How much do homes with no HOA cost in Arizona High Country?

The median list price of homes with no HOA for sale in Arizona High Country is $434,950, or $276 per square foot. Over the last 12 months, homes in Arizona High Country sold for a median of $495,000.

How much do you need to make to afford homes with no HOA in Arizona High Country?

Roughly $115,000 a year at the median list price of $434,950. With 20% down and a 30-year loan at this week's average rate of 7.18%, the payment comes to about $2,683 a month with property taxes and insurance, and lenders often look for housing costs of about 28% of gross income or less. Your debts, down payment and credit all change the number.

Is Arizona High Country a buyer's or seller's market?

Arizona High Country is a balanced market for homes right now, leaning toward buyers. There are 5 months of homes for sale at the current pace of sales (under 4 months usually favors sellers, over 6 favors buyers). Homes are selling for a median of 97.4% of the asking price, and 25% of homes for sale have had a price cut.

Do homes in Arizona High Country sell above or below asking price?

Mostly below asking. Homes in Arizona High Country sold for a median of 97.4% of the final list price over the last 12 months, and 8.4% of recent sales closed above list.

How fast are homes selling in Arizona High Country?

Homes that sold in Arizona High Country over the last 6 months went under contract in a median of 36 days. Homes with no HOA for sale now have been listed for a median of 133 days.

Are home prices in Arizona High Country going up or down?

About flat. Homes that sold in Arizona High Country in the last 6 months went for a median of $312 per square foot, compared with $312 in the 6 months before. Mountain-town prices swing with the seasons, so treat this as a rough guide.

How many homes with no HOA are for sale in Arizona High Country right now?

There are 2,299 listings of homes with no HOA in Arizona High Country: 2,070 for sale and 229 pending or under contract. 64 came on the market in the last 7 days.

Is it a good time to sell a home in Arizona High Country?

Arizona High Country is balanced, with 5 months of homes for sale: buyers have choices, so homes priced from recent sales sell best. Recent sales went under contract in a median of 36 days at 97.4% of list.

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Arizona High Country Homes for Sale with No HOA

2,299 homes and lots in Arizona High Country where the MLS listing says there is no homeowners association, so no HOA dues. Deed restrictions and county zoning can still apply.

2,299 listings

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Land at 9572 Old School Bus Trail, Snowflake

295 days on market

Land for sale

$309,900

120.01 acres | $2,582/acre

9572 Old School Bus Trail, Snowflake, AZ 85937

Realty Executives Arizona Territory - Show Low

4 bed manufactured home at 899 Navajo Trail, Show Low

122 days on market

Manufactured home for sale

$425,000

4 bds | 2 ba | 1,568 sqft | 1.19 acres

899 Navajo Trail, Show Low, AZ 85901

Keller Williams Arizona Realty - Pinetop

Land at 4027 Indian Bend Road, Snowflake

281 days on market

Land for sale

$6,000

1.18 acres | $5,085/acre

4027 Indian Bend Road, Snowflake, AZ 85937

Sundance Real Estate LLC

281 days on market

Land for sale

$35,000

4.53 acres | $7,726/acre

4389 S Sorrel, Snowflake, AZ 85937

Sundance Real Estate LLC

350 days on market

Land for sale

$40,000

40.84 acres | $979/acre

8181 Uttecht Trail, Snowflake, AZ 85937

Sundance Real Estate LLC

Land at 82 County Road 8230 Road, Concho

Pending

Land for sale

$39,997

10 acres | $4,000/acre

82 County Road 8230 Road, Concho, AZ 85924

Realty Executives Arizona Territory - Show Low

Land for sale

$218,000

2 acres | $109,000/acre

TBD AZ-77, Show Low, AZ 85901

Realty Executives Arizona Territory - Show Low

395 days on market

Land for sale

$689,000

9.98 acres | $69,038/acre

TBD E Woolford, Show Low, AZ 85901

Realty Executives Arizona Territory - Show Low

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3 bed house at 1206 N Apache Lane, Payson

Price cut: $15,000 (9/14)

House for sale

$274,900

3 bds | 2 ba | 1,044 sqft | 0.16 acres

1206 N Apache Lane, Payson, AZ 85541

PAYSON HOMES & LAND

524 days on market

Land for sale

$84,500

19.76 acres | $4,276/acre

4596 El Dorado Road, Snowflake, AZ 85937

West USA Realty - Snowflake

2 bed house at 2976 PINE RIM Road, Overgaard

Price cut: $11,000 (9/14)

