How much do homes with no HOA cost in Arizona High Country?

The median list price of homes with no HOA for sale in Arizona High Country is $434,950, or $276 per square foot. Over the last 12 months, homes in Arizona High Country sold for a median of $495,000.

How much do you need to make to afford homes with no HOA in Arizona High Country?

Roughly $115,000 a year at the median list price of $434,950. With 20% down and a 30-year loan at this week's average rate of 7.18%, the payment comes to about $2,683 a month with property taxes and insurance, and lenders often look for housing costs of about 28% of gross income or less. Your debts, down payment and credit all change the number.

Is Arizona High Country a buyer's or seller's market?

Arizona High Country is a balanced market for homes right now, leaning toward buyers. There are 5 months of homes for sale at the current pace of sales (under 4 months usually favors sellers, over 6 favors buyers). Homes are selling for a median of 97.4% of the asking price, and 25% of homes for sale have had a price cut.

Do homes in Arizona High Country sell above or below asking price?

Mostly below asking. Homes in Arizona High Country sold for a median of 97.4% of the final list price over the last 12 months, and 8.4% of recent sales closed above list.

How fast are homes selling in Arizona High Country?

Homes that sold in Arizona High Country over the last 6 months went under contract in a median of 36 days. Homes with no HOA for sale now have been listed for a median of 133 days.

Are home prices in Arizona High Country going up or down?

About flat. Homes that sold in Arizona High Country in the last 6 months went for a median of $312 per square foot, compared with $312 in the 6 months before. Mountain-town prices swing with the seasons, so treat this as a rough guide.

How many homes with no HOA are for sale in Arizona High Country right now?

There are 2,300 listings of homes with no HOA in Arizona High Country: 2,071 for sale and 229 pending or under contract. 64 came on the market in the last 7 days.

Is it a good time to sell a home in Arizona High Country?

Arizona High Country is balanced, with 5 months of homes for sale: buyers have choices, so homes priced from recent sales sell best. Recent sales went under contract in a median of 36 days at 97.4% of list.

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Arizona High Country Homes for Sale with No HOA

2,300 homes and lots in Arizona High Country where the MLS listing says there is no homeowners association, so no HOA dues. Deed restrictions and county zoning can still apply.

2,300 listings

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3 bed house at 8193 W Dead Eye Road, Payson

94 days on market

House for sale

$495,995

3 bds | 2 ba | 2,004 sqft | 0.42 acres

8193 W Dead Eye Road, Payson, AZ 85541

Compass

64 days on market

Land for sale

$35,000

2.49 acres | $14,056/acre

8564 Pine Lane, Show Low, AZ 85901

White Mountain Realty

64 days on market

Land for sale

$110,000

10 acres | $11,000/acre

8831 Supancheck Road, Show Low, AZ 85901

White Mountain Realty

4 bed house at 660 S 6Th Avenue, Show Low

House for sale

$350,000

4 bds | 2 ba | 1,748 sqft | 0.26 acres

660 S 6Th Avenue, Show Low, AZ 85901

Realty Executives Arizona Territory - Show Low

3 bed house at 1112 S Kinzer Court, Payson

Price cut: $40,000 (9/18)

House for sale

$949,000

3 bds | 2 ba | 2,193 sqft | 0.28 acres

1112 S Kinzer Court, Payson, AZ 85541

INTEGRA HOMES AND LAND - A

House for sale

$599,000

2 bds | 2 ba | 1,281 sqft | 1 acres

10 Acr, # 1033, Greer, AZ 85927

Dana Hubbell Group

Land for sale

$198,000

5 acres | $39,600/acre

1740 Eskimo Lane, Heber, AZ 85928

Advantage Realty Professionals - Lakeside

Under Contract

Land for sale

$110,000

0.25 acres | $440,000/acre

1421 Zola Street, Lakeside, AZ 85929

Mountain Retreat Realty Experts, LLC - Lakeside

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Your dream home

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Your beds | your baths | your view

Anywhere in the High Country, AZ

Found for you by Teri & Jenny · West USA Realty

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2 bed manufactured home at 59 Harry Drive, Concho

Price cut: $4,100 (9/14)

Manufactured home for sale

$244,900

2 bds | 2 ba | 1,368 sqft | 4.68 acres

59 Harry Drive, Concho, AZ 85924

Robinson and Associates Real Estate

House for sale

$849,000

3 bds | 2 ba | 2,087 sqft | 0.19 acres

510 N Peak Loop, Payson, AZ 85541

Phoenix Premier Properties

3 bed house at 765 N Alta Vista Drive, Eagar

House for sale

$340,000

3 bds | 2 ba | 1,637 sqft | 0.5 acres

765 N Alta Vista Drive, Eagar, AZ 85925

Mountain Retreat Realty Experts, LLC - Lakeside

2 bed house at 1504 N CURTISS Circle, Payson

Pending

House for sale

$279,000

2 bds | 1 ba | 704 sqft | 0.18 acres

1504 N CURTISS Circle, Payson, AZ 85541

Desert 2 Mountain Realty

80 days on market

House for sale

$1,399,000

4 bds | 5 ba | 7,686 sqft | 5.75 acres

, Show Low, AZ 85901

Realty One Group Mountain Desert - Show Low

4 bed house at 2094 SUPANCHECK Road, Show Low

House for sale

$799,000

4 bds | 3 ba | 2,600 sqft | 9.67 acres

2094 SUPANCHECK Road, Show Low, AZ 85901

West USA Realty

Price cut: $20,000 (9/15)

