How much do homes with no HOA cost in Arizona High Country?

The median list price of homes with no HOA for sale in Arizona High Country is $434,950, or $276 per square foot. Over the last 12 months, homes in Arizona High Country sold for a median of $495,000.

How much do you need to make to afford homes with no HOA in Arizona High Country?

Roughly $115,000 a year at the median list price of $434,950. With 20% down and a 30-year loan at this week's average rate of 7.18%, the payment comes to about $2,683 a month with property taxes and insurance, and lenders often look for housing costs of about 28% of gross income or less. Your debts, down payment and credit all change the number.

Is Arizona High Country a buyer's or seller's market?

Arizona High Country is a balanced market for homes right now, leaning toward buyers. There are 5 months of homes for sale at the current pace of sales (under 4 months usually favors sellers, over 6 favors buyers). Homes are selling for a median of 97.3% of the asking price, and 25% of homes for sale have had a price cut.

Do homes in Arizona High Country sell above or below asking price?

Mostly below asking. Homes in Arizona High Country sold for a median of 97.3% of the final list price over the last 12 months, and 8.4% of recent sales closed above list.

How fast are homes selling in Arizona High Country?

Homes that sold in Arizona High Country over the last 6 months went under contract in a median of 36 days. Homes with no HOA for sale now have been listed for a median of 133 days.

Are home prices in Arizona High Country going up or down?

About flat. Homes that sold in Arizona High Country in the last 6 months went for a median of $312 per square foot, compared with $312 in the 6 months before. Mountain-town prices swing with the seasons, so treat this as a rough guide.

How many homes with no HOA are for sale in Arizona High Country right now?

There are 2,299 listings of homes with no HOA in Arizona High Country: 2,070 for sale and 229 pending or under contract. 64 came on the market in the last 7 days.

Is it a good time to sell a home in Arizona High Country?

Arizona High Country is balanced, with 5 months of homes for sale: buyers have choices, so homes priced from recent sales sell best. Recent sales went under contract in a median of 36 days at 97.3% of list.

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Arizona High Country Homes for Sale with No HOA

2,299 homes and lots in Arizona High Country where the MLS listing says there is no homeowners association, so no HOA dues. Deed restrictions and county zoning can still apply.

2,299 listings

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4 bed manufactured home at 30 N 3026, Vernon

Price cut: $94,100 (9/8)

Manufactured home for sale

$379,900

4 bds | 2 ba | 2,072 sqft | 2.33 acres

Horses allowed • No HOA

30 N 3026, Vernon, AZ 85940

SEI Real Estate Professionals - Snowflake

Under Contract

Land for sale

$499,000

4.91 acres | $101,629/acre

Horses allowed • No HOA

TBD CR 2276 20, Nutrioso, AZ 85932

DeLex Realty

Land at 1768 E SAGEBRUSH Road -, Williams

61 days on market

Land for sale

$152,900

1.14 acres | $134,123/acre

No HOA

1768 E SAGEBRUSH Road -, Williams, AZ 86046

Russ Lyon Sotheby's International Realty

3 bed house at 2727 Pine Meadow Drive, Overgaard

Price cut: $33,000 (9/8)

House for sale

$435,000

3 bds | 2 ba | 1,688 sqft | 1.02 acres

Horses allowed • No HOA • Fireplace

2727 Pine Meadow Drive, Overgaard, AZ 85933

Skyline Canyon Realty

Property at 9448 N State Rte 89A, Sedona

98 days on market

For sale

$3,250,000

2,294 sqft | 10 acres

No HOA

9448 N State Rte 89A, Sedona, AZ 86336

Blackbird Brokery

Property at 9440 N STATE ROUTE 89A, Sedona

65 days on market

For sale

$10,950,000

15,000 sqft | 12.7 acres

No HOA

9440 N STATE ROUTE 89A, Sedona, AZ 86336

Blackbird Brokery

1 bed house at 16 N Star Vale Drive, Payson

83 days on market

House for sale

$130,000

1 bds | 1 ba | 363 sqft

Mountain views • No HOA

16 N Star Vale Drive, 119A, Payson, AZ 85541

ERA YOUNG REALTY-PAYSON

Land at 703 S Blackbird Roost '-', Flagstaff

65 days on market

Land for sale

$4,900,000

3.06 acres | $1,601,307/acre

No HOA

703 S Blackbird Roost '-', Flagstaff, AZ 86001

RE/MAX Fine Properties

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3 bed house at 4863 N Genes Lane, Strawberry

