How much do homes with no HOA cost in Arizona High Country?

The median list price of homes with no HOA for sale in Arizona High Country is $435,000, or $276 per square foot. Over the last 12 months, homes in Arizona High Country sold for a median of $495,000.

How much do you need to make to afford homes with no HOA in Arizona High Country?

Roughly $115,000 a year at the median list price of $435,000. With 20% down and a 30-year loan at this week's average rate of 7.18%, the payment comes to about $2,683 a month with property taxes and insurance, and lenders often look for housing costs of about 28% of gross income or less. Your debts, down payment and credit all change the number.

Is Arizona High Country a buyer's or seller's market?

Arizona High Country is a balanced market for homes right now, leaning toward buyers. There are 5 months of homes for sale at the current pace of sales (under 4 months usually favors sellers, over 6 favors buyers). Homes are selling for a median of 97.3% of the asking price, and 25% of homes for sale have had a price cut.

Do homes in Arizona High Country sell above or below asking price?

Mostly below asking. Homes in Arizona High Country sold for a median of 97.3% of the final list price over the last 12 months, and 8.4% of recent sales closed above list.

How fast are homes selling in Arizona High Country?

Homes that sold in Arizona High Country over the last 6 months went under contract in a median of 36 days. Homes with no HOA for sale now have been listed for a median of 133 days.

Are home prices in Arizona High Country going up or down?

About flat. Homes that sold in Arizona High Country in the last 6 months went for a median of $312 per square foot, compared with $312 in the 6 months before. Mountain-town prices swing with the seasons, so treat this as a rough guide.

How many homes with no HOA are for sale in Arizona High Country right now?

There are 2,300 listings of homes with no HOA in Arizona High Country: 2,067 for sale and 233 pending or under contract. 65 came on the market in the last 7 days.

Is it a good time to sell a home in Arizona High Country?

Arizona High Country is balanced, with 5 months of homes for sale: buyers have choices, so homes priced from recent sales sell best. Recent sales went under contract in a median of 36 days at 97.3% of list.

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Arizona High Country Homes for Sale with No HOA

2,300 homes and lots in Arizona High Country where the MLS listing says there is no homeowners association, so no HOA dues. Deed restrictions and county zoning can still apply.

2,300 listings

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138 days on market

Land for sale

$180,000

1.7 acres | $105,882/acre

Wooded views • Water service • No HOA

TBD County Rd 2121 -, Alpine, AZ 85920

West USA Realty

Land at 400 & 410 N 18Th Pl Place, Show Low

139 days on market

Land for sale

$125,000

0.5 acres | $250,000/acre

Electric available • No HOA

400 & 410 N 18Th Pl Place, Show Low, AZ 85901

West USA Realty - Overgaard

Land at 374 N Majestic Elk Lane 37, Payson

162 days on market

Land for sale

$174,000

1.03 acres | $168,932/acre

Creek view • Well • No HOA

374 N Majestic Elk Lane 37, Payson, AZ 85541

Down-Home Realty, LLC

Land at 41 & 42 Antelope Trail 41 & 42, Payson

174 days on market

Land for sale

$167,500

1.99 acres | $84,171/acre

Creek view • No HOA

41 & 42 Antelope Trail 41 & 42, Payson, AZ 85541

Compass

253 days on market

Land for sale

$154,000

0.26 acres | $592,308/acre

Mountain views • Electric available • No HOA

506 N Wagon Court, Payson, AZ 85541

West USA Realty

4 bed house at 8555 Reata Lane, Snowflake

340 days on market

House for sale

$1,000,000

4 bds | 3 ba | 2,703 sqft | 40.15 acres

Horses allowed • No HOA

8555 Reata Lane, 8555 Pine Ln, Snowflake, AZ 85937

West USA Realty - Scottsdale

Land at Lot 468 Show Low Pines Unit 3, Concho

139 days on market

Land for sale

$7,500

1.51 acres | $4,967/acre

Panoramic views • Horses allowed • No HOA

Lot 468 Show Low Pines Unit 3, Concho, AZ 85924

AARE

140 days on market

Land for sale

$7,199

1.03 acres | $6,989/acre

Panoramic views • Horses allowed • No HOA

0 Arapaho 3, Concho, AZ 85924

Realty ONE Group

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Land at 3388 E MOUNTAIN MAN Trail, Williams

