How much do homes with no HOA cost in Arizona High Country?

The median list price of homes with no HOA for sale in Arizona High Country is $435,000, or $276 per square foot. Over the last 12 months, homes in Arizona High Country sold for a median of $495,000.

How much do you need to make to afford homes with no HOA in Arizona High Country?

Roughly $115,000 a year at the median list price of $435,000. With 20% down and a 30-year loan at this week's average rate of 7.18%, the payment comes to about $2,683 a month with property taxes and insurance, and lenders often look for housing costs of about 28% of gross income or less. Your debts, down payment and credit all change the number.

Is Arizona High Country a buyer's or seller's market?

Arizona High Country is a balanced market for homes right now, leaning toward buyers. There are 5 months of homes for sale at the current pace of sales (under 4 months usually favors sellers, over 6 favors buyers). Homes are selling for a median of 97.3% of the asking price, and 25% of homes for sale have had a price cut.

Do homes in Arizona High Country sell above or below asking price?

Mostly below asking. Homes in Arizona High Country sold for a median of 97.3% of the final list price over the last 12 months, and 8.4% of recent sales closed above list.

How fast are homes selling in Arizona High Country?

Homes that sold in Arizona High Country over the last 6 months went under contract in a median of 36 days. Homes with no HOA for sale now have been listed for a median of 133 days.

Are home prices in Arizona High Country going up or down?

About flat. Homes that sold in Arizona High Country in the last 6 months went for a median of $312 per square foot, compared with $312 in the 6 months before. Mountain-town prices swing with the seasons, so treat this as a rough guide.

How many homes with no HOA are for sale in Arizona High Country right now?

There are 2,303 listings of homes with no HOA in Arizona High Country: 2,068 for sale and 235 pending or under contract. 65 came on the market in the last 7 days.

Is it a good time to sell a home in Arizona High Country?

Arizona High Country is balanced, with 5 months of homes for sale: buyers have choices, so homes priced from recent sales sell best. Recent sales went under contract in a median of 36 days at 97.3% of list.

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Arizona High Country Homes for Sale with No HOA

2,303 homes and lots in Arizona High Country where the MLS listing says there is no homeowners association, so no HOA dues. Deed restrictions and county zoning can still apply.

2,303 listings

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118 days on market

Land for sale

$68,000

0.35 acres | $194,286/acre

Electric available • No HOA

1881 W Sandtrap Lane, Snowflake, AZ 85937

SEI Real Estate Professionals - Snowflake

169 days on market

House for sale

$699,000

3 bds | 2 ba | 1,718 sqft | 0.68 acres

New construction • No HOA • 2-car garage

8 2068, Alpine, AZ 85920

Delex Realty

Land at 4600 S White Mountain Road, Show Low

119 days on market

Land for sale

$848,850

4.91 acres | $172,882/acre

Electric available • No HOA

4600 S White Mountain Road, Show Low, AZ 85901

Frank M Smith & Assoc - Pinetop

119 days on market

Land for sale

$9,000

1.18 acres | $7,627/acre

Horses allowed • No HOA

7526 Oak Tree Lane, Snowflake, AZ 85937

Sundance Real Estate LLC

Land at 1300 W Lower Coconino Avenue -, Flagstaff

119 days on market

Land for sale

$1,700,000

10 acres | $170,000/acre

Panoramic views • Water service • No HOA

1300 W Lower Coconino Avenue -, Flagstaff, AZ 86001

West USA Realty Flagstaff

119 days on market

Land for sale

$9,000

1.26 acres | $7,143/acre

Horses allowed • No HOA

7545 Maple Lane, Snowflake, AZ 85937

Sundance Real Estate LLC

Land at 84 County Road N8149 Road, Concho

119 days on market

Land for sale

$294,000

10.24 acres | $28,711/acre

Electric available • Well • Horses allowed

84 County Road N8149 Road, Concho, AZ 85924

Keller Williams Arizona Realty - Pinetop

1 bed house at 2746 Columbia Lane, Overgaard

220 days on market

House for sale

$149,000

1 bds | 1 ba | 400 sqft

New construction • No HOA

2746 Columbia Lane, 7, Overgaard, AZ 85933

Revinre

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Anywhere in the High Country, AZ

Found for you by Teri & Jenny · West USA Realty

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Land at 8546 SILVER CREEK Drive 44, Show Low

