How much do homes with no HOA cost in Arizona High Country?

The median list price of homes with no HOA for sale in Arizona High Country is $435,000, or $276 per square foot. Over the last 12 months, homes in Arizona High Country sold for a median of $495,000.

How much do you need to make to afford homes with no HOA in Arizona High Country?

Roughly $115,000 a year at the median list price of $435,000. With 20% down and a 30-year loan at this week's average rate of 7.18%, the payment comes to about $2,683 a month with property taxes and insurance, and lenders often look for housing costs of about 28% of gross income or less. Your debts, down payment and credit all change the number.

Is Arizona High Country a buyer's or seller's market?

Arizona High Country is a balanced market for homes right now, leaning toward buyers. There are 5 months of homes for sale at the current pace of sales (under 4 months usually favors sellers, over 6 favors buyers). Homes are selling for a median of 97.3% of the asking price, and 25% of homes for sale have had a price cut.

Do homes in Arizona High Country sell above or below asking price?

Mostly below asking. Homes in Arizona High Country sold for a median of 97.3% of the final list price over the last 12 months, and 8.4% of recent sales closed above list.

How fast are homes selling in Arizona High Country?

Homes that sold in Arizona High Country over the last 6 months went under contract in a median of 36 days. Homes with no HOA for sale now have been listed for a median of 133 days.

Are home prices in Arizona High Country going up or down?

About flat. Homes that sold in Arizona High Country in the last 6 months went for a median of $312 per square foot, compared with $312 in the 6 months before. Mountain-town prices swing with the seasons, so treat this as a rough guide.

How many homes with no HOA are for sale in Arizona High Country right now?

There are 2,303 listings of homes with no HOA in Arizona High Country: 2,068 for sale and 235 pending or under contract. 65 came on the market in the last 7 days.

Is it a good time to sell a home in Arizona High Country?

Arizona High Country is balanced, with 5 months of homes for sale: buyers have choices, so homes priced from recent sales sell best. Recent sales went under contract in a median of 36 days at 97.3% of list.

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Arizona High Country Homes for Sale with No HOA

2,303 homes and lots in Arizona High Country where the MLS listing says there is no homeowners association, so no HOA dues. Deed restrictions and county zoning can still apply.

2,303 listings

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207 days on market

Land for sale

$300,000

39.59 acres | $7,578/acre

Electric available • Well • Horses allowed

TBD Lakeview Ranch 40, Concho, AZ 85924

Realty Executives Arizona Territory - Snowflake

Land at 2429 Bourdon Ranch Road F, Show Low

149 days on market

Land for sale

$129,900

6.73 acres | $19,302/acre

Horses allowed • No HOA

2429 Bourdon Ranch Road F, Show Low, AZ 85901

Realty Executives Arizona Territory

4 bed house at 2741 Spring Drive, Lakeside

152 days on market

House for sale

$479,900

4 bds | 2 ba | 1,624 sqft | 0.23 acres

No HOA • Fireplace

2741 Spring Drive, Lakeside, AZ 85929

Lunt Realty Group

179 days on market

Land for sale

$15,000

1.16 acres | $12,931/acre

Horses allowed • No HOA

122 Spruce Street, # 8051, Concho, AZ 85924

White Mountain Realty

240 days on market

Land for sale

$65,000

4.7 acres | $13,830/acre

Panoramic views • Horses allowed • No HOA

26 N CR 2009 C, Nutrioso, AZ 85932

DeLex Realty

244 days on market

Land for sale

$65,000

4.7 acres | $13,830/acre

Electric available • Horses allowed • No HOA

0 Tract C TBD, E, Nutrioso, AZ 85932

Delex Realty

3 bed manufactured home at 1747 Tosca Place, Show Low

173 days on market

Manufactured home for sale

$399,000

3 bds | 2 ba | 1,120 sqft | 3.5 acres

Horses allowed • No HOA

1747 Tosca Place, Show Low, AZ 85901

Realty Executives Arizona Territory - Pinetop

2 bed manufactured home at 1824 Fox Circle 11, Show Low

153 days on market

Manufactured home for sale

$225,000

2 bds | 1 ba | 784 sqft | 0.36 acres

No HOA • Fireplace

1824 Fox Circle 11, Show Low, AZ 85901

Country Life Real Estate

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Land at 474 S OVERLAND Trail 167, Williams

