How much do homes with no HOA cost in Arizona High Country?

The median list price of homes with no HOA for sale in Arizona High Country is $435,000, or $276 per square foot. Over the last 12 months, homes in Arizona High Country sold for a median of $495,000.

How much do you need to make to afford homes with no HOA in Arizona High Country?

Roughly $115,000 a year at the median list price of $435,000. With 20% down and a 30-year loan at this week's average rate of 7.18%, the payment comes to about $2,683 a month with property taxes and insurance, and lenders often look for housing costs of about 28% of gross income or less. Your debts, down payment and credit all change the number.

Is Arizona High Country a buyer's or seller's market?

Arizona High Country is a balanced market for homes right now, leaning toward buyers. There are 5 months of homes for sale at the current pace of sales (under 4 months usually favors sellers, over 6 favors buyers). Homes are selling for a median of 97.3% of the asking price, and 25% of homes for sale have had a price cut.

Do homes in Arizona High Country sell above or below asking price?

Mostly below asking. Homes in Arizona High Country sold for a median of 97.3% of the final list price over the last 12 months, and 8.4% of recent sales closed above list.

How fast are homes selling in Arizona High Country?

Homes that sold in Arizona High Country over the last 6 months went under contract in a median of 36 days. Homes with no HOA for sale now have been listed for a median of 133 days.

Are home prices in Arizona High Country going up or down?

About flat. Homes that sold in Arizona High Country in the last 6 months went for a median of $312 per square foot, compared with $312 in the 6 months before. Mountain-town prices swing with the seasons, so treat this as a rough guide.

How many homes with no HOA are for sale in Arizona High Country right now?

There are 2,298 listings of homes with no HOA in Arizona High Country: 2,069 for sale and 229 pending or under contract. 64 came on the market in the last 7 days.

Is it a good time to sell a home in Arizona High Country?

Arizona High Country is balanced, with 5 months of homes for sale: buyers have choices, so homes priced from recent sales sell best. Recent sales went under contract in a median of 36 days at 97.3% of list.

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Arizona High Country Homes for Sale with No HOA

2,298 homes and lots in Arizona High Country where the MLS listing says there is no homeowners association, so no HOA dues. Deed restrictions and county zoning can still apply.

2,298 listings

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67 days on market

Land for sale

$14,000

0.24 acres | $58,333/acre

Panoramic views • Electric available • Horses allowed

119 County Road 5106, Concho, AZ 85924

Realty Executives Arizona Territory - Show Low

4 bed house at 12 County Rd 2074, Alpine

213 days on market

House for sale

$840,000

4 bds | 3 ba | 2,079 sqft | 0.85 acres

No HOA • Fireplace

12 County Rd 2074, Lot 28, Alpine, AZ 85920

West USA Realty - Show Low

67 days on market

Land for sale

$14,000

0.24 acres | $58,333/acre

Panoramic views • Electric available • Horses allowed

103 CR 5202, Concho, AZ 85924

Realty Executives Arizona Territory - Show Low

3 bed house at 36 N COUNTY ROAD 2147, Alpine

81 days on market

House for sale

$1,060,000

3 bds | 3 ba | 2,728 sqft | 4.23 acres

Mountain views • Horses allowed • No HOA

36 N COUNTY ROAD 2147, Alpine, AZ 85920

West USA Realty

67 days on market

Land for sale

$14,000

0.24 acres | $58,333/acre

Panoramic views • Electric available • Horses allowed

20 County Road 5203, 20, Concho, AZ 85924

Realty Executives Arizona Territory - Show Low

67 days on market

Land for sale

$14,000

0.23 acres | $60,870/acre

Panoramic views • Electric available • Horses allowed

31 County Road 5203 31, Concho, AZ 85924

Realty Executives Arizona Territory - Show Low

68 days on market

Land for sale

$338,000

3.75 acres | $90,133/acre

Horses allowed • No HOA

TBD Pine Needle Drive, Show Low, AZ 85901

West USA Realty - Show Low

474 days on market

Land for sale

$65,000

0.89 acres | $73,034/acre

No HOA

Lot #2 Power Line Road S, Heber, AZ 85928

HomeSmart Pros

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2 bed manufactured home at 16 N Star Vale 56, Star Valley

Price cut: $7,005 (8/29)

Manufactured home for sale

$89,995

2 bds | 2 ba | 896 sqft

Wooded views • No HOA • Fireplace

16 N Star Vale 56, Star Valley, AZ 85541

Desert 2 Mountain Realty

2 bed house at 1849 Rocky Lane, Show Low

133 days on market

House for sale

$449,000

2 bds | 2 ba | 1,840 sqft | 5 acres

Horses allowed • No HOA • Fireplace

1849 Rocky Lane, Show Low, AZ 85901

Real Broker

3 bed house at 6534 Jardin Drive, Show Low

86 days on market

House for sale

$699,000

3 bds | 2 ba | 1,895 sqft | 1.04 acres

Horses allowed • No HOA • 3-car garage

6534 Jardin Drive, Show Low, AZ 85901

Torreon Realty

4 bed house at 6733 Perkins Lane, Show Low

92 days on market

House for sale

$850,000

4 bds | 3 ba | 2,952 sqft | 2.12 acres

Panoramic views • Horses allowed • No HOA

6733 Perkins Lane, Show Low, AZ 85901

Affinity Home Assets LLC

3 bed manufactured home at 220 S HOUSTON CREEK Circles, Payson

Price cut: $10,000 (8/29)