Price cut: $40,000 (9/6)

House for sale

$899,000

3 bds | 4 ba | 3,314 sqft | 1.81 acres

Mountain views • No HOA • 2-car garage

4863 N Genes Lane, Strawberry, AZ 85544

EXP Realty, LLC - PEORIA

Land at 8087 Mustang Ln 20 Acres -, Show Low

Price cut: $20,500 (9/5)

Land for sale

$169,000

20 acres | $8,450/acre

Lake view • Horses allowed • No HOA

8087 Mustang Ln 20 Acres -, Show Low, AZ 85901

Long Realty Covey Luxury Properties

3 bed house at 4822 N BRANDON Way, Strawberry

Price cut: $39,900 (8/25)

House for sale

$560,000

3 bds | 3 ba | 2,468 sqft | 0.34 acres

No HOA • Basement • Fireplace

4822 N BRANDON Way, Strawberry, AZ 85544

Realty ONE Group

62 days on market

House for sale

$649,900

4 bds | 3 ba | 3,232 sqft | 0.48 acres

Mountain views • No HOA • Fireplace

6870 W ROBBIN Lane, Pine, AZ 85544

Real Broker

62 days on market

Land for sale

$15,000

0.25 acres | $60,000/acre

No HOA

TBD CR 5169, Concho, AZ 85924

Mountain Retreat Realty Experts, LLC - Lakeside

3 bed manufactured home at 8142 Rockin R Ranch Trail, Snowflake

Price cut: $20,000 (9/4)

Manufactured home for sale

$269,000

3 bds | 3 ba | 960 sqft | 20.38 acres

Panoramic views • Horses allowed • No HOA

8142 Rockin R Ranch Trail, Snowflake, AZ 85937

RE/MAX Traditions

62 days on market

Land for sale

$115,000

1.18 acres | $97,458/acre

Electric available • Horses allowed • No HOA

18 Co Rd 2092, Alpine, AZ 85920

Delex Realty

Price cut: $1,000 (9/4)

Land for sale

$16,000

4.4 acres | $3,636/acre

Horses allowed • No HOA

3801 Tonto Road, Snowflake, AZ 85937

RE/MAX Traditions

62 days on market

Land for sale

$134,900

4 acres | $33,725/acre

Panoramic views • Electric available • Horses allowed

18 N2279, Nutrioso, AZ 85932

Greer Land & Investments, LLC

62 days on market

House for sale

$289,900

2 bds | 1 ba | 1,370 sqft | 0.27 acres

No HOA • Fireplace

19 2056, Alpine, AZ 85920

Delex Realty

3 bed manufactured home at 204 N Kodz Road, Payson

Pending

Manufactured home for sale

$274,000

3 bds | 2 ba | 1,248 sqft | 0.3 acres

No HOA • 2-car garage

204 N Kodz Road, Payson, AZ 85541

HomeSmart - H

Price cut: $5,000 (9/4)

Land for sale

$59,900

0.21 acres | $285,238/acre

No HOA

601 S Jogin Lane, Show Low, AZ 85901

West USA Realty - Snowflake

Property at 700 W STATE ROUTE 89A, Sedona

87 days on market

For sale

$16,706,800

9,508 sqft | 2.3 acres

No HOA

700 W STATE ROUTE 89A, Sedona, AZ 86336

McMahon & Miller Commercial

2 bed house at 2867 Pine Rim Road, Overgaard

62 days on market

House for sale

$319,900

2 bds | 1 ba | 1,010 sqft | 0.15 acres

No HOA • Fireplace

2867 Pine Rim Road, Overgaard, AZ 85933

Skyline Canyon Realty

1 bed house at 2028 Jones Pass, Overgaard

Price cut: $7,955 (9/4)

