How much do homes with no HOA cost in Arizona High Country?

The median list price of homes with no HOA for sale in Arizona High Country is $435,000, or $276 per square foot. Over the last 12 months, homes in Arizona High Country sold for a median of $495,000.

How much do you need to make to afford homes with no HOA in Arizona High Country?

Roughly $115,000 a year at the median list price of $435,000. With 20% down and a 30-year loan at this week's average rate of 7.18%, the payment comes to about $2,683 a month with property taxes and insurance, and lenders often look for housing costs of about 28% of gross income or less. Your debts, down payment and credit all change the number.

Is Arizona High Country a buyer's or seller's market?

Arizona High Country is a balanced market for homes right now, leaning toward buyers. There are 5 months of homes for sale at the current pace of sales (under 4 months usually favors sellers, over 6 favors buyers). Homes are selling for a median of 97.3% of the asking price, and 25% of homes for sale have had a price cut.

Do homes in Arizona High Country sell above or below asking price?

Mostly below asking. Homes in Arizona High Country sold for a median of 97.3% of the final list price over the last 12 months, and 8.4% of recent sales closed above list.

How fast are homes selling in Arizona High Country?

Homes that sold in Arizona High Country over the last 6 months went under contract in a median of 36 days. Homes with no HOA for sale now have been listed for a median of 133 days.

Are home prices in Arizona High Country going up or down?

About flat. Homes that sold in Arizona High Country in the last 6 months went for a median of $312 per square foot, compared with $312 in the 6 months before. Mountain-town prices swing with the seasons, so treat this as a rough guide.

How many homes with no HOA are for sale in Arizona High Country right now?

There are 2,299 listings of homes with no HOA in Arizona High Country: 2,067 for sale and 232 pending or under contract. 65 came on the market in the last 7 days.

Is it a good time to sell a home in Arizona High Country?

Arizona High Country is balanced, with 5 months of homes for sale: buyers have choices, so homes priced from recent sales sell best. Recent sales went under contract in a median of 36 days at 97.3% of list.

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Arizona High Country Homes for Sale with No HOA

2,299 homes and lots in Arizona High Country where the MLS listing says there is no homeowners association, so no HOA dues. Deed restrictions and county zoning can still apply.

2,299 listings

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140 days on market

Land for sale

$2,495,000

250 acres | $9,980/acre

Electric available • Horses allowed • No HOA

000 N 40th Street, Show Low, AZ 85901

Torreon Realty

171 days on market

Land for sale

$195,000

5.35 acres | $36,449/acre

Wooded views • No HOA

2184 N Highway 191 -, Nutrioso, AZ 85932

West USA Realty

Land at 724 S LODESTAR Drive 354, Williams

109 days on market

Land for sale

$10,000

1.1 acres | $9,091/acre

Panoramic views • No HOA

724 S LODESTAR Drive 354, Williams, AZ 86046

Bliss Realty & Investments

Land at 694 S LODESTAR Drive 353, Williams

109 days on market

Land for sale

$10,000

1.05 acres | $9,524/acre

Panoramic views • No HOA

694 S LODESTAR Drive 353, Williams, AZ 86046

Bliss Realty & Investments

Land at 664 S LODESTAR Drive 352, Williams

109 days on market

Land for sale

$10,000

1.05 acres | $9,524/acre

Panoramic views • No HOA

664 S LODESTAR Drive 352, Williams, AZ 86046

Bliss Realty & Investments

2 bed manufactured home at 1901 Aspen Lane, Overgaard

110 days on market

Manufactured home for sale

$249,000

2 bds | 2 ba | 728 sqft | 0.61 acres

Horses allowed • No HOA

1901 Aspen Lane, Overgaard, AZ 85933

Skyline Canyon Realty

2 bed manufactured home at 310 E Cherry Street, Payson

195 days on market

Manufactured home for sale

$285,000

2 bds | 2 ba | 1,056 sqft | 0.21 acres

No HOA

310 E Cherry Street, Payson, AZ 85541

Desert 2 Mountain Realty

269 days on market

Land for sale

$35,000

20.49 acres | $1,708/acre

Panoramic views • No HOA

9xxx Miller Trail -, Snowflake, AZ 85937

W and Partners, LLC

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3 bed house at 1209 Elliott Lane, Show Low