120 days on market

Land for sale

$25,000

0.31 acres | $80,645/acre

Water service • No HOA

8546 SILVER CREEK Drive 44, Show Low, AZ 85901

Prestige Realty

Land at 8426 Silver Creek Drive 1, Show Low

120 days on market

Land for sale

$25,000

0.32 acres | $78,125/acre

Water service • No HOA

8426 Silver Creek Drive 1, Show Low, AZ 85901

Prestige Realty

482 days on market

Land for sale

$58,500

1.55 acres | $37,742/acre

Panoramic views • Well • Horses allowed

54 County Road 8001, Concho, AZ 85924

Realty One Group Mountain Desert - Show Low

2 bed manufactured home at 100 W Pinon Circle, Payson

120 days on market

Manufactured home for sale

$273,000

2 bds | 2 ba | 840 sqft | 0.23 acres

No HOA

100 W Pinon Circle, Payson, AZ 85541

Delex Realty, LLC

4 bed multi-family home at 1624 W White Mountain Boulevard, Lakeside

181 days on market

Multi-family for sale

$419,850

4 bds | 4 ba | 2,375 sqft | 0.2 acres

No HOA

1624 W White Mountain Boulevard, Lakeside, AZ 85929

Frank M. Smith & Associates - Main

2 bed manufactured home at 705 E Miller Road, Payson

121 days on market

Manufactured home for sale

$69,500

2 bds | 1 ba | 750 sqft

No HOA

705 E Miller Road, 3 #3, Payson, AZ 85541

West USA Realty - Overgaard

4 bed house at 701 N William Tell Circle, Payson

161 days on market

House for sale

$399,900

4 bds | 3 ba | 1,848 sqft | 0.16 acres

No HOA • Fireplace • 1-car garage

701 N William Tell Circle, Payson, AZ 85541

REALTY EXECUTIVES ARIZONA TERR

172 days on market

Land for sale

$210,000

12.01 acres | $17,485/acre

Horses allowed • No HOA

10 CR N8623 002A, Concho, AZ 85924

West USA Realty

Land at 8584 QUAIL RUN Drive -, Show Low

121 days on market

Land for sale

$34,900

0.26 acres | $134,231/acre

Wooded views • No HOA

8584 QUAIL RUN Drive -, Show Low, AZ 85901

AZ Innovative Realty LLC

Land at 018E &014U Pine Hollow Trail 018E & 014U, Pine

246 days on market

Land for sale

$339,000

2.05 acres | $165,366/acre

Well • No HOA

018E &014U Pine Hollow Trail 018E & 014U, Pine, AZ 85544

West USA Realty

246 days on market

Land for sale

$339,000

2.05 acres | $165,366/acre

Mountain views • Electric available • Well

018E Pine Hollow Trail, Pine, AZ 85544

West USA Realty

Land at 003 S Susie Lane 13, Springerville

486 days on market

Land for sale

$20,000

0.29 acres | $68,966/acre

Water service • No HOA

003 S Susie Lane 13, Springerville, AZ 85938

RE/MAX Fine Properties

1 bed manufactured home at 2603 E Poplar Drive 27, Pinetop

233 days on market

Manufactured home for sale

$29,999

1 bds | 1 ba | 320 sqft

55+ community • No HOA

2603 E Poplar Drive 27, Pinetop, AZ 85935

Advantage Realty Professionals - Lakeside

2 bed house at 45 N C Street, Springerville

126 days on market

House for sale

$355,000

2 bds | 1 ba | 11,560 sqft | 0.48 acres

No HOA

45 N C Street, Springerville, AZ 85938

Greer Land & Investments, LLC

262 days on market

Land for sale

$39,900

12.15 acres | $3,284/acre

Well • Horses allowed • No HOA

9594 Buckskin Trail, Snowflake, AZ 85937

SEI Real Estate Professionals - Snowflake

122 days on market

Land for sale

$21,888

2.45 acres | $8,934/acre

Electric available • Horses allowed • No HOA

4508 Appaloosa Road, Snowflake, AZ 85937

Keller Williams Arizona Realty - Pinetop

196 days on market

Land for sale

$59,500

0.17 acres | $350,000/acre

Electric available • No HOA

960 N Kiaya Lane, Show Low, AZ 85901

Realty One Group Mountain Desert - Show Low

Land at TBD 107-35-439/440 Concho Lakeland 30-31, Concho

126 days on market

Land for sale

$5,000

0.5 acres | $10,000/acre

Horses allowed • No HOA

TBD 107-35-439/440 Concho Lakeland 30-31, Concho, AZ 85924

Realty ONE Group

143 days on market

Land for sale

$55,000

40 acres | $1,375/acre

Panoramic views • Horses allowed • No HOA

42 N5576, 42 ACR N5576, Concho, AZ 85924

Century 21 Sunshine Realty

Land at 5303 N RED MOUNTAIN Road '-', Williams

126 days on market

Land for sale

$140,000

10 acres | $14,000/acre

Panoramic views • Horses allowed • No HOA

5303 N RED MOUNTAIN Road '-', Williams, AZ 86046

Grand Canyon Realty

241 days on market

Land for sale

$85,000

0.19 acres | $447,368/acre

Electric available • No HOA

681 S 2nd Street, Show Low, AZ 85901

Century 21 Sunshine Realty

2 bed manufactured home at 29 County Road 8285, Concho

145 days on market

Manufactured home for sale

$149,999

2 bds | 2 ba | 784 sqft | 1.22 acres

Horses allowed • No HOA • Fireplace

29 County Road 8285, Concho, AZ 85924

Keller Williams Arizona Realty - Pinetop

208 days on market

Land for sale

$9,999

2.5 acres | $4,000/acre

No HOA

TBD 201-26-092 092, Concho, AZ 85924

Realty One Group Mountain Desert

132 days on market

Land for sale

$200,000

2 acres | $100,000/acre

Wooded views • No HOA

TBD S HILL Drive -, Pinetop, AZ 85935

West USA Realty

Land at 803 E BIANCA Street 199, Williams

178 days on market

Land for sale

