How much do homes with no HOA cost in Arizona High Country?

The median list price of homes with no HOA for sale in Arizona High Country is $435,000, or $276 per square foot. Over the last 12 months, homes in Arizona High Country sold for a median of $495,000.

How much do you need to make to afford homes with no HOA in Arizona High Country?

Roughly $115,000 a year at the median list price of $435,000. With 20% down and a 30-year loan at this week's average rate of 7.18%, the payment comes to about $2,683 a month with property taxes and insurance, and lenders often look for housing costs of about 28% of gross income or less. Your debts, down payment and credit all change the number.

Is Arizona High Country a buyer's or seller's market?

Arizona High Country is a balanced market for homes right now, leaning toward buyers. There are 5 months of homes for sale at the current pace of sales (under 4 months usually favors sellers, over 6 favors buyers). Homes are selling for a median of 97.4% of the asking price, and 25% of homes for sale have had a price cut.

Do homes in Arizona High Country sell above or below asking price?

Mostly below asking. Homes in Arizona High Country sold for a median of 97.4% of the final list price over the last 12 months, and 8.5% of recent sales closed above list.

How fast are homes selling in Arizona High Country?

Homes that sold in Arizona High Country over the last 6 months went under contract in a median of 36 days. Homes with no HOA for sale now have been listed for a median of 133 days.

Are home prices in Arizona High Country going up or down?

About flat. Homes that sold in Arizona High Country in the last 6 months went for a median of $312 per square foot, compared with $312 in the 6 months before. Mountain-town prices swing with the seasons, so treat this as a rough guide.

How many homes with no HOA are for sale in Arizona High Country right now?

There are 2,299 listings of homes with no HOA in Arizona High Country: 2,069 for sale and 230 pending or under contract. 62 came on the market in the last 7 days.

Is it a good time to sell a home in Arizona High Country?

Arizona High Country is balanced, with 5 months of homes for sale: buyers have choices, so homes priced from recent sales sell best. Recent sales went under contract in a median of 36 days at 97.4% of list.

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Arizona High Country Homes for Sale with No HOA

2,298 homes and lots in Arizona High Country where the MLS listing says there is no homeowners association, so no HOA dues. Deed restrictions and county zoning can still apply.

2,298 listings

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3 bed house at 5370 High Drive, Lakeside

Price cut: $116,000 (9/1)

House for sale

$1,159,000

3 bds | 2 ba | 3,056 sqft | 2 acres

5370 High Drive, Lakeside, AZ 85929

Mountain Retreat Realty Experts, LLC - Lakeside

Land at 1021 E INDIAN BLANKET Road 510, Williams

203 days on market

Land for sale

$18,000

1 acres | $18,000/acre

1021 E INDIAN BLANKET Road 510, Williams, AZ 86046

Coldwell Banker Realty

3 bed house at 3130 Ranch Road, Overgaard

Price cut: $45,000 (9/22)

House for sale

$580,000

3 bds | 3 ba | 2,149 sqft | 1.89 acres

3130 Ranch Road, Overgaard, AZ 85933

Realty Executives Arizona Territory - Snowflake

414 days on market

Land for sale

$45,000

38.14 acres | $1,180/acre

3744 JORDAN Road -, Snowflake, AZ 85937

Redfin Corporation

3 bed manufactured home at 1856 woodside Trail, Show Low

Pending

Manufactured home for sale

$410,000

3 bds | 2 ba | 1,920 sqft | 10 acres

1856 woodside Trail, Show Low, AZ 85901

Shane Koury & Associates Mountain Properties

3 bed manufactured home at 3051 Hwy 277, Overgaard

Price cut: $49,100 (9/22)

Manufactured home for sale

$495,900

3 bds | 2 ba | 1,728 sqft | 3.77 acres

3051 Hwy 277, Overgaard, AZ 85933

Diane Dahlin's Pine Rim Realty

4 bed manufactured home at 1381 N 25th Way, Show Low

169 days on market

Manufactured home for sale

$444,700

4 bds | 2 ba | 2,016 sqft | 1.25 acres

1381 N 25th Way, Show Low, AZ 85901

Realty Executives Arizona Territory - Show Low

161 days on market

Land for sale

$12,000

1.04 acres | $11,538/acre

71 Gila Drive 1, Concho, AZ 85924

United Country AZ Ranch, Land & Homes

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Found for you by Teri & Jenny · West USA Realty

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Land for sale

$12,600

0.23 acres | $54,783/acre

8322 Navajo Drive -, Show Low, AZ 85901

Long Realty Covey Luxury Properties

4 bed house at 861 E Blue Jay Lane, Show Low

House for sale

$525,000

4 bds | 3 ba | 1,828 sqft | 0.17 acres

861 E Blue Jay Lane, Show Low, AZ 85901

Keller Williams Realty Phoenix - Show Low

3 bed house at 3357 Reidhead Street, Heber

House for sale

$575,000

3 bds | 2 ba | 2,748 sqft | 0.5 acres

3357 Reidhead Street, Heber, AZ 85928

Keller Williams Realty Phoenix - Show Low

Price cut: $8,000 (9/22)