115 days on market

House for sale

$725,000

3 bds | 3 ba | 2,325 sqft | 1.96 acres

Horses allowed • No HOA • Fireplace

1209 Elliott Lane, Show Low, AZ 85901

West USA Realty - Show Low

233 days on market

Land for sale

$239,900

4 acres | $59,975/acre

Wooded views • Electric available • Well

2397 Wigeon Way, Happy Jack, AZ 86024

West USA Realty - Happy Jack

Land at 2588 Spoonbill Drive, Happy Jack

206 days on market

Land for sale

$239,900

4.07 acres | $58,943/acre

Wooded views • Well • Horses allowed

2588 Spoonbill Drive, Happy Jack, AZ 86024

West USA Realty - Happy Jack

112 days on market

Land for sale

$8,000

1.18 acres | $6,780/acre

Horses allowed • No HOA

4161 S Pinto Road, Snowflake, AZ 85937

Sundance Real Estate LLC

3 bed house at 2631 Velvet Antler Trail, Happy Jack

155 days on market

House for sale

$412,000

3 bds | 1 ba | 1,232 sqft | 1.09 acres

Horses allowed • No HOA • Fireplace

2631 Velvet Antler Trail, Happy Jack, AZ 86024

West USA Realty - Happy Jack

6 bed house at 6577 Admiral Way, Show Low

112 days on market

House for sale

$1,175,000

6 bds | 4 ba | 4,265 sqft | 2.22 acres

Panoramic views • Horses allowed • No HOA

6577 Admiral Way, Show Low, AZ 85901

West USA Realty - Show Low

113 days on market

Land for sale

$1,899,000

8.38 acres | $226,611/acre

Water service • No HOA

1200 E TYLER Parkway 15, Payson, AZ 85541

Plush Arizona Living

113 days on market

Land for sale

$48,500

0.48 acres | $101,042/acre

Electric available • No HOA

8273 Ridge Drive, Show Low, AZ 85901

White Mountain Realty

113 days on market

Land for sale

$39,777

10.32 acres | $3,854/acre

Horses allowed • No HOA

TBD Bald Eagle Road, Show Low, AZ 85901

Keller Williams Realty Phoenix - Show Low

178 days on market

House for sale

$414,900

4 bds | 2 ba | 2,200 sqft | 40.09 acres

Horses allowed • No HOA • Fireplace

30 N9220, Concho, AZ 85924

Realty Executives Arizona Territory - Snowflake

171 days on market

Land for sale

$15,000

0.16 acres | $93,750/acre

No HOA

8547 Antelope Drive, Show Low, AZ 85901

HomeSmart Pros - Show Low

171 days on market

Land for sale

$15,000

0.16 acres | $93,750/acre

Horses allowed • No HOA

8549 Antelope Drive, Show Low, AZ 85901

HomeSmart Pros - Show Low

Land at 4500 Mountain View Road, Snowflake

838 days on market

Land for sale

$22,000

1.12 acres | $19,643/acre

Horses allowed • No HOA

4500 Mountain View Road, Snowflake, AZ 85937

Realty Executives Arizona Territory - Snowflake

133 days on market

Land for sale

$15,000

5 acres | $3,000/acre

Horses allowed • No HOA

10 NE Kirkwood (N8715), Concho, AZ 85924

Realty Executives Arizona Territory - Show Low

Land at 1836 Rocky Bottom Place, Show Low

Pending

Land for sale

$12,000

0.25 acres | $48,000/acre

Electric available • No HOA

1836 Rocky Bottom Place, Show Low, AZ 85901

Sell Your Home Services

152 days on market

Land for sale

$25,000

1.05 acres | $23,810/acre

Horses allowed • No HOA

71 ACR 8001 632, Concho, AZ 85924

HomeSmart

115 days on market

Land for sale

$14,996

5 acres | $2,999/acre

Horses allowed • No HOA

2 County Rd N8715 -, Concho, AZ 85924

Arizona Premier Realty Homes & Land, LLC

3 bed house at 1789 Wild Turkey Lane, Heber

224 days on market

House for sale

$659,900

3 bds | 2 ba | 1,629 sqft | 2 acres

Horses allowed • No HOA • Fireplace

1789 Wild Turkey Lane, Heber, AZ 85928

Diane Dahlin's Pine Rim Realty

Land at Parcel B N Cienega '''-''', Williams

115 days on market

Land for sale

$189,500

87.36 acres | $2,169/acre

Horses allowed • No HOA

Parcel B N Cienega '''-''', Williams, AZ 86046

Berkshire Hathaway HomeServices Arizona Properties

3 bed manufactured home at 1200 E Center Street, Taylor

122 days on market

Manufactured home for sale

$900,000

3 bds | 2 ba | 1,792 sqft | 17.02 acres

Horses allowed • No HOA • 2-car garage

1200 E Center Street, Taylor, AZ 85939

West USA Realty - Scottsdale

Land at 4501 S White Mountain Road, Show Low

119 days on market

Land for sale

$498,500

7.47 acres | $66,734/acre

Electric available • Horses allowed • No HOA

4501 S White Mountain Road, Show Low, AZ 85901

Realty Executives Arizona Territory - Show Low

2 bed house at 2 N County Road 3564, Vernon

231 days on market

House for sale

$289,900

2 bds | 3 ba | 1,500 sqft | 1 acres

New construction • No HOA • 6-car garage

2 N County Road 3564, Vernon, AZ 85940

Keller Williams Arizona Realty - Pinetop

Land at 3297 N JOYCE Drive 308, Williams

650 days on market

Land for sale

$37,500

2.79 acres | $13,441/acre

Horses allowed • No HOA

3297 N JOYCE Drive 308, Williams, AZ 86046

Douglas Property Group

Property at 2209 COUNTRY CLUB Drive, Overgaard

143 days on market

For sale

$2,500,000

4,717 sqft | 2.19 acres

No HOA

2209 COUNTRY CLUB Drive, Overgaard, AZ 85933

