How much do homes with no HOA cost in Arizona High Country?

The median list price of homes with no HOA for sale in Arizona High Country is $435,000, or $276 per square foot. Over the last 12 months, homes in Arizona High Country sold for a median of $495,000.

How much do you need to make to afford homes with no HOA in Arizona High Country?

Roughly $115,000 a year at the median list price of $435,000. With 20% down and a 30-year loan at this week's average rate of 7.18%, the payment comes to about $2,683 a month with property taxes and insurance, and lenders often look for housing costs of about 28% of gross income or less. Your debts, down payment and credit all change the number.

Is Arizona High Country a buyer's or seller's market?

Arizona High Country is a balanced market for homes right now, leaning toward buyers. There are 5 months of homes for sale at the current pace of sales (under 4 months usually favors sellers, over 6 favors buyers). Homes are selling for a median of 97.3% of the asking price, and 25% of homes for sale have had a price cut.

Do homes in Arizona High Country sell above or below asking price?

Mostly below asking. Homes in Arizona High Country sold for a median of 97.3% of the final list price over the last 12 months, and 8.4% of recent sales closed above list.

How fast are homes selling in Arizona High Country?

Homes that sold in Arizona High Country over the last 6 months went under contract in a median of 36 days. Homes with no HOA for sale now have been listed for a median of 133 days.

Are home prices in Arizona High Country going up or down?

About flat. Homes that sold in Arizona High Country in the last 6 months went for a median of $312 per square foot, compared with $312 in the 6 months before. Mountain-town prices swing with the seasons, so treat this as a rough guide.

How many homes with no HOA are for sale in Arizona High Country right now?

There are 2,303 listings of homes with no HOA in Arizona High Country: 2,068 for sale and 235 pending or under contract. 65 came on the market in the last 7 days.

Is it a good time to sell a home in Arizona High Country?

Arizona High Country is balanced, with 5 months of homes for sale: buyers have choices, so homes priced from recent sales sell best. Recent sales went under contract in a median of 36 days at 97.3% of list.

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Arizona High Country Homes for Sale with No HOA

2,300 homes and lots in Arizona High Country where the MLS listing says there is no homeowners association, so no HOA dues. Deed restrictions and county zoning can still apply.

2,300 listings

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548 days on market

Land for sale

$495,000

5.56 acres | $89,029/acre

Panoramic views • Electric available • Horses allowed

TBD E Highway 60, Springerville, AZ 85938

Elk Country Realty LLC

Land at Lot 9 Pinon Valley Ranch, Concho

182 days on market

Land for sale

$53,000

36.1 acres | $1,468/acre

Horses allowed • No HOA

Lot 9 Pinon Valley Ranch, Concho, AZ 85924

West USA Realty - Snowflake

548 days on market

Land for sale

$420,000

5.15 acres | $81,553/acre

Panoramic views • Electric available • Horses allowed

TBD W Highway 60, Springerville, AZ 85938

Elk Country Realty LLC

520 days on market

Land for sale

$13,500

1.17 acres | $11,538/acre

Horses allowed • No HOA

TBD County Road 8309, Concho, AZ 85924

Elk Country Realty LLC

3 bed manufactured home at 591 S 1st Place, Show Low

165 days on market

Manufactured home for sale

$345,000

3 bds | 2 ba | 1,680 sqft | 0.18 acres

No HOA • Fireplace

591 S 1st Place, Show Low, AZ 85901

HomeSmart Pros - Show Low

Land at TBD Show Low Pines Lot 189, Concho

163 days on market

Land for sale

$10,000

1.17 acres | $8,547/acre

Panoramic views • Horses allowed • No HOA

TBD Show Low Pines Lot 189, Concho, AZ 85924

Realty Executives Arizona Territory - Snowflake

3 bed house at 7 County Road 2044, Alpine

243 days on market

House for sale

$524,900

3 bds | 3 ba | 1,875 sqft | 1.3 acres

Horses allowed • No HOA • Fireplace

7 County Road 2044, Alpine, AZ 85920

Greer Land & Investments, LLC

234 days on market

House for sale

$995,000

6 bds | 4 ba | 3,721 sqft | 0.97 acres

No HOA • 2-car garage • Fireplace

297 Fox Lane, Lakeside, AZ 85929

Mountain Retreat Realty Experts, LLC - Lakeside

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Found for you by Teri & Jenny · West USA Realty

