Listed by Tiffany L McDaniel · Brokered by ARIZONA RESOURCE REALTY
$450,000
Est. $2,754/mo809 E Frontier Street, Payson, AZ 85541
Cow Town Estates · Gila County
What's special
- No HOA
- Fireplace
Description
Seller is offering a 3% concession to buyer for interest rate buydown or closing costs. He says bring all reasonable offers! COMPLETELY REMODELED • SINGLE LEVEL • NO HOA • RV ACCESS • 0.26 ACRE LOT Welcome home to a completely transformed Payson property where you can leave the projects behind and start enjoying the lifestyle you've been looking for! This beautifully remodeled 3-bedroom, 2-bath, 1,459 sq. ft. single-level home offers easy living with no interior steps, a spacious 0.26-acre lot, and no HOA. From the moment you arrive, you'll appreciate the fresh, modern transformation. The home features new interior and exterior paint, new flooring, new interior doors, new siding and trim, a new roof and fascia, new exterior lighting, new plumbing fixtures, new ceiling fans throughout, and all-new appliances--including a matching washer and dryer. The kitchen has a new backsplash, while both bathrooms have been beautifully remodeled with new fixtures and floor-to-ceiling tile. The improvements continue outside with a custom paver driveway and entryway, extensive new hardscape, new Redwood privacy fencing, and a rear ranch-style gate providing RV access. The 354 sq. ft. rear deck has been completely redone, creating an expansive outdoor living space perfect for morning coffee, summer barbecues, entertaining friends, or simply relaxing in the beautiful Payson climate. Comfort is built in with a new 3-ton central heating and air-conditioning system, five new dual-pane windows, and a new dual-pane sliding glass door. Even the crawl space has been upgraded with Water-Barrier underlayment. Need extra space? The 144 sq. ft. detached shed is far more than ordinary storage, with a new roof, stained concrete floor, power, and A/C--perfect for a workshop, hobby room, storage, or creative space. And the location makes everyday living easy. You're conveniently close to schools, shopping, dining, and the new Granite Dells Park Complex and Granite Dells Trailhead, putting recreation and everyday amenities close to home. This is the kind of home that lets you spend your time living instead of renovating. Come see the transformation for yourself--you may have just found your perfect Payson retreat!
Listing updated: October 26, 2026
Tiffany L McDaniel Tiffany.McDaniel@ResourceAZ.com, ARIZONA RESOURCE REALTY
Source: Arizona Regional Multiple Listing Service, MLS#: 7077333
See this home in person
Teri & Jenny will show you this home, answer your questions, and help you through the buying process.
Next available tour: Tomorrow
Interested in buying?
Make a strong offer with help from Teri & Jenny.
Property details
Interior
Bedrooms
- Bedrooms: 3
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 1
- 3/4 Bathrooms: 1
Interior Features
- Primary Downstairs
- No Interior Steps
- Kitchen-Dining Combo
- Flooring: Tile, Vinyl, Wood
- Window Features: Double Pane Windows
Appliances
- Microwave
- Garbage Disposal
- Dishwasher
- Refrigerator
- Electric Range
- Dryer
- Washer
- Laundry Features: Utility Room
Heating and Cooling
- Cooling Features: Electric
- Heating Features: Electric, Forced Air
- Fireplace: Yes
- Fireplace Features: Living Room
Other Interior
- Levels: Multi/Split, One
Exterior
Exterior and Lot Features
- Dog Run
- Patio and Porch Features: Deck
- Fencing: Chain Link, Wood
Land Info
- Landscaped
- Lot Size Acres: 0.26
- Lot Size Square Feet: 11,325.6
- Lot Size Dimensions: see map
Garage and Parking
- Attached Garage: No
- Parking Features: RV Access/Parking, No Garage, No Carport, RV Gated
Community
Homeowners Association
- Association: No
Neighborhood
- Subdivision: Cow Town Estates
- MLS Area: Payson Southeast
Listing
Other Property Info
- Annual Tax Amount: $1,528
- Source Listing Status: Active
- County: Gila
- Directions: Hwy 87 to Bonita St go East. Follow Bonita St it turns into St Phillips. Continue to stop sign at Frontier St and go East to the home on the South side of the road. (Home can be accessed of of Pony Cir for RV and additional parking)
- Property Subtype: Site Built
- Parcel Number: 304-20-101
- Zoning: SFR
- Postal City: Payson
- Listing Date: 9/8/2026
- On Market Date: 9/8/2026
- MLS#: 94607
Features
Building and Construction
- Total Square Feet Living: 1,459
- Year Built: 1984
- Property Age: 42
- Architectural Style: Ranch
- Construction Materials: Wood Frame, Wood Siding
- Roof: Asphalt Shingle
- Levels: Multi/Split, One
Utilities
- Water Source: In Payson City Limits
- Sewer Connected
- Cable Available
- Internet Hook Up
- Electricity Available
- Town of Payson Water
- Phone Available
- Trash
Monthly payment
$2,754/month
- Principal and interest $2,439
- Property taxes from the listing $127
- Home insurance estimated $188
An estimate only, not a loan offer or rate quote. Starting rates are Freddie Mac's weekly national averages (Nov 5, 2026) and aren't an APR. Your rate and costs depend on your credit and lender. Property taxes often change after a sale, and insurance varies by home, especially in wildfire areas.
Price history
| Date | Event | Price | $/sqft |
|---|---|---|---|
| Sep 8, 2026 | Listed for sale Source: CAAR #94607 · ARMLS #7077333 | $450,000 | $308/sqft |
Talk to a local expert
Teri Meacham
REALTOR® with West USA Realty · 25+ years in the High Country · 500+ homes sold
- Tour this home or ask anything about it
- Get what the listing doesn't say: water, septic, road access, HOA rules
- See recent sales nearby before you make an offer
Data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of Arizona Regional Multiple Listing Service. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.
All information should be verified by the recipient and none is guaranteed as accurate by ARMLS.
Copyright 2026 Arizona Regional Multiple Listing Service All rights reserved.
Similar homes in Payson
House for sale
$450,0003 bds | 2 ba | 1,700 sqft | 0.45 acres
Mountain views • Horses allowed • No HOA
214 W THOMPSON Road, Payson, AZ 85541
DeLex Realty
For sale
$450,0003 bds | 4 ba
No HOA
404 S Ponderosa Street, Payson, AZ 85541
Real Broker
House for sale
$450,0002 bds | 1 ba | 1,040 sqft | 1.02 acres
Horses allowed • No HOA • Fireplace
259 S MORRIS Meadows, Payson, AZ 85541
HomeSmart
House for sale
$450,0003 bds | 1 ba | 1,624 sqft | 0.23 acres
Wooded views • No HOA • Fireplace
312 E Chateau Circle, Payson, AZ 85541
PREST REALTY
House for sale
$450,0003 bds | 2 ba | 1,310 sqft | 0.18 acres
2-car garage
605 N Wilderness Trail, Payson, AZ 85541
COLDWELL BANKER BISHOP REALTY - PAYSON
House for sale
$450,0003 bds | 3 ba | 1,600 sqft | 0.21 acres
No HOA • Basement
404 S PONDEROSA Street, Payson, AZ 85541
Real Broker