Manufactured home for sale

$265,000

3 bds | 2 ba | 896 sqft | 0.1 acres

Creek view • No HOA

220 S HOUSTON CREEK Circles, Payson, AZ 85541

Realty Executives Arizona Territory

3 bed house at 5381 Bear Run Road, Lakeside

246 days on market

House for sale

$460,900

3 bds | 2 ba | 1,637 sqft | 0.23 acres

Horses allowed • No HOA

5381 Bear Run Road, Lakeside, AZ 85929

All Seasons Properties

68 days on market

Land for sale

$22,500

23.05 acres | $976/acre

Horses allowed • No HOA

5075 Sidlyn Road, Heber, AZ 85928

Diane Dahlin's Pine Rim Realty

2 bed manufactured home at 16 N Star Vale Drive 66, Star Valley

77 days on market

Manufactured home for sale

$99,000

2 bds | 1 ba | 980 sqft | 0.1 acres

Wooded views • No HOA

16 N Star Vale Drive 66, Star Valley, AZ 85541

DeLex Realty

Land at 010D N Ranch View Road, Snowflake

245 days on market

Land for sale

$98,000

10.01 acres | $9,790/acre

Panoramic views • Well • Horses allowed

010D N Ranch View Road, Snowflake, AZ 85937

White Mountain Realty

Land at 020P White Antelope Road, Snowflake

73 days on market

Land for sale

$86,000

6.28 acres | $13,694/acre

Electric available • Horses allowed • No HOA

020P White Antelope Road, Snowflake, AZ 85937

White Mountain Realty

325 days on market

Land for sale

$29,900

3.52 acres | $8,494/acre

Panoramic views • Electric available • Horses allowed

000 CR5139, Concho, AZ 85924

White Mountain Realty

Land at 5347 Old Woodruff Road, Snowflake

245 days on market

Land for sale

$125,000

10 acres | $12,500/acre

Panoramic views • Well • Horses allowed

5347 Old Woodruff Road, Snowflake, AZ 85937

White Mountain Realty

Land at 1734 W Stagecoach Lane, Snowflake

97 days on market

Land for sale

$99,000

0.32 acres | $309,375/acre

Panoramic views • Electric available • No HOA

1734 W Stagecoach Lane, Snowflake, AZ 85937

White Mountain Realty

Land at 5175 Old Woodruff Road, Snowflake

325 days on market

Land for sale

$43,000

19.5 acres | $2,205/acre

Panoramic views • Horses allowed • No HOA

5175 Old Woodruff Road, Snowflake, AZ 85937

White Mountain Realty

217 days on market

Land for sale

$80,000

36.5 acres | $2,192/acre

Panoramic views • Well • Horses allowed

104 N9328, Concho, AZ 85924

White Mountain Realty

Land at 8400 8358 & 8357 Terry Trail, Snowflake

190 days on market

Land for sale

$99,500

112.53 acres | $884/acre

Panoramic views • Horses allowed • No HOA

8400 8358 & 8357 Terry Trail, Snowflake, AZ 85937

White Mountain Realty

Land at 4578 Clear Pass Trail, Snowflake

73 days on market

Land for sale

$55,000

5 acres | $11,000/acre

Electric available • Horses allowed • No HOA

4578 Clear Pass Trail, Snowflake, AZ 85937

White Mountain Realty

Land at 1985 Tee Street, White Mountain Lake

324 days on market

Land for sale

$64,999

1.25 acres | $51,999/acre

Electric available • No HOA

1985 Tee Street, White Mountain Lake, AZ 85912

White Mountain Realty

Land at 3920 Freeman Hollow Road, Snowflake

243 days on market

Land for sale

$150,000

5.18 acres | $28,958/acre

Panoramic views • Electric available • Well

3920 Freeman Hollow Road, Snowflake, AZ 85937

White Mountain Realty

149 days on market

Land for sale

$25,000

13.51 acres | $1,850/acre

Panoramic views • Horses allowed • No HOA

004 N9027, Concho, AZ 85924

White Mountain Realty

Land at 7660 Silver Creek Trail, Snowflake

243 days on market

Land for sale

$95,000

6.96 acres | $13,649/acre

Panoramic views • Well • Horses allowed

7660 Silver Creek Trail, Snowflake, AZ 85937

White Mountain Realty

292 days on market

Land for sale

$44,900

37.51 acres | $1,197/acre

Panoramic views • Horses allowed • No HOA

Lot 8 N8526, Concho, AZ 85924

White Mountain Realty

Land at 8820 E Concho Highway, Snowflake

243 days on market

Land for sale

$210,000

24 acres | $8,750/acre

Electric available • Horses allowed • No HOA

8820 E Concho Highway, Snowflake, AZ 85937

White Mountain Realty

288 days on market

Land for sale

$200,000

149.66 acres | $1,336/acre

Panoramic views • Well • Horses allowed

001 N8526, Concho, AZ 85924

White Mountain Realty

288 days on market

Land for sale

$44,900

38.2 acres | $1,175/acre

Panoramic views • Horses allowed • No HOA

LOT 13 N8526, Concho, AZ 85924

White Mountain Realty

Price cut: $24,900 (8/11)

Land for sale

$85,000

20.27 acres | $4,193/acre

Panoramic views • Well • Horses allowed