House for sale

$271,900

3 bds | 2 ba | 1,500 sqft | 0.31 acres

274 E 6Th Street, Eagar, AZ 85925

Realty Executives Arizona Territory - Springerville

2 bed house at 3209 N Miller Drive, Pine

255 days on market

House for sale

$349,000

2 bds | 2 ba | 948 sqft | 0.32 acres

3209 N Miller Drive, Pine, AZ 85544

HomeSmart Pros

60 days on market

Land for sale

$79,000

8.4 acres | $9,405/acre

TBD CR 8624, Concho, AZ 85924

Realty Executives Arizona Territory - Show Low

3 bed house at 801 W Zane Grey Circle, Payson

Price cut: $15,000 (9/21)

House for sale

$774,900

3 bds | 3 ba | 2,921 sqft | 0.55 acres

801 W Zane Grey Circle, Payson, AZ 85541

PAYSON HOMES & LAND

Land at 3893 Trebil Boulevard, Snowflake

286 days on market

Land for sale

$130,000

4.97 acres | $26,157/acre

3893 Trebil Boulevard, Snowflake, AZ 85937

Realty Executives Arizona Territory - Show Low

Land at 441 N West Street, Springerville

691 days on market

Land for sale

$44,995

1.03 acres | $43,684/acre

441 N West Street, Springerville, AZ 85938

RE/MAX Traditions

3 bed house at 7488 N PALOMA Vista, Payson

77 days on market

House for sale

$335,000

3 bds | 2 ba | 1,480 sqft | 0.16 acres

7488 N PALOMA Vista, Payson, AZ 85541

Forest Realty Group

Land at 2259 E T BEAR Trail '-', Lakeside

87 days on market

Land for sale

$238,000

2.5 acres | $95,200/acre

2259 E T BEAR Trail '-', Lakeside, AZ 85929

eXp Realty

Price cut: $210,000 (9/21)

House for sale

$3,690,000

6 bds | 4 ba | 5,000 sqft | 139.84 acres

4 N 3163, Vernon, AZ 85940

Advantage Realty Professionals - Lakeside

Price cut: $130,000 (9/21)

House for sale

$495,000

4 bds | 3 ba | 3,429 sqft | 0.45 acres

1821 Park View, Heber, AZ 85928

Skyline Canyon Realty

3 bed house at 2176 Wildlife Trail, Overgaard

Pending

House for sale

$349,900

3 bds | 2 ba | 1,898 sqft | 0.33 acres

2176 Wildlife Trail, Overgaard, AZ 85933

Skyline Canyon Realty

2 bed manufactured home at 1431 N 26th Drive, Show Low

61 days on market

Manufactured home for sale

$130,000

2 bds | 1 ba | 768 sqft | 0.13 acres

1431 N 26th Drive, Show Low, AZ 85901

Diamond Point Realty

Under Contract

Land for sale

$20,000

0.28 acres | $71,429/acre

2287 MEADOW Lane 165, Overgaard, AZ 85933

My Home Group Real Estate

3 bed house at 823 W Overland Road, Payson

Pending

House for sale

$598,500

3 bds | 2 ba | 1,806 sqft | 0.33 acres

823 W Overland Road, Payson, AZ 85541

COLDWELL BANKER BISHOP REALTY - PINE

3 bed house at 513 W Saddle Lane, Payson

Price cut: $14,000 (9/20)

House for sale

$455,000

3 bds | 2 ba | 1,350 sqft | 0.14 acres

513 W Saddle Lane, Payson, AZ 85541

HomeSmart Pros

Land at 018K N Turkey Lake Road, Show Low

192 days on market

Land for sale

$87,900

3.72 acres | $23,629/acre

018K N Turkey Lake Road, Show Low, AZ 85901

RAMBO REALTY & INVESTMENT

Price cut: $4,999 (9/20)

Land for sale

$120,000

120 acres | $1,000/acre

Sec 24 T14N,R17E: SE4 -, Heber, AZ 85928

Compass

Land for sale

$70,000

3.12 acres | $22,436/acre

65 Co Rd 8021, Concho, AZ 85924

Country Life Real Estate

Land at TBD Silver Lake Boulevard -, Show Low

Price cut: $15,000 (9/20)