House for sale

$365,000

4 bds | 2 ba | 1,200 sqft | 1.25 acres

97 Burns Road, Concho, AZ 85924

Realty Executives Arizona Territory - Show Low

2 bed house at 305 BEAR WALLOW Lane, Sedona

Price cut: $20,000 (8/26)

House for sale

$779,000

2 bds | 2 ba | 1,454 sqft | 0.25 acres

305 BEAR WALLOW Lane, Sedona, AZ 86336

My Home Group Real Estate

8 bed house at 333 SCHNEBLY HILL Road, Sedona

306 days on market

House for sale

$23,000,000

8 bds | 9 ba | 13,591 sqft | 7.11 acres

333 SCHNEBLY HILL Road, Sedona, AZ 86336

My Home Group Real Estate

3 bed house at 485 SCHNEBLY HILL Road, Sedona

419 days on market

House for sale

$1,999,990

3 bds | 3 ba | 3,035 sqft | 3.05 acres

485 SCHNEBLY HILL Road, Sedona, AZ 86336

My Home Group Real Estate

3 bed house at 6401 W Randall Drive, Pine

69 days on market

House for sale

$695,000

3 bds | 3 ba | 1,110 sqft | 0.28 acres

6401 W Randall Drive, Pine, AZ 85544

ERA YOUNG REALTY-PAYSON

2 bed house at 710 W Frontier Street, Payson

Price cut: $6,000 (9/17)

House for sale

$364,000

2 bds | 3 ba | 1,200 sqft | 0.07 acres

710 W Frontier Street, Payson, AZ 85541

Congress Realty, Inc.

Price cut: $500 (9/17)

Land for sale

$12,500

1.17 acres | $10,684/acre

4012 Colt Road, Snowflake, AZ 85937

West USA Realty - Snowflake

3 bed house at 3244 Outlaw Trail, Overgaard

Price cut: $15,000 (9/17)

House for sale

$470,000

3 bds | 2 ba | 2,080 sqft | 1.16 acres

3244 Outlaw Trail, Overgaard, AZ 85933

West USA Realty

Price cut: $19,500 (9/17)

Land for sale

$87,500

2.77 acres | $31,588/acre

000 S Bourdon Ranch, Taylor, AZ 85939

White Mountain Realty

114 days on market

Land for sale

$150,000

128.15 acres | $1,171/acre

24 N8448, Concho, AZ 85924

DenMar Realty - Mesa

402 days on market

Land for sale

$120,000

0.37 acres | $324,324/acre

89 Lot 89 Solitude Pines, Pine, AZ 85544

COLDWELL BANKER BISHOP REALTY - PINE

Land at 0 0 GAMPLE LN. 13 ACRES (LOT B), Show Low

Pending

Land for sale

$30,000

13.26 acres | $2,262/acre

0 0 GAMPLE LN. 13 ACRES (LOT B), Show Low, AZ 85901

Long Realty Covey Luxury Properties

Land at 6662 STATE ROUTE 260 -, Show Low

Land for sale

$85,000

1 acres | $85,000/acre

6662 STATE ROUTE 260 -, Show Low, AZ 85901

Barrett Real Estate

Land at 000 E Snowflake Boulevard, Snowflake

Price cut: $65,000 (9/16)

Land for sale

$530,000

5.88 acres | $90,136/acre

000 E Snowflake Boulevard, 202-07-036A, Snowflake, AZ 85937

Limitless Real Estate

3 bed house at 3276 N JUNIPER Trail, Pine

House for sale

$425,900

3 bds | 2 ba | 1,576 sqft | 0.2 acres

3276 N JUNIPER Trail, Pine, AZ 85544

Opportunity 2 Own Real Estate

3 bed house at 214 W THOMPSON Road, Payson

Price cut: $10,000 (9/16)

House for sale

$450,000

3 bds | 2 ba | 1,700 sqft | 0.45 acres

214 W THOMPSON Road, Payson, AZ 85541

DeLex Realty

2 bed house at 3000 W Whipple Street, Show Low

Price cut: $36,000 (9/16)