House for sale

$359,900

1 bds | 1 ba | 900 sqft | 1 acres

Horses allowed • No HOA • Fireplace

2028 Jones Pass, Overgaard, AZ 85933

Diane Dahlin's Pine Rim Realty

5 bed house at 1760 N Medina Loop, Show Low

113 days on market

House for sale

$725,000

5 bds | 4 ba | 3,062 sqft | 0.28 acres

No HOA • 2-car garage • Fireplace

1760 N Medina Loop, Show Low, AZ 85901

Grady Hillis Realty

Land at 1215 N 6 1/2 E Street, Snowflake

140 days on market

Land for sale

$150,000

5.37 acres | $27,933/acre

Electric available • Well • Horses allowed

1215 N 6 1/2 E Street, Snowflake, AZ 85937

Mountain Retreat Realty Experts, LLC - Lakeside

138 days on market

Land for sale

$120,000

9.2 acres | $13,043/acre

Horses allowed • No HOA

TBD N 6 1/2 E St, Snowflake, AZ 85937

Mountain Retreat Realty Experts, LLC - Lakeside

4 bed manufactured home at 388 E 7th Street, Eagar

504 days on market

Manufactured home for sale

$360,000

4 bds | 3 ba | 2,356 sqft | 0.6 acres

Horses allowed • No HOA • 2-car garage

388 E 7th Street, Eagar, AZ 85925

Realty Executives Arizona Territory - Springerville

2 bed house at 6742 Dover Lane, Show Low

Price cut: $15,000 (9/4)

House for sale

$450,000

2 bds | 2 ba | 1,400 sqft | 1 acres

Panoramic views • Horses allowed • No HOA

6742 Dover Lane, Show Low, AZ 85901

AARE

3 bed house at 3400 W Lion Barger Drive, Show Low

63 days on market

House for sale

$775,000

3 bds | 3 ba | 2,484 sqft | 0.34 acres

Panoramic views • No HOA • 2-car garage

3400 W Lion Barger Drive, Show Low, AZ 85901

Keller Williams Realty Phoenix - Show Low

4 bed house at 3 COUNTY ROAD 5099 Lane, Concho

63 days on market

House for sale

$249,900

4 bds | 2 ba | 1,490 sqft | 0.17 acres

No HOA

3 COUNTY ROAD 5099 Lane, Concho, AZ 85924

Landmark Homes, L.L.C.

Land at 1960 MERRYLAND Road 233, Forest Lakes

422 days on market

Land for sale

$274,900

1.01 acres | $272,178/acre

Water service • Horses allowed • No HOA

1960 MERRYLAND Road 233, Forest Lakes, AZ 85931

West USA Realty

1 bed house at 127 Lakeview Court, Happy Jack

Price cut: $10,000 (9/4)

House for sale

$459,000

1 bds | 1 ba | 1,152 sqft | 1.04 acres

Waterfront • Panoramic views • No HOA

127 Lakeview Court, Happy Jack, AZ 86024

West USA Realty - Happy Jack 1

5 bed manufactured home at 136 N8202, Concho

288 days on market

Manufactured home for sale

$675,000

5 bds | 4 ba | 2,948 sqft | 40.25 acres

Horses allowed • No HOA

136 N8202, Concho, AZ 85924

AARE

Land at 5506 Glasgow Drive 54, Snowflake

Price cut: $9,100 (9/4)

Land for sale

$34,900

5.5 acres | $6,345/acre

Panoramic views • Horses allowed • No HOA

5506 Glasgow Drive 54, Snowflake, AZ 85937

West USA Realty

2 bed manufactured home at 3575 WILDFLOWER Drive, Overgaard

71 days on market

Manufactured home for sale

$199,900

2 bds | 1 ba | 833 sqft | 0.14 acres

Wooded views • No HOA

3575 WILDFLOWER Drive, Overgaard, AZ 85933

West USA Realty

3 bed house at 1234 Turkey Hill Road, Pinedale

Price cut: $25,000 (9/4)