Land for sale

$170,000

2.35 acres | $72,340/acre

TBD Silver Lake Boulevard -, Show Low, AZ 85901

West USA Realty

13 bed house at 1441 E CHRISTOPHER CREEK Loop, Payson

73 days on market

House for sale

$1,500,000

13 bds | 12 ba | 5,429 sqft | 1.39 acres

1441 E CHRISTOPHER CREEK Loop, Payson, AZ 85541

Opportunity 2 Own Real Estate

Land at 4151 - 4157 Sorrel Road, Snowflake

77 days on market

Land for sale

$35,000

3.54 acres | $9,887/acre

4151 - 4157 Sorrel Road, Snowflake, AZ 85937

White Mountain Realty

4 bed manufactured home at 25 County Road 8206, Concho

139 days on market

Manufactured home for sale

$245,000

4 bds | 2 ba | 2,128 sqft | 1.25 acres

25 County Road 8206, Concho, AZ 85924

Sundance Real Estate LLC

3 bed manufactured home at 400 W Jones Drive, Payson

Under Contract

Manufactured home for sale

$335,000

3 bds | 2 ba | 1,296 sqft | 0.11 acres

400 W Jones Drive, Payson, AZ 85541

COLDWELL BANKER BISHOP REALTY - PAYSON

2 bed house at 3370 Turkey Run, Overgaard

Price reduced (8/25)

House for sale

$337,000

2 bds | 2 ba | 1,433 sqft | 0.25 acres

3370 Turkey Run, Overgaard, AZ 85928

Dominion Group Properties

Land for sale

$1,500,000

15.7 acres | $95,541/acre

000 Highway 77, Taylor, AZ 85939

White Mountain Realty

2 bed house at 264 S Conifer Drive, Payson

House for sale

$889,000

2 bds | 3 ba | 1,920 sqft | 2.5 acres

264 S Conifer Drive, Payson, AZ 85541

West USA Realty

Land at 1863 S THOMPSON Street 23, Flagstaff

Land for sale

$4,000,000

4.06 acres | $985,222/acre

1863 S THOMPSON Street 23, Flagstaff, AZ 86001

Realty Executives of Northern Arizona

3 bed house at 8193 W Dead Eye Road, Payson

94 days on market

House for sale

$495,995

3 bds | 2 ba | 2,004 sqft | 0.42 acres

8193 W Dead Eye Road, Payson, AZ 85541

Compass

64 days on market

Land for sale

$35,000

2.49 acres | $14,056/acre

8564 Pine Lane, Show Low, AZ 85901

White Mountain Realty

Listing data provided by Arizona Regional Multiple Listing Service. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information should be verified by the recipient and none is guaranteed as accurate by ARMLS.

Listing data provided by Central Arizona Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Listing data provided by White Mountain Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information is deemed reliable but not guaranteed accurate by the White Mountain Association of REALTORS® Copyright 2026 White Mountain Association of REALTORS® All rights reserved.

Arizona High Country real estate market questions

How much do homes with no HOA cost in Arizona High Country?: The median list price of homes with no HOA for sale in Arizona High Country is $435,000, or $276 per square foot. Over the last 12 months, homes in Arizona High Country sold for a median of $495,000.
How much do you need to make to afford homes with no HOA in Arizona High Country?: Roughly $115,000 a year at the median list price of $435,000. With 20% down and a 30-year loan at this week's average rate of 7.18%, the payment comes to about $2,683 a month with property taxes and insurance, and lenders often look for housing costs of about 28% of gross income or less. Your debts, down payment and credit all change the number.
Is Arizona High Country a buyer's or seller's market?: Arizona High Country is a balanced market for homes right now, leaning toward buyers. There are 5 months of homes for sale at the current pace of sales (under 4 months usually favors sellers, over 6 favors buyers). Homes are selling for a median of 97.4% of the asking price, and 25% of homes for sale have had a price cut.
Do homes in Arizona High Country sell above or below asking price?: Mostly below asking. Homes in Arizona High Country sold for a median of 97.4% of the final list price over the last 12 months, and 8.5% of recent sales closed above list.
How fast are homes selling in Arizona High Country?: Homes that sold in Arizona High Country over the last 6 months went under contract in a median of 36 days. Homes with no HOA for sale now have been listed for a median of 133 days.
Are home prices in Arizona High Country going up or down?: About flat. Homes that sold in Arizona High Country in the last 6 months went for a median of $312 per square foot, compared with $312 in the 6 months before. Mountain-town prices swing with the seasons, so treat this as a rough guide.
How many homes with no HOA are for sale in Arizona High Country right now?: There are 2,299 listings of homes with no HOA in Arizona High Country: 2,069 for sale and 230 pending or under contract. 62 came on the market in the last 7 days.
Is it a good time to sell a home in Arizona High Country?: Arizona High Country is balanced, with 5 months of homes for sale: buyers have choices, so homes priced from recent sales sell best. Recent sales went under contract in a median of 36 days at 97.4% of list. See what your Arizona High Country home is worth →

From MLS listings and sales, updated every 30 minutes. Last updated Nov 5, 2026.

Arizona High Country Homes for Sale with No HOA

Arizona High Country real estate market questions

Homes with no HOA in Arizona High Country towns

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