140 days on market

Land for sale

$725,000

10 acres | $72,500/acre

Horses allowed • No HOA

3388 E MOUNTAIN MAN Trail, Williams, AZ 86046

Grand Canyon Realty

257 days on market

Land for sale

$25,000

39.05 acres | $640/acre

Horses allowed • No HOA

86 N N8433 416, Concho, AZ 85924

Wrangler Real Estate

213 days on market

House for sale

$700,000

3 bds | 4 ba | 2,413 sqft | 5 acres

Panoramic views • Horses allowed • No HOA

685 Kuhn Road, Pinedale, AZ 85934

Russ Lyon Sotheby's International Realty - Rivulon

140 days on market

Land for sale

$59,900

0.28 acres | $213,929/acre

Water service • No HOA

8537 ELKHORN Drive 19, Show Low, AZ 85901

HomeSmart

2 bed house at 3495 N Limestone Way, Pine

140 days on market

House for sale

$399,500

2 bds | 2 ba | 950 sqft | 0.4 acres

Wooded views • No HOA • Fireplace

3495 N Limestone Way, Pine, AZ 85544

Delex Realty, LLC

149 days on market

Land for sale

$1,069,500

53.48 acres | $19,998/acre

Electric available • Horses allowed • No HOA

TBD Co Rd 3113, Vernon, AZ 85940

Aspen Properties, Inc. - Pinetop

549 days on market

Land for sale

$45,000

0.38 acres | $118,421/acre

Panoramic views • Electric available • No HOA

TBD 4th Avenue, Eagar, AZ 85925

Elk Country Realty LLC

203 days on market

Land for sale

$340,000

1.73 acres | $196,532/acre

Waterfront • Electric available • No HOA

TBD Daggs Circle, Show Low, AZ 85901

Realty Executives Arizona Territory - Show Low

203 days on market

Land for sale

$365,000

2.28 acres | $160,088/acre

Waterfront • Electric available • No HOA

1942 Daggs Circle, Show Low, AZ 85901

Realty Executives Arizona Territory - Show Low

174 days on market

Land for sale

$1,300,000

14.4 acres | $90,278/acre

Panoramic views • No HOA

812 N Hillcrest Drive, Payson, AZ 85541

Berkshire Hathaway HomeServices Advantage Realty - PAYSON

205 days on market

For sale

$637,500

3,445 sqft | 0.23 acres

New construction • No HOA

403 S ASH Street, Payson, AZ 85541

BHHS Advantage Realty - Payson

4 bed manufactured home at 6 ACR, Vernon

178 days on market

Manufactured home for sale

$489,000

4 bds | 3 ba | 1,920 sqft | 1.49 acres

Horses allowed • No HOA • 2-car garage

6 ACR, 3125, Vernon, AZ 85940

HomeSmart

Land at 4266 BUNKHOUSE Road 6, Snowflake

340 days on market

Land for sale

$19,900

5.17 acres | $3,849/acre

Horses allowed • No HOA

4266 BUNKHOUSE Road 6, Snowflake, AZ 85937

Valley Views RE

1 bed house at 4944 Cedar Hills Road, Snowflake

217 days on market

House for sale

$950,000

1 bds | 1 ba | 1,232 sqft | 708 acres

Horses allowed • No HOA

4944 Cedar Hills Road, Snowflake, AZ 85937

Real Broker

1 bed manufactured home at 219 North 8716, Concho

322 days on market

Manufactured home for sale

$190,000

1 bds | 1 ba | 420 sqft | 20 acres

Horses allowed • No HOA • Fireplace

219 North 8716, Concho, AZ 85924

Realty Executives Arizona Territory - Show Low

161 days on market

House for sale

$250,000

3 bds | 2 ba | 1,500 sqft | 10.55 acres

Horses allowed • No HOA • Fireplace

4401 Jay Road, Snowflake, AZ 85937

Realty Executives Arizona Territory - Snowflake

148 days on market

Land for sale

$230,000

60.1 acres | $3,827/acre

Horses allowed • No HOA

785 Twin Tanks Road '-', Heber, AZ 85928

West USA Realty

Land at 67 S Pinal Street, Springerville

325 days on market

Land for sale

$83,000

0.43 acres | $193,023/acre

Electric available • No HOA

67 S Pinal Street, Springerville, AZ 85938

Greer Land & Investments, LLC

145 days on market

Land for sale

$100,000

2.44 acres | $40,984/acre

Electric available • Horses allowed • No HOA

Lot 16 ACR 3028, Vernon, AZ 85940

Dominion Group Properties

145 days on market

Land for sale

$34,900

39.27 acres | $889/acre

Panoramic views • Horses allowed • No HOA

9 N9131, Concho, AZ 85924

Realty Executives Arizona Territory - Snowflake

Land at TBD Alpine Unsubdivided -, Alpine

148 days on market

Land for sale

$189,900

14.66 acres | $12,954/acre

Horses allowed • No HOA

TBD Alpine Unsubdivided -, Alpine, AZ 85920

DeLex Realty

420 days on market

Land for sale

$207,000

5 acres | $41,400/acre

Creek view • Well • Horses allowed

15 N3479, Vernon, AZ 85940

West USA Realty

420 days on market

Land for sale

$200,000

5 acres | $40,000/acre

Creek view • Well • Horses allowed

9 N3479, Vernon, AZ 85940

West USA Realty

420 days on market

Land for sale

$160,000

4 acres | $40,000/acre

Creek view • Well • Horses allowed

5 N3479, Vernon, AZ 85940

West USA Realty

441 days on market

Land for sale

$299,000

1 acres | $299,000/acre

No HOA

48 Lewis Way, Sedona, AZ 86336

Coldwell Banker Realty

Land at 0004X Parcel 2 Section 31, Overgaard

150 days on market

Land for sale

$330,000

3.39 acres | $97,345/acre