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165 days on market

Land for sale

$55,000

40.54 acres | $1,357/acre

Panoramic views • Horses allowed • No HOA

3791 Anasazi Road, Snowflake, AZ 85937

AARE

Land at 856 Heart Straight Lane, Show Low

167 days on market

Land for sale

$212,000

1.8 acres | $117,778/acre

Electric available • Horses allowed • No HOA

856 Heart Straight Lane, Show Low, AZ 85901

West USA Realty - Show Low

365 days on market

Land for sale

$74,900

1.4 acres | $53,500/acre

Electric available • Horses allowed • No HOA

41 Acr 3119, # CO, Vernon, AZ 85940

Advantage Realty Professionals - Lakeside

5 bed house at 2267 W Heritage Drive, Snowflake

167 days on market

House for sale

$779,000

5 bds | 4 ba | 3,199 sqft | 0.36 acres

New construction • No HOA • Fireplace

2267 W Heritage Drive, Snowflake, AZ 85937

Realty Executives Arizona Territory - Show Low

168 days on market

Land for sale

$129,900

0.25 acres | $519,600/acre

Mountain views • Electric available • No HOA

822 W Pinto Circle, Payson, AZ 85541

PREST REALTY

Land at TBD Par2 W Jacks Lane -, Pinetop

168 days on market

Land for sale

$504,000

3.2 acres | $157,500/acre

Wooded views • No HOA

TBD Par2 W Jacks Lane -, Pinetop, AZ 85935

West USA Realty

Land at TBD Par3 W Jacks Lane -, Pinetop

168 days on market

Land for sale

$474,000

2.9 acres | $163,448/acre

Wooded views • Horses allowed • No HOA

TBD Par3 W Jacks Lane -, Pinetop, AZ 85935

West USA Realty

169 days on market

Land for sale

$454,000

1.48 acres | $306,757/acre

Wooded views • Horses allowed • No HOA

TBD-Par1 Jacks Lane -, Pinetop, AZ 85935

West USA Realty

169 days on market

Land for sale

$1,250,000

7.58 acres | $164,908/acre

Wooded views • Water service • Horses allowed

TBD W Jacks Lane -, Pinetop, AZ 85935

West USA Realty

1 bed manufactured home at 721 S 27Th Avenue, Show Low

169 days on market

Manufactured home for sale

$135,000

1 bds | 1 ba | 784 sqft | 0.14 acres

No HOA

721 S 27Th Avenue, Show Low, AZ 85901

Realty Executives Arizona Territory - Show Low

339 days on market

Land for sale

$54,000

10 acres | $5,400/acre

Horses allowed • No HOA

11D Lodge Pole Rd, Show Low, AZ 85901

Realty Executives Arizona Territory - Snowflake

1967 days on market

Land for sale

$2,000,000

47.73 acres | $41,902/acre

Panoramic views • Electric available • Horses allowed

1200 W Airport Road, Payson, AZ 85541

Berkshire Hathaway HomeServices Advantage Realty - PAYSON

171 days on market

Land for sale

$10,500

1.16 acres | $9,052/acre

Panoramic views • Horses allowed • No HOA

74 Co Road, # 8056, Concho, AZ 85924

Realty Executives Arizona Territory - Snowflake

171 days on market

Land for sale

$9,999

1.03 acres | $9,708/acre

Horses allowed • No HOA

21 Pine Drive, Concho, AZ 85924

Realty Executives Arizona Territory - Show Low

171 days on market

Land for sale

$9,999

1.03 acres | $9,708/acre

Horses allowed • No HOA

17 Pine Drive, Concho, AZ 85924

Realty Executives Arizona Territory - Show Low

Land at 5690 N CUBBY BEAR Way 126, Williams

365 days on market

Land for sale

$45,000

10.05 acres | $4,478/acre

Panoramic views • No HOA

5690 N CUBBY BEAR Way 126, Williams, AZ 86046

Skysbright Realty

171 days on market

Land for sale

$9,999

1.03 acres | $9,708/acre

Horses allowed • No HOA

15 Pine Drive, Concho, AZ 85924

Realty Executives Arizona Territory - Show Low

172 days on market

Land for sale

$234,000

12.01 acres | $19,484/acre

Horses allowed • No HOA

28 CR N8623 002C, Concho, AZ 85924

West USA Realty

172 days on market

Land for sale

$234,000

12.01 acres | $19,484/acre

Horses allowed • No HOA

20 CR N8623 002B, Concho, AZ 85924

West USA Realty

173 days on market

Land for sale

$185,000

2.47 acres | $74,899/acre

Electric available • Horses allowed • No HOA

TBD E Ellsworth, Show Low, AZ 85901

West USA Realty - Show Low

Land at 2854 THUNDERBIRD Way -, Overgaard

662 days on market

Land for sale

$439,000

4.65 acres | $94,409/acre

Horses allowed • No HOA

2854 THUNDERBIRD Way -, Overgaard, AZ 85933

Fathom Realty Elite

174 days on market

Land for sale

$499,900

17.52 acres | $28,533/acre

Electric available • Well • Horses allowed

16 N2240, Nutrioso, AZ 85932

Greer Land & Investments, LLC

174 days on market

Land for sale

$100,000

18.08 acres | $5,531/acre

Electric available • Horses allowed • No HOA

x Beaver Canyon, Snowflake, AZ 85937

Ashby Realty Group LLC

175 days on market

Land for sale

$49,900

0.33 acres | $151,212/acre

Water service • No HOA

1667 W PRAIRIE Road, Snowflake, AZ 85937

Realty Executives Arizona Territory

175 days on market

Land for sale

$99,000

1.17 acres | $84,615/acre