157 days on market

Land for sale

$20,000

1.12 acres | $17,857/acre

Wooded views • No HOA

474 S OVERLAND Trail 167, Williams, AZ 86046

Keller Williams Arizona Realty

Land at 8394 SILVER CREEK Drive 35, Show Low

157 days on market

Land for sale

$35,000

0.65 acres | $53,846/acre

Water service • No HOA

8394 SILVER CREEK Drive 35, Show Low, AZ 85901

United Country-Arizona Country

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157 days on market

Land for sale

$16,999

2.53 acres | $6,719/acre

No HOA

4321 E VERNON Road 5, Williams, AZ 86046

HomeSmart

1233 days on market

Land for sale

$11,500

5.18 acres | $2,220/acre

No HOA

1721 Gidcumb Lane, Heber, AZ 85928

White Mountain Realty

5 bed house at 142 E Lariat Drive, Payson

191 days on market

House for sale

$725,000

5 bds | 3 ba | 2,748 sqft | 1.01 acres

Panoramic views • Horses allowed • No HOA

142 E Lariat Drive, Payson, AZ 85541

Realty ONE Group

159 days on market

Land for sale

$10,800

1.04 acres | $10,385/acre

Horses allowed • No HOA

TBD CR 5074, Concho, AZ 85924

Advantage Realty Professionals - Lakeside

159 days on market

Land for sale

$18,000

1.11 acres | $16,216/acre

Horses allowed • No HOA

TBD CR 5076, Concho, AZ 85924

Advantage Realty Professionals - Lakeside

160 days on market

Land for sale

$8,100

1.04 acres | $7,788/acre

No HOA

TBD CR 5143, Concho, AZ 85924

Advantage Realty Professionals - Lakeside

159 days on market

Land for sale

$9,900

1.04 acres | $9,519/acre

No HOA

TBD CR 5111, Concho, AZ 85924

Advantage Realty Professionals - Lakeside

159 days on market

Land for sale

$10,800

1.04 acres | $10,385/acre

Horses allowed • No HOA

TBD CR 5074, Concho, AZ 85924

Advantage Realty Professionals - Lakeside

159 days on market

Land for sale

$8,100

1.04 acres | $7,788/acre

No HOA

TBD CR 5141, Concho, AZ 85924

Advantage Realty Professionals - Lakeside

159 days on market

Land for sale

$17,999

1.04 acres | $17,307/acre

Electric available • No HOA

23 Co Rd 8021, Concho, AZ 85924

Advantage Realty Professionals - Lakeside

159 days on market

Land for sale

$16,200

1.04 acres | $15,577/acre

Horses allowed • No HOA

TBD CR 5105, Concho, AZ 85924

Advantage Realty Professionals - Lakeside

159 days on market

Land for sale

$9,900

1.04 acres | $9,519/acre

No HOA

TBD CR 5123, Concho, AZ 85924

Advantage Realty Professionals - Lakeside

159 days on market

Land for sale

$22,500

1.04 acres | $21,635/acre

Electric available • No HOA

56 County Road, # 5066, Concho, AZ 85924

Advantage Realty Professionals - Lakeside

159 days on market

Land for sale

$16,200

1.1 acres | $14,727/acre

Electric available • Horses allowed • No HOA

TBD CR 5101, Concho, AZ 85924

Advantage Realty Professionals - Lakeside

159 days on market

Land for sale

$18,000

1.09 acres | $16,514/acre

Horses allowed • No HOA

TBD Cr 5076, Concho, AZ 85924

Advantage Realty Professionals - Lakeside

159 days on market

Land for sale

$9,900

1.12 acres | $8,839/acre

No HOA

TBD CR 5120, Concho, AZ 85924

Advantage Realty Professionals - Lakeside

159 days on market

Land for sale

$8,100

1.04 acres | $7,788/acre

Horses allowed • No HOA

23 County Road 6030, Concho, AZ 85924

Advantage Realty Professionals - Lakeside

158 days on market

Land for sale

$59,999

0.26 acres | $230,765/acre

Electric available • No HOA

2277 Meadow Lane, Overgaard, AZ 85933

Advantage Realty Professionals - Lakeside

Land at 1201 Palisades Drive S 31-32, Sedona

253 days on market

Land for sale

$399,108

1.01 acres | $395,156/acre

Red rock views • Water service • No HOA

1201 Palisades Drive S 31-32, Sedona, AZ 86336

Russ Lyon Sotheby's International Realty

159 days on market

Land for sale

$13,500

1.19 acres | $11,345/acre

Horses allowed • No HOA

170 Co Road, # 8059, Vernon, AZ 85940

Advantage Realty Professionals - Lakeside

Land at 41 Indian Drive (CR 8062), Concho

159 days on market

Land for sale

$30,000

2.3 acres | $13,043/acre

Panoramic views • Electric available • No HOA

41 Indian Drive (CR 8062), Concho, AZ 85924

Realty Executives Arizona Territory - Show Low

160 days on market

Land for sale

$9,720

0.47 acres | $20,681/acre

Electric available • No HOA

24 Zuni Drive, Concho, AZ 85924

Advantage Realty Professionals - Lakeside

160 days on market

Land for sale

$22,500

0.33 acres | $68,182/acre

Horses allowed • No HOA

TBD CR 5166, Concho, AZ 85924

Advantage Realty Professionals - Lakeside

499 days on market

Land for sale

$35,000

0.22 acres | $159,091/acre

Electric available • No HOA

