payson

Price cut: $40,000 (9/18)

House for sale

$949,000

3 bds | 2 ba | 2,193 sqft | 0.28 acres

New construction • Mountain views • No HOA

1112 S Kinzer Court, Payson, AZ 85541

INTEGRA HOMES AND LAND - A

House for sale

$849,000

3 bds | 2 ba | 2,087 sqft | 0.19 acres

New construction • Panoramic views • No HOA

510 N Peak Loop, Payson, AZ 85541

Phoenix Premier Properties

2 bed house at 1504 N CURTISS Circle, Payson

Pending

House for sale

$279,000

2 bds | 1 ba | 704 sqft | 0.18 acres

Wooded views • No HOA • 1-car garage

1504 N CURTISS Circle, Payson, AZ 85541

Desert 2 Mountain Realty

2 bed house at 710 W Frontier Street, Payson

Price cut: $6,000 (9/17)

House for sale

$364,000

2 bds | 3 ba | 1,200 sqft | 0.07 acres

No HOA

710 W Frontier Street, Payson, AZ 85541

Congress Realty, Inc.

3 bed house at 1428 N EASY Street, Payson

House for sale

$594,900

3 bds | 2 ba | 1,602 sqft | 0.33 acres

New construction • 3-car garage

1428 N EASY Street, Payson, AZ 85541

PAYSON HOMES & LAND

3 bed house at 214 W THOMPSON Road, Payson

Price cut: $10,000 (9/16)

House for sale

$450,000

3 bds | 2 ba | 1,700 sqft | 0.45 acres

Mountain views • Horses allowed • No HOA

214 W THOMPSON Road, Payson, AZ 85541

DeLex Realty

1 bed manufactured home at 3933 E Highway 260, Star Valley

Price cut: $7,950 (9/16)

Manufactured home for sale

$184,950

1 bds | 1 ba | 640 sqft

Wooded views

3933 E Highway 260, #161, Star Valley, AZ 85541

West USA Realty - Happy Jack

3 bed house at 2704 W Palmer Drive, Payson

House for sale

$399,900

3 bds | 2 ba | 1,274 sqft | 0.24 acres

No HOA • 1-car garage

2704 W Palmer Drive, Payson, AZ 85541

PAYSON HOMES & LAND

3 bed house at 1206 N Apache Lane, Payson

Price cut: $15,000 (9/14)

House for sale

$274,900

3 bds | 2 ba | 1,044 sqft | 0.16 acres

No HOA

1206 N Apache Lane, Payson, AZ 85541

PAYSON HOMES & LAND

3 bed house at 2205 E Feather Plume Lane, Payson

108 days on market

House for sale

$889,900

3 bds | 5 ba | 2,678 sqft | 0.42 acres

Panoramic views • Basement • 2-car garage

2205 E Feather Plume Lane, Payson, AZ 85541

ERA YOUNG REALTY-PAYSON

4 bed house at 1200 W Random Way, Payson

Under Contract

House for sale

$649,900

4 bds | 2 ba | 2,188 sqft | 0.65 acres

No HOA • 2-car garage • Fireplace

1200 W Random Way, Payson, AZ 85541

Forest Realty Group

5 bed house at 2904 W Bulla Drive, Payson

Price cut: $10,010 (9/12)

House for sale

$499,990

5 bds | 3 ba | 2,240 sqft | 0.24 acres

Panoramic views • No HOA • Basement

2904 W Bulla Drive, Payson, AZ 85541

Delex Realty, LLC

3 bed manufactured home at 16 N Star Vale Dr 69, Star Valley

Price cut: $10,000 (9/12)

Manufactured home for sale

$125,000

3 bds | 2 ba | 1,088 sqft

No HOA

16 N Star Vale Dr 69, Star Valley, AZ 85541

Realty Executives Arizona Territory

4 bed manufactured home at 904 W Driftwood Drive, Payson

Under Contract

Manufactured home for sale

$329,900

4 bds | 2 ba | 1,988 sqft | 0.14 acres

Fireplace • 1-car garage

904 W Driftwood Drive, Payson, AZ 85541

West USA Realty

3 bed house at 1131 S Sycamore Circle, Payson

152 days on market

House for sale

$674,000

3 bds | 3 ba | 3,621 sqft | 0.31 acres

Panoramic views • Basement • 2-car garage

1131 S Sycamore Circle, Payson, AZ 85541

ERA YOUNG REALTY-PAYSON

3 bed manufactured home at 312A E Airline Boulevard, Payson

Pending

Manufactured home for sale

$239,000

3 bds | 2 ba | 1,680 sqft | 0.23 acres

No HOA • Fireplace

312A E Airline Boulevard, Payson, AZ 85541

Realty ONE Group

Price cut: $25,000 (9/9)

House for sale

$324,900

1 bds | 1 ba | 536 sqft | 0.55 acres

Panoramic views • Horses allowed • No HOA

167 S Ranch Lane, Payson, AZ 85541

Congress Realty, Inc.

