Listed by Edyi Fawcett-Nickola · Brokered by Real Broker
$450,000
404 S Ponderosa Street, Payson, AZ 85541
Gila County
What's special
- No HOA
Description
This beautiful yet affordable home right in the center of town. Quiet yet close to everything. Consists of a main home and a small apartment with a separate entrance. The main home has 2 master bedroom and 2.5 bathrooms. Custom paint and cabinets. Upgraded GE slate appliances. Free-Standing center island remains with house. Trex decking. Energy efficient. making good money) Paved parking and RV hookup and Storage. Create your own split floor plan home with room for everyone or own your investment property here in the cool Payson area. Here are a few ''extras'' we want to make sure you know about: New upper roof (all except the little piece over the front porch) - fall, 2025 Fully fenced, very large side yard Walkout basement in the back is a small apartment with 1 bedroom, a second room that consists of a kitchenette/living room combo, and a spacious bathroom. It currently has a tenant making good money. It could become an adult child's or grandparents's living quarters, a guest apartment. Private patio. Includes: Two-door 10 cu ft fridge Microwave Toaster oven Full-size sink with disposal Flip-up countertop extension Dimmered under-cabinet lighting Large pantry with bright, even lighting Range hood with ducted exhaust fan Induction cooktop can be put away in pantry or used on the patio with an ext cord Ceiling fans in bedroom and kitchen/living room 43" smart TV Flip-up coffee table Kitchen/livingroom has hard flooring, bedroom has new carpet. Unit is bermed up (half under ground) and so needs less heating/cooling Window a/c and in-wall heaters Full-sized bathroom with roomy shower and built-in linen closet North-facing pavers patio with pavers, table, chairs, umbrella, and 3-string patio lights, is shrubbery - secluded.
Listing updated: November 1, 2026
Edyi Fawcett-Nickola edyi@4resultsteam.com, Real Broker
Source: Central Arizona Association of REALTORS®, MLS#: 94430
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Next available tour: Tomorrow
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Property details
Interior
Bedrooms
- Bedrooms: 3
Bathrooms
- Total Bathrooms: 4
Appliances
- Built-In Range
- Refrigerator
- Dishwasher
- Disposal
- Microwave
- Washer/Dryer
- W/D Hookup
- Built-In Electric Oven
Heating and Cooling
- Cooling Features: Central Air, Varies by Unit, Ceiling Fan(s)
- Heating Features: Electric, Forced Air
Exterior
Exterior and Lot Features
- Sidewalk(s)
Land Info
- Lot Size Dimensions: 74x132x100x76x49
Garage and Parking
- Attached Garage: No
- Parking Features: Free, Paved, Off Street
Community
Homeowners Association
- Association: No
Listing
Other Property Info
- Annual Tax Amount: $1,799
- Source Listing Status: Active
- County: Gila
- Directions: SR 87 and Bonita, East on Bonita to Ponderosa then South property is on the West side
- Parcel Number: 304-03-083-c
- Zoning: res
- Postal City: Payson
- Listing Date: 6/23/2026
- MLS#: 7057523
Features
Building and Construction
- Year Built: 2019
- Property Age: 7
- Construction Materials: Wood Frame, Painted, Wood Siding
- Roof: Composition
Utilities
- Sewer: Public Sewer
- Water Source: City Franchise
Price history
| Date | Event | Price |
|---|---|---|
| Oct 28, 2026 | Price decreased Source: ARMLS #7057523 | $450,000 -$25,000 (-5.3%) |
| Sep 4, 2026 | Listed for sale Source: CAAR #94601 | – |
| Aug 12, 2026 | Price decreased Source: ARMLS #7057523 | $475,000 -$20,000 (-4.0%) |
| Jul 23, 2026 | Listed for sale Source: ARMLS #7057523 | – |
| Jun 22, 2026 | Listed for sale Source: ARMLS #7057523 | – |
Talk to a local expert
Teri Meacham
REALTOR® with West USA Realty · 25+ years in the High Country · 500+ homes sold
- Tour this home or ask anything about it
- Get what the listing doesn't say: water, septic, road access, HOA rules
- See recent sales nearby before you make an offer
Data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of Central Arizona Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.
Copyright 2026 Central Arizona Association of REALTORS® All rights reserved.
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