House for sale

$650,000

3 bds | 3 ba | 3,284 sqft | 2.5 acres

Horses allowed • No HOA • 25-car garage

1234 Turkey Hill Road, Pinedale, AZ 85934

Torreon Realty

Land at 2345 W Ridgeview Ranch Drive, Snowflake

Price cut: $5,500 (9/4)

Land for sale

$154,500

41.85 acres | $3,692/acre

Panoramic views • Well • Horses allowed

2345 W Ridgeview Ranch Drive, Snowflake, AZ 85937

White Mountain Realty

Land at 3795 Mogollon Vista Drive, Pinetop

Price cut: $9,900 (9/3)

Land for sale

$95,000

0.3 acres | $316,667/acre

No HOA

3795 Mogollon Vista Drive, Pinetop, AZ 85935

West USA Realty - Pinetop

64 days on market

Land for sale

$15,000

1.94 acres | $7,732/acre

Horses allowed • No HOA

3264 S Coolidge Road, Williams, AZ 86046

HomeSmart

64 days on market

Land for sale

$15,000

1.76 acres | $8,523/acre

Horses allowed • No HOA

3253 S Laguna Drive, Williams, AZ 86046

HomeSmart

Listing data provided by Arizona Regional Multiple Listing Service. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information should be verified by the recipient and none is guaranteed as accurate by ARMLS.

Listing data provided by Central Arizona Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Listing data provided by White Mountain Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information is deemed reliable but not guaranteed accurate by the White Mountain Association of REALTORS® Copyright 2026 White Mountain Association of REALTORS® All rights reserved.

Arizona High Country real estate market questions

How much do homes with no HOA cost in Arizona High Country?: The median list price of homes with no HOA for sale in Arizona High Country is $434,950, or $276 per square foot. Over the last 12 months, homes in Arizona High Country sold for a median of $495,000.
How much do you need to make to afford homes with no HOA in Arizona High Country?: Roughly $115,000 a year at the median list price of $434,950. With 20% down and a 30-year loan at this week's average rate of 7.18%, the payment comes to about $2,683 a month with property taxes and insurance, and lenders often look for housing costs of about 28% of gross income or less. Your debts, down payment and credit all change the number.
Is Arizona High Country a buyer's or seller's market?: Arizona High Country is a balanced market for homes right now, leaning toward buyers. There are 5 months of homes for sale at the current pace of sales (under 4 months usually favors sellers, over 6 favors buyers). Homes are selling for a median of 97.3% of the asking price, and 25% of homes for sale have had a price cut.
Do homes in Arizona High Country sell above or below asking price?: Mostly below asking. Homes in Arizona High Country sold for a median of 97.3% of the final list price over the last 12 months, and 8.4% of recent sales closed above list.
How fast are homes selling in Arizona High Country?: Homes that sold in Arizona High Country over the last 6 months went under contract in a median of 36 days. Homes with no HOA for sale now have been listed for a median of 133 days.
Are home prices in Arizona High Country going up or down?: About flat. Homes that sold in Arizona High Country in the last 6 months went for a median of $312 per square foot, compared with $312 in the 6 months before. Mountain-town prices swing with the seasons, so treat this as a rough guide.
How many homes with no HOA are for sale in Arizona High Country right now?: There are 2,299 listings of homes with no HOA in Arizona High Country: 2,070 for sale and 229 pending or under contract. 64 came on the market in the last 7 days.
Is it a good time to sell a home in Arizona High Country?: Arizona High Country is balanced, with 5 months of homes for sale: buyers have choices, so homes priced from recent sales sell best. Recent sales went under contract in a median of 36 days at 97.3% of list. See what your Arizona High Country home is worth →

From MLS listings and sales, updated every 30 minutes. Last updated Nov 5, 2026.

Arizona High Country Homes for Sale with No HOA

Arizona High Country real estate market questions

Homes with no HOA in Arizona High Country towns

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