Electric available • Horses allowed • No HOA

0004X Parcel 2 Section 31, Overgaard, AZ 85933

West USA Realty - Overgaard

Land at 004Y Parcel 1 Section 31, Overgaard

150 days on market

Land for sale

$250,000

2.5 acres | $100,000/acre

Electric available • Horses allowed • No HOA

004Y Parcel 1 Section 31, Overgaard, AZ 85933

West USA Realty - Overgaard

Land at 8938 Buffalo Ridge Lane, White Mountain Lake

328 days on market

Land for sale

$59,000

40 acres | $1,475/acre

No HOA

8938 Buffalo Ridge Lane, White Mountain Lake, AZ 85912

List With Freedom, Inc

1 bed manufactured home at 110 N Cty Rd 5578, Concho

925 days on market

Manufactured home for sale

$72,500

1 bds | 1 ba | 400 sqft | 37.5 acres

Horses allowed • No HOA • Fireplace

110 N Cty Rd 5578, Concho, AZ 85924

Realty Executives Arizona Territory - Snowflake

207 days on market

Land for sale

$300,000

39.59 acres | $7,578/acre

Electric available • Well • Horses allowed

TBD Lakeview Ranch 40, Concho, AZ 85924

Realty Executives Arizona Territory - Snowflake

Land at 2429 Bourdon Ranch Road F, Show Low

149 days on market

Land for sale

$129,900

6.73 acres | $19,302/acre

Horses allowed • No HOA

2429 Bourdon Ranch Road F, Show Low, AZ 85901

Realty Executives Arizona Territory

4 bed house at 2741 Spring Drive, Lakeside

152 days on market

House for sale

$479,900

4 bds | 2 ba | 1,624 sqft | 0.23 acres

No HOA • Fireplace

2741 Spring Drive, Lakeside, AZ 85929

Lunt Realty Group

Listing data provided by Arizona Regional Multiple Listing Service. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information should be verified by the recipient and none is guaranteed as accurate by ARMLS.

Listing data provided by Central Arizona Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Listing data provided by White Mountain Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information is deemed reliable but not guaranteed accurate by the White Mountain Association of REALTORS® Copyright 2026 White Mountain Association of REALTORS® All rights reserved.

Arizona High Country real estate market questions

How much do homes with no HOA cost in Arizona High Country?: The median list price of homes with no HOA for sale in Arizona High Country is $435,000, or $276 per square foot. Over the last 12 months, homes in Arizona High Country sold for a median of $495,000.
How much do you need to make to afford homes with no HOA in Arizona High Country?: Roughly $115,000 a year at the median list price of $435,000. With 20% down and a 30-year loan at this week's average rate of 7.18%, the payment comes to about $2,683 a month with property taxes and insurance, and lenders often look for housing costs of about 28% of gross income or less. Your debts, down payment and credit all change the number.
Is Arizona High Country a buyer's or seller's market?: Arizona High Country is a balanced market for homes right now, leaning toward buyers. There are 5 months of homes for sale at the current pace of sales (under 4 months usually favors sellers, over 6 favors buyers). Homes are selling for a median of 97.3% of the asking price, and 25% of homes for sale have had a price cut.
Do homes in Arizona High Country sell above or below asking price?: Mostly below asking. Homes in Arizona High Country sold for a median of 97.3% of the final list price over the last 12 months, and 8.4% of recent sales closed above list.
How fast are homes selling in Arizona High Country?: Homes that sold in Arizona High Country over the last 6 months went under contract in a median of 36 days. Homes with no HOA for sale now have been listed for a median of 133 days.
Are home prices in Arizona High Country going up or down?: About flat. Homes that sold in Arizona High Country in the last 6 months went for a median of $312 per square foot, compared with $312 in the 6 months before. Mountain-town prices swing with the seasons, so treat this as a rough guide.
How many homes with no HOA are for sale in Arizona High Country right now?: There are 2,300 listings of homes with no HOA in Arizona High Country: 2,067 for sale and 233 pending or under contract. 65 came on the market in the last 7 days.
Is it a good time to sell a home in Arizona High Country?: Arizona High Country is balanced, with 5 months of homes for sale: buyers have choices, so homes priced from recent sales sell best. Recent sales went under contract in a median of 36 days at 97.3% of list. See what your Arizona High Country home is worth →

From MLS listings and sales, updated every 30 minutes. Last updated Nov 5, 2026.

Arizona High Country Homes for Sale with No HOA

Arizona High Country real estate market questions

Homes with no HOA in Arizona High Country towns

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