How much do homes with no HOA cost in Arizona High Country?

The median list price of homes with no HOA for sale in Arizona High Country is $435,000, or $276 per square foot. Over the last 12 months, homes in Arizona High Country sold for a median of $495,000.

How much do you need to make to afford homes with no HOA in Arizona High Country?

Roughly $115,000 a year at the median list price of $435,000. With 20% down and a 30-year loan at this week's average rate of 7.18%, the payment comes to about $2,683 a month with property taxes and insurance, and lenders often look for housing costs of about 28% of gross income or less. Your debts, down payment and credit all change the number.

Is Arizona High Country a buyer's or seller's market?

Arizona High Country is a balanced market for homes right now, leaning toward buyers. There are 5 months of homes for sale at the current pace of sales (under 4 months usually favors sellers, over 6 favors buyers). Homes are selling for a median of 97.4% of the asking price, and 25% of homes for sale have had a price cut.

Do homes in Arizona High Country sell above or below asking price?

Mostly below asking. Homes in Arizona High Country sold for a median of 97.4% of the final list price over the last 12 months, and 8.5% of recent sales closed above list.

How fast are homes selling in Arizona High Country?

Homes that sold in Arizona High Country over the last 6 months went under contract in a median of 36 days. Homes with no HOA for sale now have been listed for a median of 133 days.

Are home prices in Arizona High Country going up or down?

About flat. Homes that sold in Arizona High Country in the last 6 months went for a median of $312 per square foot, compared with $312 in the 6 months before. Mountain-town prices swing with the seasons, so treat this as a rough guide.

How many homes with no HOA are for sale in Arizona High Country right now?

There are 2,299 listings of homes with no HOA in Arizona High Country: 2,069 for sale and 230 pending or under contract. 62 came on the market in the last 7 days.

Is it a good time to sell a home in Arizona High Country?

Arizona High Country is balanced, with 5 months of homes for sale: buyers have choices, so homes priced from recent sales sell best. Recent sales went under contract in a median of 36 days at 97.4% of list.

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Arizona High Country Homes for Sale with No HOA

2,299 homes and lots in Arizona High Country where the MLS listing says there is no homeowners association, so no HOA dues. Deed restrictions and county zoning can still apply.

2,299 listings

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5 bed house at 5292 W Cottonwood Drive, Taylor

Price cut: $10,000 (9/24)

House for sale

$450,000

5 bds | 3 ba | 1,830 sqft | 5.23 acres

5292 W Cottonwood Drive, Taylor, AZ 85939

Forest Properties Inc - Snowflake

Price cut: $3,002 (9/24)

Land for sale

$13,998

2.36 acres | $5,931/acre

4123 W Juniper Road, Snowflake, AZ 85937

Realty Executives Arizona Territory - Snowflake

3 bed manufactured home at 21 County Road 8307, Concho

Manufactured home for sale

$309,000

3 bds | 2 ba | 1,372 sqft | 2.34 acres

21 County Road 8307, Concho, AZ 85924

HomeSmart

3 bed manufactured home at 4938 N OLD SPRUCE Drive, Strawberry

Price cut: $16,000 (9/24)

Manufactured home for sale

$379,000

3 bds | 2 ba | 1,232 sqft | 0.15 acres

4938 N OLD SPRUCE Drive, Strawberry, AZ 85544

Arizona Resource Realty

Land for sale

$57,000

7.52 acres | $7,580/acre

16 N N3111, Vernon, AZ 85940

Realty Executives Arizona Territory - Show Low

Land for sale

$57,000

7.52 acres | $7,580/acre

149 County Road 3149, Vernon, AZ 85940

Realty Executives Arizona Territory - Show Low

4 bed house at 5325 Pinedale Wash Road, Pinedale

110 days on market

House for sale

$829,000

4 bds | 4 ba | 4,393 sqft | 2 acres

5325 Pinedale Wash Road, Pinedale, AZ 85934

HomeSmart Pros - Show Low

3 bed house at 401 S Arroyo Drive, Payson

Pending

House for sale

$475,000

3 bds | 2 ba | 1,596 sqft | 0.28 acres

401 S Arroyo Drive, Payson, AZ 85541

ERA YOUNG REALTY-PAYSON

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Price cut: $10,000 (9/24)

House for sale

$315,000

2 bds | 1 ba | 624 sqft | 0.24 acres

8317 W EAGLE Drive, Pine, AZ 85544

Jason Mitchell Real Estate

Land at Lot 73 Tomahawk Trail 73, Strawberry

Price cut: $10,000 (9/24)