3377 Mogollon Drive, Overgaard, AZ 85933

West USA Realty - Overgaard

Land at 7479 N TOYA VISTA Road 371, Payson

183 days on market

Land for sale

$120,000

0.13 acres | $923,077/acre

No HOA

7479 N TOYA VISTA Road 371, Payson, AZ 85541

PRO-formance Realty Concepts

3 bed house at 513 W Sherwood Drive, Payson

160 days on market

House for sale

$675,000

3 bds | 2 ba | 1,664 sqft | 0.15 acres

No HOA • 2-car garage

513 W Sherwood Drive, Payson, AZ 85541

Delex Realty, LLC

544 days on market

Land for sale

$399,000

2.5 acres | $159,600/acre

No HOA

440 2104 005J, Alpine, AZ 85920

DeLex Realty

5 bed house at 535 E Woodland Lake Road, Pinetop

169 days on market

House for sale

$2,200,000

5 bds | 5 ba | 4,256 sqft | 5.62 acres

Panoramic views • Horses allowed • No HOA

535 E Woodland Lake Road, Pinetop, AZ 85935

All Seasons Properties

511 days on market

Land for sale

$99,900

40 acres | $2,498/acre

Well • Horses allowed • No HOA

0 Bella Vista, Show Low, AZ 85901

All Seasons Properties

Land at 107A N Ranch Road 107A, Williams

166 days on market

Land for sale

$65,000

19.86 acres | $3,273/acre

Panoramic views • Horses allowed • No HOA

107A N Ranch Road 107A, Williams, AZ 86046

Amazing Options Realty

Listing data provided by Arizona Regional Multiple Listing Service. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information should be verified by the recipient and none is guaranteed as accurate by ARMLS.

Listing data provided by Central Arizona Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Listing data provided by White Mountain Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information is deemed reliable but not guaranteed accurate by the White Mountain Association of REALTORS® Copyright 2026 White Mountain Association of REALTORS® All rights reserved.

Arizona High Country real estate market questions

How much do homes with no HOA cost in Arizona High Country?: The median list price of homes with no HOA for sale in Arizona High Country is $435,000, or $276 per square foot. Over the last 12 months, homes in Arizona High Country sold for a median of $495,000.
How much do you need to make to afford homes with no HOA in Arizona High Country?: Roughly $115,000 a year at the median list price of $435,000. With 20% down and a 30-year loan at this week's average rate of 7.18%, the payment comes to about $2,683 a month with property taxes and insurance, and lenders often look for housing costs of about 28% of gross income or less. Your debts, down payment and credit all change the number.
Is Arizona High Country a buyer's or seller's market?: Arizona High Country is a balanced market for homes right now, leaning toward buyers. There are 5 months of homes for sale at the current pace of sales (under 4 months usually favors sellers, over 6 favors buyers). Homes are selling for a median of 97.3% of the asking price, and 25% of homes for sale have had a price cut.
Do homes in Arizona High Country sell above or below asking price?: Mostly below asking. Homes in Arizona High Country sold for a median of 97.3% of the final list price over the last 12 months, and 8.4% of recent sales closed above list.
How fast are homes selling in Arizona High Country?: Homes that sold in Arizona High Country over the last 6 months went under contract in a median of 36 days. Homes with no HOA for sale now have been listed for a median of 133 days.
Are home prices in Arizona High Country going up or down?: About flat. Homes that sold in Arizona High Country in the last 6 months went for a median of $312 per square foot, compared with $312 in the 6 months before. Mountain-town prices swing with the seasons, so treat this as a rough guide.
How many homes with no HOA are for sale in Arizona High Country right now?: There are 2,303 listings of homes with no HOA in Arizona High Country: 2,068 for sale and 235 pending or under contract. 65 came on the market in the last 7 days.
Is it a good time to sell a home in Arizona High Country?: Arizona High Country is balanced, with 5 months of homes for sale: buyers have choices, so homes priced from recent sales sell best. Recent sales went under contract in a median of 36 days at 97.3% of list. See what your Arizona High Country home is worth →

From MLS listings and sales, updated every 30 minutes. Last updated Nov 5, 2026.

Arizona High Country Homes for Sale with No HOA

Arizona High Country real estate market questions

Homes with no HOA in Arizona High Country towns

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