Panoramic views • No HOA

958 NAVAJO Trail 435, Show Low, AZ 85901

West USA Realty

Land at 1101 N Falconcrest Drive, Payson

891 days on market

Land for sale

$174,900

1.5 acres | $116,600/acre

Panoramic views • Electric available • No HOA

1101 N Falconcrest Drive, Payson, AZ 85541

ERA YOUNG REALTY-PAYSON

188 days on market

Land for sale

$630,000

10.01 acres | $62,937/acre

Wooded views • No HOA

001 Hart Praire Rd 1, Flagstaff, AZ 86001

eXp Realty

Land at 002 Hart Prairie Rd -, Flagstaff

188 days on market

Land for sale

$625,000

11.31 acres | $55,261/acre

No HOA

002 Hart Prairie Rd -, Flagstaff, AZ 86001

eXp Realty

Land at 003 Hart Prairie Rd -, Flagstaff

188 days on market

Land for sale

$620,000

12.08 acres | $51,325/acre

No HOA

003 Hart Prairie Rd -, Flagstaff, AZ 86001

eXp Realty

Property at 182 W White Mountain Boulevard, Lakeside

177 days on market

For sale

$449,900

1,706 sqft | 1.01 acres

No HOA

182 W White Mountain Boulevard, Lakeside, AZ 85929

Advantage Realty Professionals

Land at 1853 WOOLFORD Road -, Clay Springs

182 days on market

Land for sale

$58,900

1 acres | $58,900/acre

No HOA

1853 WOOLFORD Road -, Clay Springs, AZ 85923

Long Realty Company

177 days on market

Land for sale

$114,000

5 acres | $22,800/acre

Panoramic views • Electric available • Horses allowed

2061 Rocky Road, Show Low, AZ 85901

Frank M. Smith & Associates - Main

Listing data provided by Arizona Regional Multiple Listing Service. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information should be verified by the recipient and none is guaranteed as accurate by ARMLS.

Listing data provided by Central Arizona Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Listing data provided by White Mountain Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information is deemed reliable but not guaranteed accurate by the White Mountain Association of REALTORS® Copyright 2026 White Mountain Association of REALTORS® All rights reserved.

Arizona High Country real estate market questions

How much do homes with no HOA cost in Arizona High Country?: The median list price of homes with no HOA for sale in Arizona High Country is $435,000, or $276 per square foot. Over the last 12 months, homes in Arizona High Country sold for a median of $495,000.
How much do you need to make to afford homes with no HOA in Arizona High Country?: Roughly $115,000 a year at the median list price of $435,000. With 20% down and a 30-year loan at this week's average rate of 7.18%, the payment comes to about $2,683 a month with property taxes and insurance, and lenders often look for housing costs of about 28% of gross income or less. Your debts, down payment and credit all change the number.
Is Arizona High Country a buyer's or seller's market?: Arizona High Country is a balanced market for homes right now, leaning toward buyers. There are 5 months of homes for sale at the current pace of sales (under 4 months usually favors sellers, over 6 favors buyers). Homes are selling for a median of 97.3% of the asking price, and 25% of homes for sale have had a price cut.
Do homes in Arizona High Country sell above or below asking price?: Mostly below asking. Homes in Arizona High Country sold for a median of 97.3% of the final list price over the last 12 months, and 8.4% of recent sales closed above list.
How fast are homes selling in Arizona High Country?: Homes that sold in Arizona High Country over the last 6 months went under contract in a median of 36 days. Homes with no HOA for sale now have been listed for a median of 133 days.
Are home prices in Arizona High Country going up or down?: About flat. Homes that sold in Arizona High Country in the last 6 months went for a median of $312 per square foot, compared with $312 in the 6 months before. Mountain-town prices swing with the seasons, so treat this as a rough guide.
How many homes with no HOA are for sale in Arizona High Country right now?: There are 2,303 listings of homes with no HOA in Arizona High Country: 2,068 for sale and 235 pending or under contract. 65 came on the market in the last 7 days.
Is it a good time to sell a home in Arizona High Country?: Arizona High Country is balanced, with 5 months of homes for sale: buyers have choices, so homes priced from recent sales sell best. Recent sales went under contract in a median of 36 days at 97.3% of list. See what your Arizona High Country home is worth →

From MLS listings and sales, updated every 30 minutes. Last updated Nov 5, 2026.

Arizona High Country Homes for Sale with No HOA

Arizona High Country real estate market questions

Homes with no HOA in Arizona High Country towns

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