8492-A Holly Trail, Snowflake, AZ 85937

White Mountain Realty

149 days on market

Land for sale

$24,000

13.5 acres | $1,778/acre

Panoramic views • Horses allowed • No HOA

005 N9119, Concho, AZ 85924

White Mountain Realty

325 days on market

Land for sale

$135,000

20.17 acres | $6,693/acre

Panoramic views • Electric available • Well

000 Churchill Road, Snowflake, AZ 85937

White Mountain Realty

302 days on market

Land for sale

$19,500

10.09 acres | $1,933/acre

Horses allowed • No HOA

9133 Ridge View Lane, Snowflake, AZ 85937

White Mountain Realty

98 days on market

Land for sale

$12,000

2.36 acres | $5,085/acre

Horses allowed • No HOA

3845 Apache Road, Snowflake, AZ 85937

White Mountain Realty

306 days on market

Land for sale

$56,000

40.75 acres | $1,374/acre

Panoramic views • Electric available • Horses allowed

Lot 140 5525, Concho, AZ 85924

White Mountain Realty

206 days on market

Land for sale

$135,000

37.34 acres | $3,615/acre

Panoramic views • Electric available • Horses allowed

N9237 Miller Lane, Concho, AZ 85924

White Mountain Realty

Listing data provided by Arizona Regional Multiple Listing Service. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information should be verified by the recipient and none is guaranteed as accurate by ARMLS.

Listing data provided by Central Arizona Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Listing data provided by White Mountain Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information is deemed reliable but not guaranteed accurate by the White Mountain Association of REALTORS® Copyright 2026 White Mountain Association of REALTORS® All rights reserved.

Arizona High Country real estate market questions

How much do homes with no HOA cost in Arizona High Country?: The median list price of homes with no HOA for sale in Arizona High Country is $435,000, or $276 per square foot. Over the last 12 months, homes in Arizona High Country sold for a median of $495,000.
How much do you need to make to afford homes with no HOA in Arizona High Country?: Roughly $115,000 a year at the median list price of $435,000. With 20% down and a 30-year loan at this week's average rate of 7.18%, the payment comes to about $2,683 a month with property taxes and insurance, and lenders often look for housing costs of about 28% of gross income or less. Your debts, down payment and credit all change the number.
Is Arizona High Country a buyer's or seller's market?: Arizona High Country is a balanced market for homes right now, leaning toward buyers. There are 5 months of homes for sale at the current pace of sales (under 4 months usually favors sellers, over 6 favors buyers). Homes are selling for a median of 97.3% of the asking price, and 25% of homes for sale have had a price cut.
Do homes in Arizona High Country sell above or below asking price?: Mostly below asking. Homes in Arizona High Country sold for a median of 97.3% of the final list price over the last 12 months, and 8.4% of recent sales closed above list.
How fast are homes selling in Arizona High Country?: Homes that sold in Arizona High Country over the last 6 months went under contract in a median of 36 days. Homes with no HOA for sale now have been listed for a median of 133 days.
Are home prices in Arizona High Country going up or down?: About flat. Homes that sold in Arizona High Country in the last 6 months went for a median of $312 per square foot, compared with $312 in the 6 months before. Mountain-town prices swing with the seasons, so treat this as a rough guide.
How many homes with no HOA are for sale in Arizona High Country right now?: There are 2,298 listings of homes with no HOA in Arizona High Country: 2,069 for sale and 229 pending or under contract. 64 came on the market in the last 7 days.
Is it a good time to sell a home in Arizona High Country?: Arizona High Country is balanced, with 5 months of homes for sale: buyers have choices, so homes priced from recent sales sell best. Recent sales went under contract in a median of 36 days at 97.3% of list. See what your Arizona High Country home is worth →

From MLS listings and sales, updated every 30 minutes. Last updated Nov 5, 2026.

Arizona High Country Homes for Sale with No HOA

Arizona High Country real estate market questions

Homes with no HOA in Arizona High Country towns

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