House for sale

$325,900

2 bds | 2 ba | 960 sqft | 0.32 acres

2976 PINE RIM Road, Overgaard, AZ 85933

West USA Realty

80 days on market

House for sale

$449,000

2 bds | 1 ba | 600 sqft | 3.59 acres

2 N 2166, Nutrioso, AZ 85932

DeLex Realty

Land for sale

$89,000

1.98 acres | $44,949/acre

TBD E Adams, Show Low, AZ 85901

Advantage Realty Professionals - Lakeside

3 bed manufactured home at 3072 Lazy River Lane, Lakeside

Pending

Manufactured home for sale

$249,900

3 bds | 2 ba | 1,056 sqft | 0.1 acres

3072 Lazy River Lane, Lakeside, AZ 85929

Advantage Realty Professionals - Lakeside

Land at 1939 BOURDON RANCH Road -, Show Low

63 days on market

Land for sale

$679,000

79.46 acres | $8,545/acre

1939 BOURDON RANCH Road -, Show Low, AZ 85901

HomeSmart

3 bed house at 8303 W STRAWBERRY Drive, Pine

Price cut: $5,000 (9/14)

House for sale

$335,000

3 bds | 2 ba | 1,208 sqft | 0.24 acres

8303 W STRAWBERRY Drive, Pine, AZ 85544

My Home Group Real Estate

Land for sale

$84,500

2 acres | $42,250/acre

8 N8401, Vernon, AZ 85940

West USA Realty - Show Low

Land at 21249-040E Vallery Lane, Lakeside

Land for sale

$225,000

1 acres | $225,000/acre

21249-040E Vallery Lane, Lakeside, AZ 85929

Realty Executives Arizona Territory - Pinetop

Land for sale

$399,000

2.29 acres | $174,236/acre

015F High Drive, Lakeside, AZ 85929

Realty Executives Arizona Territory - Pinetop

Land for sale

$299,000

2.37 acres | $126,160/acre

5558 High Drive, Lakeside, AZ 85929

Realty Executives Arizona Territory - Pinetop

Land for sale

$199,000

1 acres | $199,000/acre

040C VALLERY Lane, Lakeside, AZ 85929

Realty Executives Arizona Territory - Pinetop

3 bed house at 1395 E Central Avenue, Eagar

Price cut: $142,000 (9/11)

House for sale

$537,000

3 bds | 2 ba | 1,596 sqft | 4.96 acres

1395 E Central Avenue, Eagar, AZ 85925

Realty Executives Arizona Territory - Show Low

4 bed house at 1200 W Random Way, Payson

Under Contract

House for sale

$649,900

4 bds | 2 ba | 2,188 sqft | 0.65 acres

1200 W Random Way, Payson, AZ 85541

Forest Realty Group

Land at 8419 Silver Creek Drive, Show Low

694 days on market

Land for sale

$35,000

1 acres | $35,000/acre

8419 Silver Creek Drive, Show Low, AZ 85901

Country Life Real Estate

Land at 8420 Silver Creek Drive, Show Low

694 days on market

Land for sale

$55,000

1.85 acres | $29,730/acre

8420 Silver Creek Drive, Show Low, AZ 85901

Country Life Real Estate

505 days on market

Land for sale

$23,000

0.23 acres | $100,000/acre

1860 Rainbow Circle, Show Low, AZ 85901

Country Life Real Estate

505 days on market

Land for sale

$23,000

0.25 acres | $92,000/acre

1858 Rainbow Circle, Show Low, AZ 85901

Country Life Real Estate

3 bed house at 3380 Turkey Run, Overgaard

House for sale

$429,500

3 bds | 2 ba | 1,070 sqft | 0.45 acres

3380 Turkey Run, Overgaard, AZ 85933

Dominion Group Properties

5 bed house at 2904 W Bulla Drive, Payson

Price cut: $10,010 (9/12)

House for sale

$499,990

5 bds | 3 ba | 2,240 sqft | 0.24 acres

2904 W Bulla Drive, Payson, AZ 85541

Delex Realty, LLC

3 bed manufactured home at 16 N Star Vale Dr 69, Star Valley

79 days on market

Manufactured home for sale

$125,000

3 bds | 2 ba | 1,088 sqft

16 N Star Vale Dr 69, Star Valley, AZ 85541

Realty Executives Arizona Territory

Land at XXXX S Cottonwood #459 Lane -, Payson

Land for sale

$19,900

0.18 acres | $110,556/acre

XXXX S Cottonwood #459 Lane -, Payson, AZ 85541

HomeSmart

Land at XXXX S Cottonwood #460 Lane -, Payson

Land for sale

$19,900

0.19 acres | $104,737/acre

XXXX S Cottonwood #460 Lane -, Payson, AZ 85541

HomeSmart

367 days on market

Land for sale

$299,000

5.81 acres | $51,463/acre

7545 E Sherwood Lane, Snowflake, AZ 85937

eXp Realty - Peoria

Price cut: $5,000 (9/11)

