Listed by Robert Gaetano · Brokered by HomeSmart Pros

1 of 45

● For sale Price cut: $11,500 (8/24)

$587,500

Est. $3,675/mo

193 E Saddle Mountain Road, Payson, AZ 85541

Kohl's Ranch/Kohl's Tonto Creek Ranch · Gila County

3 beds 2 baths 1,632 sqft 0.21 acres Built 1984 $360 /sqft No HOA

203 days on market | 343 views | 14 saves

What's special

Wooded views
No HOA
2-car garage
Fireplace

Description

Welcome to your ultimate creekside escape in Kohl's Ranch/Kohl's Tonto Creek Ranch--where relaxation and adventure come together! Picture yourself kicking back on the back deck, slipping into the hot tub, and letting the soothing sounds of the creek and waterfall melt the day away. It's the kind of place you won't want to leave. Tucked away for privacy with absolutely stunning views, this property features 3 cozy bedrooms, 2 bathrooms, and garage space galore--a workshop-ready garage plus a quad garage for all your toys, gear, and weekend fun. The fully fenced lot makes a great first impression with a stylish double-gated entry and a paver driveway that adds just the right touch of flair. Inside, you'll find thoughtful upgrades like a newer roof (2019), a custom front door, and Andersen windows that bring in all that beautiful natural light. The pellet stove keeps things warm and inviting, while the kitchen--complete with stainless steel appliances and a gas range--is ready for everything from quick breakfasts to full-on dinner parties. And when it's time to unwind, the spa-style Jacuzzi tub is calling your name. Whether you're looking for a peaceful retreat or a place to make unforgettable memories, this one delivers.

Listing updated: October 5, 2026

Also listed on: CAAR(MLS# 93890)ARMLS(MLS# 7066129)

Listed by:

Robert Gaetano rgaetano‌@‌hsmove.com, HomeSmart Pros

Source: Arizona Regional Multiple Listing Service, MLS#: 7066129

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Property details

Interior

Bedrooms

Bedrooms: 3

Bathrooms

Total Bathrooms: 2
Full Bathrooms: 2

Interior Features

Eat-in Kitchen
Vaulted Ceiling(s)
Wet Bar
Water Softener
Kitchen-Dining Combo
Flooring: Carpet, Vinyl, Wood
Window Features: Skylight(s), Double Pane Windows

Appliances

Dishwasher
Refrigerator
Propane Range
Built in Microwave
Dryer
Washer
Laundry Features: Utility Room

Heating and Cooling

Cooling Features: Ceiling Fan(s)
Heating Features: Electric
Fireplace: Yes
Fireplace Features: Living Room, Pellet Stove

Exterior

Exterior and Lot Features

Spa/Hot Tub
Patio and Porch Features: Covered Porch, Covered Deck
Fencing: Chain Link, Wood, Wrought Iron

Land Info

Landscaped
Many Trees
Tall Pines on Lot
Borders Common Area
Lot Size Acres: 0.21
Lot Size Square Feet: 9,147.6
Lot Size Dimensions: 0

Garage and Parking

Garage Spaces: 2
Attached Garage: No
Parking Features: Detached, Garage

Home Features

View: Rural, Trees/Woods

Community

Homeowners Association

Association: No

Neighborhood

Subdivision: Kohl's Ranch/Kohl's Tonto Creek Ranch
MLS Area: Christopher Creek

Listing

Other Property Info

Annual Tax Amount: $2,956
Source Listing Status: Active
County: Gila
Directions: NORTH 87 HWY. Right on East 260 HWY. Right into Kohl's Ranch Parking lot, stay to the right onto Short Road, right on Kohl's Road, left on to Saddle Mountain Road. Home is on the right.
Property Subtype: Site Built
Parcel Number: 303-05-148A
Zoning: Residential
Postal City: Payson
Listing Date: 4/22/2026
On Market Date: 10/5/2026
MLS#: 93890

Features

Building and Construction

Total Square Feet Living: 1,632
Year Built: 1984
Property Age: 42
Architectural Style: Cabin
Construction Materials: Wood Frame, Wood Siding
Roof: Asphalt Shingle

Utilities

Water Source: In Payson City Limits
Septic Tank Installed
Cable Available
Electricity Available
Propane
Trash

Monthly payment

$3,675/month

Principal and interest $3,184
Property taxes from the listing $246
Home insurance estimated $245

Home price $ Down payment % · $117,500 Loan term Interest rate % Home insurance $/mo

An estimate only, not a loan offer or rate quote. Starting rates are Freddie Mac's weekly national averages (Nov 5, 2026) and aren't an APR. Your rate and costs depend on your credit and lender. Property taxes often change after a sale, and insurance varies by home, especially in wildfire areas.

Price history

Date	Event	Price	$/sqft
Oct 5, 2026	Back on market Source: ARMLS #7066129 · CAAR #93890	$587,500	$360/sqft
Oct 1, 2026	Expired Source: ARMLS #7066129 · CAAR #93890	$587,500	$360/sqft
Aug 24, 2026	Price decreased Source: ARMLS #7066129 · CAAR #93890	$587,500 -$11,500 (-1.9%)	$360/sqft
Aug 13, 2026	Listed for sale Source: ARMLS #7066129	–
May 4, 2026	Price decreased Source: CAAR #93890	$599,000 -$11,000 (-1.8%)	$367/sqft

Talk to a local expert

Teri Meacham

REALTOR® with West USA Realty · 25+ years in the High Country · 500+ homes sold

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Data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of Arizona Regional Multiple Listing Service. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.

All information should be verified by the recipient and none is guaranteed as accurate by ARMLS.