House for sale

$374,000

2 bds | 2 ba | 1,195 sqft | 0.13 acres

3000 W Whipple Street, Show Low, AZ 85901

West USA Realty - Show Low

130 days on market

Land for sale

$94,000

9.23 acres | $10,184/acre

1 N 8167, Concho, AZ 85924

Realty Executives Arizona Territory - Show Low

1 bed house at 326 S Savage Road, Snowflake

Price cut: $20,000 (9/16)

House for sale

$419,000

1 bds | 2 ba | 1,004 sqft | 24.64 acres

326 S Savage Road, Snowflake, AZ 85937

Realty Executives Arizona Territory - Show Low

4 bed house at 3444 Paper Mill Road, Snowflake

Price cut: $10,000 (9/16)

House for sale

$289,900

4 bds | 3 ba | 2,958 sqft | 2.5 acres

3444 Paper Mill Road, Snowflake, AZ 85937

AARE

Price cut: $70,000 (9/16)

House for sale

$180,000

3 bds | 1 ba | 1,240 sqft | 36.81 acres

20 N8564, Concho, AZ 85924

Realty Executives Arizona Territory - Snowflake

94 days on market

Land for sale

$49,900

1.04 acres | $47,981/acre

912 Geronimo Lane, Show Low, AZ 85901

Realty Executives Arizona Territory - Show Low

Land for sale

$38,000

38 acres | $1,000/acre

86 N5535 Road, Concho, AZ 85924

SEI Real Estate Professionals - Snowflake

2 bed house at 2961 Deer Trail, Overgaard

Price cut: $13,900 (9/16)

House for sale

$285,000

2 bds | 2 ba | 1,120 sqft | 0.21 acres

2961 Deer Trail, Overgaard, AZ 85933

Realty Executives Arizona Territory - Show Low

3 bed house at 2704 W Palmer Drive, Payson

House for sale

$399,900

3 bds | 2 ba | 1,274 sqft | 0.24 acres

2704 W Palmer Drive, Payson, AZ 85541

PAYSON HOMES & LAND

3 bed house at 4777 N Pine Creek Canyon Road, Pine

69 days on market

House for sale

$486,500

3 bds | 3 ba | 1,384 sqft | 0.44 acres

4777 N Pine Creek Canyon Road, Pine, AZ 85544

ERA YOUNG REALTY-PAYSON

Listing data provided by Arizona Regional Multiple Listing Service. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information should be verified by the recipient and none is guaranteed as accurate by ARMLS.

Listing data provided by Central Arizona Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Listing data provided by White Mountain Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information is deemed reliable but not guaranteed accurate by the White Mountain Association of REALTORS® Copyright 2026 White Mountain Association of REALTORS® All rights reserved.

Arizona High Country real estate market questions

How much do homes with no HOA cost in Arizona High Country?: The median list price of homes with no HOA for sale in Arizona High Country is $434,950, or $276 per square foot. Over the last 12 months, homes in Arizona High Country sold for a median of $495,000.
How much do you need to make to afford homes with no HOA in Arizona High Country?: Roughly $115,000 a year at the median list price of $434,950. With 20% down and a 30-year loan at this week's average rate of 7.18%, the payment comes to about $2,683 a month with property taxes and insurance, and lenders often look for housing costs of about 28% of gross income or less. Your debts, down payment and credit all change the number.
Is Arizona High Country a buyer's or seller's market?: Arizona High Country is a balanced market for homes right now, leaning toward buyers. There are 5 months of homes for sale at the current pace of sales (under 4 months usually favors sellers, over 6 favors buyers). Homes are selling for a median of 97.4% of the asking price, and 25% of homes for sale have had a price cut.
Do homes in Arizona High Country sell above or below asking price?: Mostly below asking. Homes in Arizona High Country sold for a median of 97.4% of the final list price over the last 12 months, and 8.4% of recent sales closed above list.
How fast are homes selling in Arizona High Country?: Homes that sold in Arizona High Country over the last 6 months went under contract in a median of 36 days. Homes with no HOA for sale now have been listed for a median of 133 days.
Are home prices in Arizona High Country going up or down?: About flat. Homes that sold in Arizona High Country in the last 6 months went for a median of $312 per square foot, compared with $312 in the 6 months before. Mountain-town prices swing with the seasons, so treat this as a rough guide.
How many homes with no HOA are for sale in Arizona High Country right now?: There are 2,300 listings of homes with no HOA in Arizona High Country: 2,071 for sale and 229 pending or under contract. 64 came on the market in the last 7 days.
Is it a good time to sell a home in Arizona High Country?: Arizona High Country is balanced, with 5 months of homes for sale: buyers have choices, so homes priced from recent sales sell best. Recent sales went under contract in a median of 36 days at 97.4% of list. See what your Arizona High Country home is worth →

From MLS listings and sales, updated every 30 minutes. Last updated Nov 5, 2026.

Arizona High Country Homes for Sale with No HOA

Arizona High Country real estate market questions

Homes with no HOA in Arizona High Country towns

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