Land for sale

$15,000

5.05 acres | $2,970/acre

03E N8716, Concho, AZ 85924

Realty Executives Arizona Territory - Show Low

Price cut: $15,000 (9/11)

Land for sale

$55,000

20.2 acres | $2,723/acre

3A N8716, Concho, AZ 85924

Realty Executives Arizona Territory - Show Low

Price cut: $5,000 (9/11)

Land for sale

$15,000

5.06 acres | $2,964/acre

3C N8716, Concho, AZ 85924

Realty Executives Arizona Territory - Show Low

Land at 8017 Johnson Hill Trail, Snowflake

Land for sale

$45,000

39.19 acres | $1,148/acre

8017 Johnson Hill Trail, Snowflake, AZ 85937

White Mountain Realty

125 days on market

House for sale

$445,000

3 bds | 2 ba | 1,306 sqft | 0.39 acres

3943 N Pine Road, Pine, AZ 85544

COLDWELL BANKER BISHOP REALTY - PINE

Price cut: $7,900 (9/11)

Land for sale

$37,000

0.26 acres | $142,308/acre

1885 DAGGS Street 38, Show Low, AZ 85901

United Country-Arizona Country

3 bed manufactured home at 1919 E Sierra Pine Loop, Pinetop

Price cut: $39,000 (9/11)

Manufactured home for sale

$280,000

3 bds | 2 ba | 1,456 sqft | 0.15 acres

1919 E Sierra Pine Loop, Pinetop, AZ 85935

Evergreen Realty

Listing data provided by Arizona Regional Multiple Listing Service. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information should be verified by the recipient and none is guaranteed as accurate by ARMLS.

Listing data provided by Central Arizona Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Listing data provided by White Mountain Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information is deemed reliable but not guaranteed accurate by the White Mountain Association of REALTORS® Copyright 2026 White Mountain Association of REALTORS® All rights reserved.

Arizona High Country real estate market questions

How much do homes with no HOA cost in Arizona High Country?: The median list price of homes with no HOA for sale in Arizona High Country is $434,950, or $276 per square foot. Over the last 12 months, homes in Arizona High Country sold for a median of $495,000.
How much do you need to make to afford homes with no HOA in Arizona High Country?: Roughly $115,000 a year at the median list price of $434,950. With 20% down and a 30-year loan at this week's average rate of 7.18%, the payment comes to about $2,683 a month with property taxes and insurance, and lenders often look for housing costs of about 28% of gross income or less. Your debts, down payment and credit all change the number.
Is Arizona High Country a buyer's or seller's market?: Arizona High Country is a balanced market for homes right now, leaning toward buyers. There are 5 months of homes for sale at the current pace of sales (under 4 months usually favors sellers, over 6 favors buyers). Homes are selling for a median of 97.4% of the asking price, and 25% of homes for sale have had a price cut.
Do homes in Arizona High Country sell above or below asking price?: Mostly below asking. Homes in Arizona High Country sold for a median of 97.4% of the final list price over the last 12 months, and 8.4% of recent sales closed above list.
How fast are homes selling in Arizona High Country?: Homes that sold in Arizona High Country over the last 6 months went under contract in a median of 36 days. Homes with no HOA for sale now have been listed for a median of 133 days.
Are home prices in Arizona High Country going up or down?: About flat. Homes that sold in Arizona High Country in the last 6 months went for a median of $312 per square foot, compared with $312 in the 6 months before. Mountain-town prices swing with the seasons, so treat this as a rough guide.
How many homes with no HOA are for sale in Arizona High Country right now?: There are 2,299 listings of homes with no HOA in Arizona High Country: 2,070 for sale and 229 pending or under contract. 64 came on the market in the last 7 days.
Is it a good time to sell a home in Arizona High Country?: Arizona High Country is balanced, with 5 months of homes for sale: buyers have choices, so homes priced from recent sales sell best. Recent sales went under contract in a median of 36 days at 97.4% of list. See what your Arizona High Country home is worth →

From MLS listings and sales, updated every 30 minutes. Last updated Nov 5, 2026.

Arizona High Country Homes for Sale with No HOA

Arizona High Country real estate market questions

Homes with no HOA in Arizona High Country towns

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