3 bed house at 720 E SKYWAY Court, Payson

Price cut: $20,001 (9/8)

House for sale

$649,999

3 bds | 3 ba | 2,616 sqft | 0.4 acres

Panoramic views • Basement • 2-car garage

720 E SKYWAY Court, Payson, AZ 85541

W and Partners, LLC

1 bed house at 16 N Star Vale Drive, Payson

85 days on market

House for sale

$130,000

1 bds | 1 ba | 363 sqft

Mountain views • No HOA

16 N Star Vale Drive, 119A, Payson, AZ 85541

ERA YOUNG REALTY-PAYSON

2 bed house at 190 S Greystone Circle, Payson

Price cut: $10,000 (9/4)

House for sale

$679,000

2 bds | 3 ba | 1,854 sqft | 1.14 acres

Panoramic views • Horses allowed • Basement

190 S Greystone Circle, Payson, AZ 85541

SCOTT SCHULTE, LLC

3 bed manufactured home at 204 N Kodz Road, Payson

Pending

Manufactured home for sale

$274,000

3 bds | 2 ba | 1,248 sqft | 0.3 acres

No HOA • 2-car garage

204 N Kodz Road, Payson, AZ 85541

HomeSmart - H

2 bed house at 1010 N Gila Drive, Payson

65 days on market

House for sale

$310,000

2 bds | 2 ba | 1,056 sqft | 0.14 acres

No HOA • Fireplace

1010 N Gila Drive, Payson, AZ 85541

REALTY EXECUTIVES ARIZONA TERRITORY - PAYSON 3

Price cut: $10,000 (8/31)

House for sale

$340,000

2 bds | 2 ba | 1,016 sqft | 0.25 acres

Mountain views • Horses allowed • No HOA

181 E Park Road, Payson, AZ 85541

REALTY EXECUTIVES ARIZONA TERR

120 days on market

House for sale

$260,000

2 bds | 2 ba | 1,034 sqft | 0.23 acres

No HOA • 2-car garage • Fireplace

608 E Fir Circle, Payson, AZ 85541

REALTY EXECUTIVES ARIZONA TERR

3 bed house at 801 N Granite Drive, Payson

Price cut: $1,000 (9/2)

House for sale

$338,000

3 bds | 2 ba | 1,312 sqft | 0.29 acres

Wooded views • No HOA • Fireplace

801 N Granite Drive, Payson, AZ 85541

HomeSmart Pros

3 bed house at 312 N Pioneer Trail, Payson

Price cut: $15,000 (9/2)

House for sale

$400,000

3 bds | 2 ba | 1,358 sqft | 0.18 acres

No HOA • 2-car garage

312 N Pioneer Trail, Payson, AZ 85541

Delex Realty, LLC

3 bed manufactured home at 1006 S Cedarcrest Circle, Payson

Pending

Manufactured home for sale

$175,000

3 bds | 2 ba | 1,248 sqft | 0.14 acres

No HOA

1006 S Cedarcrest Circle, Payson, AZ 85541

DenMar Realty

3 bed house at 307 S Brassie Drive, Payson

Price cut: $7,600 (8/20)

House for sale

$574,900

3 bds | 3 ba | 2,176 sqft | 0.22 acres

No HOA • Basement • 2-car garage

307 S Brassie Drive, Payson, AZ 85541

Delex Realty, LLC

3 bed house at 914 N Autumn Sage Court, Payson

89 days on market

House for sale

$785,000

3 bds | 2 ba | 2,004 sqft | 0.22 acres

New construction • Wooded views • 2-car garage

914 N Autumn Sage Court, Payson, AZ 85541

Master Investment and Development

Listing data provided by Arizona Regional Multiple Listing Service. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information should be verified by the recipient and none is guaranteed as accurate by ARMLS.

Listing data provided by Central Arizona Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Listing data provided by White Mountain Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information is deemed reliable but not guaranteed accurate by the White Mountain Association of REALTORS® Copyright 2026 White Mountain Association of REALTORS® All rights reserved.

Payson real estate market questions

How much do homes under $1M cost in Payson, AZ?: The median list price of homes under $1M for sale in Payson, AZ is $431,000, or $274 per square foot. Over the last 12 months, homes in Payson, AZ sold for a median of $430,000.
How much do you need to make to afford homes under $1M in Payson, AZ?: Roughly $114,000 a year at the median list price of $431,000. With 20% down and a 30-year loan at this week's average rate of 7.18%, the payment comes to about $2,659 a month with property taxes and insurance, and lenders often look for housing costs of about 28% of gross income or less. Your debts, down payment and credit all change the number.
Is Payson, AZ a buyer's or seller's market?: Payson, AZ is a balanced market for homes right now, leaning toward buyers. There are 5.9 months of homes for sale at the current pace of sales (under 4 months usually favors sellers, over 6 favors buyers). Homes are selling for a median of 97.5% of the asking price, and 1% of homes for sale have had a price cut.
Do homes in Payson, AZ sell above or below asking price?: Mostly below asking. Homes in Payson, AZ sold for a median of 97.5% of the final list price over the last 12 months, and 8% of recent sales closed above list.
How fast are homes selling in Payson, AZ?: Homes that sold in Payson, AZ over the last 6 months went under contract in a median of 39 days. Homes under $1M for sale now have been listed for a median of 100 days.
Are home prices in Payson, AZ going up or down?: Down 2.5%. Homes that sold in Payson, AZ in the last 6 months went for a median of $278 per square foot, compared with $285 in the 6 months before. Mountain-town prices swing with the seasons, so treat this as a rough guide.
How many homes under $1M are for sale in Payson, AZ right now?: There are 323 listings of homes under $1M in Payson, AZ: 273 for sale and 50 pending or under contract. 14 came on the market in the last 7 days.
Is it a good time to sell a home in Payson, AZ?: Payson, AZ is balanced, with 5.9 months of homes for sale: buyers have choices, so homes priced from recent sales sell best. Recent sales went under contract in a median of 39 days at 97.5% of list. See what your Payson home is worth →

From MLS listings and sales, updated every 30 minutes. Last updated Nov 7, 2026.

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