$495,000
404 S PONDEROSA Street, Payson, AZ 85541
MOGOLLON RIM ADD AMD · Gila County
What's special
- No HOA
- Basement
Description
this beautiful yet affordable home right in the center of town. Quiet yet close to everything. 4 BR / 3.5 BA.(2 Master BR's). Custom paint and cabinets. Upgraded GE slate appliances. Trex decking. Energy efficient. Walkout basement has 1BR a 1BA and is a separate guest quarters.(rental making good money) Paved parking and RV hookup and Storage. Main home is also currently rented with month to month tenants. Create your own split floor plan home with room for everyone or own your investment property here in the cool Payson area. Here are a few ''extras'' we want to make sure you know about: New upper roof (all except the little piece over the front porch) - fall, 2025 Fully fenced, very large side yard 5-year water filter for ice maker & water dispenser in fridge. SEE MORE REMARKS! Cold storage under house Parking for up to 6 cars (cement parking for 4 of them) These things remain with the house: Free-standing center island Lower unit includes: Two-door 10 cu ft fridge Microwave Toaster oven Full-size sink with disposal Flip-up counter top extension Dimmered under-cabinet lighting Large pantry with bright, even lighting Range hood with ducted exhaust fan Induction cooktop can be put away in pantry or used on the patio with an ext cord Ceiling fans in bedroom and kitchen/living room 43" smart TV Flip-up coffee table Kitchen/livingroom has hard flooring, bedroom has new carpet. Unit is bermed up (half under ground) and so needs less heating/cooling Window a/c and in-wall heaters Full-sized bathroom with roomy shower and built-in linen closet North-facing pavers patio with pavers, table, chairs, umbrella, and 3-string patio lights, is shrubbery - secluded.
Property details
Interior
Bedrooms
- Bedrooms: 3
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- 1/2 Bathrooms: 1
Interior Features
- Full Bth Master Bdrm
- Eat-in Kitchen
- Laminate Counters
- Flooring: Carpet, Laminate
- Window Features: Dual Pane, Screens
Appliances
- Dishwasher
- Refrigerator
- Built-In Electric Oven
- Electric Range
- Washer
- Dryer
- Laundry Features: Upstairs Laundry
Heating and Cooling
- Cooling Features: Ceiling Fan(s), Central Air, Ductless
- Heating Features: Electric, Forced Air
Other Interior
- Stories: 2
- Basement: Finished, Walk-Out Access, Full, Interior Entry
Exterior
Exterior and Lot Features
- Private Yard
- RV Hookup
- Rain Gutters
- Patio and Porch Features: Covered Patio(s), Covered Deck
- Fencing: Chain Link, Back Yard
Land Info
- Dirt Front
- Dirt Back
- Lot Size Acres: 0.21
- Lot Size Square Feet: 9,356
Community
Homeowners Association
- Association: No
- Association Fee Includes: No Fees
Neighborhood
- Subdivision: MOGOLLON RIM ADD AMD
Listing
Other Property Info
- Annual Tax Amount: $1,799
- Source Listing Status: Active
- County: Gila
- Directions: From Beeline and Bonita, E on Bonita for 2 blocks to Ponderosa, Rt (S.) to second house on Rt.
- Property Subtype: Single Family Residence
- Parcel Number: 304-03-083-C
- Postal City: Payson
- Listing Date: 5/21/2026
- MLS#: 7032745
Features
Building and Construction
- Total Square Feet Living: 1,600
- Year Built: 2019
- Property Age: 7
- Architectural Style: Ranch
- Construction Materials: Wood Frame, Wood Siding
- Roof: Composition
- Foundation Details: Block
- Stories: 2
- Living Area Source: Owner
Utilities
- Water Source: Public
Contact Us
Contact Us
Ask a question or schedule a showing
Listing updated: June 4, 2026
MLS#: 7032745
Data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of Arizona Regional Multiple Listing Service. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.
All information should be verified by the recipient and none is guaranteed as accurate by ARMLS.
© 2026 Arizona Regional Multiple Listing Service. All rights reserved.
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