My Home Group Real Estate

581 days on market

Land for sale

$30,000

0.29 acres | $103,448/acre

Lake view • No HOA

1827 DAGGS Place 29, Show Low, AZ 85901

Realty USA Southwest

133 days on market

Land for sale

$15,000

5 acres | $3,000/acre

Horses allowed • No HOA

20 SE Kirkwood , N8715 Road, Concho, AZ 85924

Realty Executives Arizona Territory - Show Low

727 days on market

Land for sale

$145,000

1.43 acres | $101,399/acre

Electric available • Horses allowed • No HOA

4383 S 24Th Street, Show Low, AZ 85901

Mountain Retreat Realty Experts, LLC - Lakeside

3 bed house at 206 S Thunder Mountain, Payson

161 days on market

House for sale

$449,900

3 bds | 2 ba | 1,460 sqft | 0.12 acres

Mountain views • No HOA • 2-car garage

206 S Thunder Mountain, Payson, AZ 85541

Compass

118 days on market

Land for sale

$68,000

0.35 acres | $194,286/acre

Electric available • No HOA

1881 W Sandtrap Lane, Snowflake, AZ 85937

SEI Real Estate Professionals - Snowflake

169 days on market

House for sale

$699,000

3 bds | 2 ba | 1,718 sqft | 0.68 acres

New construction • No HOA • 2-car garage

8 2068, Alpine, AZ 85920

Delex Realty

Land at 4600 S White Mountain Road, Show Low

119 days on market

Land for sale

$848,850

4.91 acres | $172,882/acre

Electric available • No HOA

4600 S White Mountain Road, Show Low, AZ 85901

Frank M Smith & Assoc - Pinetop

119 days on market

Land for sale

$9,000

1.18 acres | $7,627/acre

Horses allowed • No HOA

7526 Oak Tree Lane, Snowflake, AZ 85937

Sundance Real Estate LLC

Listing data provided by Arizona Regional Multiple Listing Service. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information should be verified by the recipient and none is guaranteed as accurate by ARMLS.

Listing data provided by Central Arizona Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Listing data provided by White Mountain Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information is deemed reliable but not guaranteed accurate by the White Mountain Association of REALTORS® Copyright 2026 White Mountain Association of REALTORS® All rights reserved.

Arizona High Country real estate market questions

How much do homes with no HOA cost in Arizona High Country?: The median list price of homes with no HOA for sale in Arizona High Country is $435,000, or $276 per square foot. Over the last 12 months, homes in Arizona High Country sold for a median of $495,000.
How much do you need to make to afford homes with no HOA in Arizona High Country?: Roughly $115,000 a year at the median list price of $435,000. With 20% down and a 30-year loan at this week's average rate of 7.18%, the payment comes to about $2,683 a month with property taxes and insurance, and lenders often look for housing costs of about 28% of gross income or less. Your debts, down payment and credit all change the number.
Is Arizona High Country a buyer's or seller's market?: Arizona High Country is a balanced market for homes right now, leaning toward buyers. There are 5 months of homes for sale at the current pace of sales (under 4 months usually favors sellers, over 6 favors buyers). Homes are selling for a median of 97.3% of the asking price, and 25% of homes for sale have had a price cut.
Do homes in Arizona High Country sell above or below asking price?: Mostly below asking. Homes in Arizona High Country sold for a median of 97.3% of the final list price over the last 12 months, and 8.4% of recent sales closed above list.
How fast are homes selling in Arizona High Country?: Homes that sold in Arizona High Country over the last 6 months went under contract in a median of 36 days. Homes with no HOA for sale now have been listed for a median of 133 days.
Are home prices in Arizona High Country going up or down?: About flat. Homes that sold in Arizona High Country in the last 6 months went for a median of $312 per square foot, compared with $312 in the 6 months before. Mountain-town prices swing with the seasons, so treat this as a rough guide.
How many homes with no HOA are for sale in Arizona High Country right now?: There are 2,299 listings of homes with no HOA in Arizona High Country: 2,067 for sale and 232 pending or under contract. 65 came on the market in the last 7 days.
Is it a good time to sell a home in Arizona High Country?: Arizona High Country is balanced, with 5 months of homes for sale: buyers have choices, so homes priced from recent sales sell best. Recent sales went under contract in a median of 36 days at 97.3% of list. See what your Arizona High Country home is worth →

From MLS listings and sales, updated every 30 minutes. Last updated Nov 5, 2026.

Arizona High Country Homes for Sale with No HOA

Arizona High Country real estate market questions

Homes with no HOA in Arizona High Country towns

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