Land for sale

$108,000

0.84 acres | $128,571/acre

Lot 73 Tomahawk Trail 73, Strawberry, AZ 85544

West USA Realty

Land for sale

$125,000

5.15 acres | $24,272/acre

3919 Petersen Road, Snowflake, AZ 85937

Realty One Group Mountain Desert - Show Low

4 bed house at 2404 W Palmer Drive, Payson

Price cut: $50,000 (9/24)

House for sale

$1,050,000

4 bds | 3 ba | 2,752 sqft | 2.71 acres

2404 W Palmer Drive, Payson, AZ 85541

Life Real Estate

Price cut: $2,000 (9/23)

Land for sale

$28,000

4.16 acres | $6,731/acre

233 Co, # 8088, Concho, AZ 85924

West USA Realty - Show Low

10 bed house at 7444 Caldwell Canyon, Snowflake

House for sale

$2,950,000

10 bds | 11 ba | 13,000 sqft | 8.8 acres

7444 Caldwell Canyon, Snowflake, AZ 85937

Caldwell Property Solutions

Land at 0 S Tonto Creek Drive 391, Payson

342 days on market

Land for sale

$145,500

1.63 acres | $89,264/acre

0 S Tonto Creek Drive 391, Payson, AZ 85541

Realty Executives Arizona Territory

4 bed house at 9656 Woodruff Hay Hollow Road, Snowflake

Pending

House for sale

$1,290,000

4 bds | 3 ba | 1,740 sqft | 348 acres

9656 Woodruff Hay Hollow Road, Snowflake, AZ 85937

SEI Real Estate Professionals - Snowflake

Price cut: $13,500 (9/23)

Land for sale

$145,500

1.63 acres | $89,264/acre

TBD Tonto Creek Drive, Payson, AZ 85541

REALTY EXECUTIVES ARIZONA TERR

Land for sale

$13,497

2.26 acres | $5,972/acre

26 County Road 8076, Concho, AZ 85924

Realty Executives Arizona Territory - Show Low

Land for sale

$2,850,000

50 acres | $57,000/acre

1800 S Penrod Lane, Pinetop, AZ 85935

Advantage Realty Professionals - Lakeside

Price cut: $50,000 (10/7)

Land for sale

$249,000

2.42 acres | $102,893/acre

4770 Pine Shadows Lane, Pine, AZ 85544

My Home Group Real Estate, LLC - TEMPE

12 bed house at 1613 BLACK CANYON Road, Heber

91 days on market

House for sale

$9,475,000

12 bds | 9 ba | 18,952 sqft | 34.99 acres

1613 BLACK CANYON Road, Heber, AZ 85928

Russ Lyon Sotheby's International Realty

153 days on market

Land for sale

$10,000

1.17 acres | $8,547/acre

38 CR 8250, Concho, AZ 85924

Mountain Retreat Realty Experts, LLC - Lakeside

Land for sale

$29,947

37 acres | $809/acre

105 County Rd N9191 -, Concho, AZ 85924

Arizona Premier Realty Homes & Land, LLC

2 bed manufactured home at 254 S Blackfoot Road, Payson

Manufactured home for sale

$310,000

2 bds | 1 ba | 896 sqft | 0.52 acres

254 S Blackfoot Road, Payson, AZ 85541

HomeSmart Pros

3 bed manufactured home at 4394 Keats Road 052B, Snowflake

Price cut: $15,000 (9/23)

Manufactured home for sale

$175,000

3 bds | 3 ba | 1,800 sqft | 40.27 acres

4394 Keats Road 052B, Snowflake, AZ 85937

West USA Realty - Overgaard

Price cut: $9,100 (8/8)

Land for sale

$49,900

38.5 acres | $1,296/acre

TBD Rio Ranch, Concho, AZ 85924

Realty Executives Arizona Territory - Snowflake

78 days on market

Land for sale

$99,000

1 acres | $99,000/acre

2877 Turkey Trail, Overgaard, AZ 85933

Real Broker

2 bed house at 1140 N Mountain View Terrace, Payson

242 days on market

House for sale

$459,000

2 bds | 2 ba | 1,499 sqft | 0.31 acres

1140 N Mountain View Terrace, Payson, AZ 85541

Realty Executives Arizona Territory

4 bed manufactured home at 103 W Evergreen Circle, Payson

69 days on market

Manufactured home for sale

$239,000

4 bds | 2 ba | 1,680 sqft | 0.24 acres

103 W Evergreen Circle, Payson, AZ 85541

Realty ONE Group

Price cut: $498 (9/23)

Land for sale

$5,997

1.4 acres | $4,284/acre

76 ACR 5060 Road 2, Concho, AZ 85924

Wrangler Real Estate

Price cut: $1,000 (9/23)