$10,000

1.03 acres | $9,709/acre

No HOA

803 E BIANCA Street 199, Williams, AZ 86046

HomeSmart

854 days on market

Land for sale

$93,000

0.47 acres | $197,872/acre

Waterfront • Water service • No HOA

1403 W RIM Drive 32, Payson, AZ 85541

My Home Group Real Estate

2 bed house at 4089 N Mistletoe Drive, Pine

203 days on market

House for sale

$579,000

2 bds | 2 ba | 1,885 sqft | 0.68 acres

Mountain views • Horses allowed • No HOA

4089 N Mistletoe Drive, Pine, AZ 85544

West USA Realty

Land at 8191 E Concho Highway Parcel E Parcel E, Snowflake

493 days on market

Land for sale

$25,000

5.04 acres | $4,960/acre

Horses allowed • No HOA

8191 E Concho Highway Parcel E Parcel E, Snowflake, AZ 85937

Elk Country Realty LLC

Land at 8191 E Concho Highway Parcel C Parcel C, Snowflake

495 days on market

Land for sale

$25,000

5.04 acres | $4,960/acre

Horses allowed • No HOA

8191 E Concho Highway Parcel C Parcel C, Snowflake, AZ 85937

Elk Country Realty LLC

Land at 2968 CONSTELLATION 029 Lane -, Overgaard

325 days on market

Land for sale

$125,000

10 acres | $12,500/acre

Horses allowed • No HOA

2968 CONSTELLATION 029 Lane -, Overgaard, AZ 85933

Realty ONE Group

Land at 2968 CONSTELLATION 028 Lane -, Overgaard

325 days on market

Land for sale

$125,000

1 acres | $125,000/acre

Horses allowed • No HOA

2968 CONSTELLATION 028 Lane -, Overgaard, AZ 85933

Realty ONE Group

306 days on market

Land for sale

$67,000

3.74 acres | $17,914/acre

Electric available • Horses allowed • No HOA

4726 Hay Hollow Road, Snowflake, AZ 85937

Mountain Retreat Realty Experts, LLC - Lakeside

Listing data provided by Arizona Regional Multiple Listing Service. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information should be verified by the recipient and none is guaranteed as accurate by ARMLS.

Listing data provided by Central Arizona Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Listing data provided by White Mountain Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information is deemed reliable but not guaranteed accurate by the White Mountain Association of REALTORS® Copyright 2026 White Mountain Association of REALTORS® All rights reserved.

Arizona High Country real estate market questions

How much do homes with no HOA cost in Arizona High Country?: The median list price of homes with no HOA for sale in Arizona High Country is $435,000, or $276 per square foot. Over the last 12 months, homes in Arizona High Country sold for a median of $495,000.
How much do you need to make to afford homes with no HOA in Arizona High Country?: Roughly $115,000 a year at the median list price of $435,000. With 20% down and a 30-year loan at this week's average rate of 7.18%, the payment comes to about $2,683 a month with property taxes and insurance, and lenders often look for housing costs of about 28% of gross income or less. Your debts, down payment and credit all change the number.
Is Arizona High Country a buyer's or seller's market?: Arizona High Country is a balanced market for homes right now, leaning toward buyers. There are 5 months of homes for sale at the current pace of sales (under 4 months usually favors sellers, over 6 favors buyers). Homes are selling for a median of 97.3% of the asking price, and 25% of homes for sale have had a price cut.
Do homes in Arizona High Country sell above or below asking price?: Mostly below asking. Homes in Arizona High Country sold for a median of 97.3% of the final list price over the last 12 months, and 8.4% of recent sales closed above list.
How fast are homes selling in Arizona High Country?: Homes that sold in Arizona High Country over the last 6 months went under contract in a median of 36 days. Homes with no HOA for sale now have been listed for a median of 133 days.
Are home prices in Arizona High Country going up or down?: About flat. Homes that sold in Arizona High Country in the last 6 months went for a median of $312 per square foot, compared with $312 in the 6 months before. Mountain-town prices swing with the seasons, so treat this as a rough guide.
How many homes with no HOA are for sale in Arizona High Country right now?: There are 2,303 listings of homes with no HOA in Arizona High Country: 2,068 for sale and 235 pending or under contract. 65 came on the market in the last 7 days.
Is it a good time to sell a home in Arizona High Country?: Arizona High Country is balanced, with 5 months of homes for sale: buyers have choices, so homes priced from recent sales sell best. Recent sales went under contract in a median of 36 days at 97.3% of list. See what your Arizona High Country home is worth →

From MLS listings and sales, updated every 30 minutes. Last updated Nov 5, 2026.

Arizona High Country Homes for Sale with No HOA

Arizona High Country real estate market questions

Homes with no HOA in Arizona High Country towns

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