Land for sale

$5,997

1.18 acres | $5,082/acre

5 ACR 8122 434, Concho, AZ 85924

Wrangler Real Estate

77 days on market

Land for sale

$5,997

1.13 acres | $5,307/acre

126 COUNTY RD 8051 122, Concho, AZ 85924

Wrangler Real Estate

3 bed house at 2616 Rainbow Lake Drive, Lakeside

Price cut: $51,000 (9/23)

House for sale

$599,000

3 bds | 3 ba | 2,411 sqft | 1.01 acres

2616 Rainbow Lake Drive, Lakeside, AZ 85929

Torreon Realty

Pending

Land for sale

$28,000

18.47 acres | $1,516/acre

11A Raven Rd, Snowflake, AZ 85937

Realty Executives Arizona Territory - Snowflake

Land at 1400 W Manzanita Trail, Lakeside

Price cut: $24,000 (9/23)

Land for sale

$475,000

5 acres | $95,000/acre

1400 W Manzanita Trail, Lakeside, AZ 85929

Realty Executives Arizona Territory - Show Low

142 days on market

Land for sale

$30,000

0.23 acres | $130,435/acre

27 N3320, Vernon, AZ 85940

West USA Realty - Show Low

142 days on market

Land for sale

$30,000

0.23 acres | $130,435/acre

29 N3320, Vernon, AZ 85940

West USA Realty - Show Low

142 days on market

Land for sale

$30,000

0.23 acres | $130,435/acre

31 N3320, Vernon, AZ 85940

West USA Realty - Show Low

233 days on market

Land for sale

$21,000

0.2 acres | $105,000/acre

TBD Mason Drive, Springerville, AZ 85938

White Mountain Ponderosa Realty

2 bed house at 2758 ZANE GREY Boulevard, Overgaard

152 days on market

House for sale

$335,000

2 bds | 2 ba | 971 sqft | 0.55 acres

2758 ZANE GREY Boulevard, Overgaard, AZ 85933

My Home Group Real Estate

Listing data provided by Arizona Regional Multiple Listing Service. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information should be verified by the recipient and none is guaranteed as accurate by ARMLS.

Listing data provided by Central Arizona Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Listing data provided by White Mountain Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information is deemed reliable but not guaranteed accurate by the White Mountain Association of REALTORS® Copyright 2026 White Mountain Association of REALTORS® All rights reserved.

Arizona High Country real estate market questions

How much do homes with no HOA cost in Arizona High Country?: The median list price of homes with no HOA for sale in Arizona High Country is $435,000, or $276 per square foot. Over the last 12 months, homes in Arizona High Country sold for a median of $495,000.
How much do you need to make to afford homes with no HOA in Arizona High Country?: Roughly $115,000 a year at the median list price of $435,000. With 20% down and a 30-year loan at this week's average rate of 7.18%, the payment comes to about $2,683 a month with property taxes and insurance, and lenders often look for housing costs of about 28% of gross income or less. Your debts, down payment and credit all change the number.
Is Arizona High Country a buyer's or seller's market?: Arizona High Country is a balanced market for homes right now, leaning toward buyers. There are 5 months of homes for sale at the current pace of sales (under 4 months usually favors sellers, over 6 favors buyers). Homes are selling for a median of 97.4% of the asking price, and 25% of homes for sale have had a price cut.
Do homes in Arizona High Country sell above or below asking price?: Mostly below asking. Homes in Arizona High Country sold for a median of 97.4% of the final list price over the last 12 months, and 8.5% of recent sales closed above list.
How fast are homes selling in Arizona High Country?: Homes that sold in Arizona High Country over the last 6 months went under contract in a median of 36 days. Homes with no HOA for sale now have been listed for a median of 133 days.
Are home prices in Arizona High Country going up or down?: About flat. Homes that sold in Arizona High Country in the last 6 months went for a median of $312 per square foot, compared with $312 in the 6 months before. Mountain-town prices swing with the seasons, so treat this as a rough guide.
How many homes with no HOA are for sale in Arizona High Country right now?: There are 2,299 listings of homes with no HOA in Arizona High Country: 2,069 for sale and 230 pending or under contract. 62 came on the market in the last 7 days.
Is it a good time to sell a home in Arizona High Country?: Arizona High Country is balanced, with 5 months of homes for sale: buyers have choices, so homes priced from recent sales sell best. Recent sales went under contract in a median of 36 days at 97.4% of list. See what your Arizona High Country home is worth →

From MLS listings and sales, updated every 30 minutes. Last updated Nov 5, 2026.

Arizona High Country Homes for Sale with No HOA

Arizona High Country real estate market questions

Homes with no HOA in Arizona High Country towns

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