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● For sale

$1,899,000

4678 N BEAR FLAT Road, Payson, AZ 85541

BEAR FLAT SUBDIVISION · Gila County

6 beds 4 baths 4,378 sqft 1.73 acres Built 2001 $434 /sqft HOA $200/yr

143 days on market | 329 views | 14 saves

What's special

Mountain(s) views
Waterfront
2-car garage
Horses allowed
Basement

Description

OFF THE GRID in Bear Flat. The last 3 miles is not for sissies, but the reward is a gated community in the National Forest with Tonto Creek flowing through. 90 feet up from the water's edge is The Retreat on Tonto Creek. This magnificent mountain home has deck and views galore. Wild game everywhere. Redundant systems - APS electric, solar on the steel roof and a thousand-gallon propane tank to run the generator. City water, plus a well and a community water tank. Fire truck just across the road. WiFi. You are fully self-contained. Big island and dining for 8. Huge family room with double fireplace to large game room with full bar. Write that novel in the sky office off the spacious primary bedroom. Everything stays, including the golf cart and a year's supply of survival food.

Property details

Interior

Bedrooms

Bedrooms: 6
Total Rooms: 12

Bathrooms

Total Bathrooms: 4
Full Bathrooms: 4

Interior Features

Full Bth Master Bdrm
Double Vanity
Bidet
Breakfast Bar
Kitchen Island
Granite Counters
High Speed Internet
Vaulted Ceiling(s)
Flooring: Carpet, Tile
Window Features: Dual Pane

Appliances

Dishwasher
Gas Cooktop
Microwave
Reverse Osmosis
Gas Oven
Gas Range
Washer
Dryer
Water Softener Owned
Water Purifier
Laundry Features: Inside

Heating and Cooling

Cooling Features: Ceiling Fan(s), Central Air, Programmable Thmstat
Heating Features: Propane

Other Interior

Stories: 2
Basement: Finished

Accessibility

Mltpl Entries/Exits

Exterior

Exterior and Lot Features

Balcony
Private Yard
Playground
Patio and Porch Features: Covered Patio(s)
Fencing: Wood

Land Info

Waterfront Lot
Hillside Lot
Street(s) Not Paved
Sprinklers In Front
Sprinklers In Rear
Gravel/Stone Front
Gravel/Stone Back
Auto Timer H2O Front
Auto Timer H2O Back
Lot Size Acres: 1.73
Lot Size Square Feet: 75,559

Garage and Parking

Garage Spaces: 2
Attached Garage: No
Parking Features: Over Height Garage, Rear Vehicle Entry, Garage Door Opener, Gated

Home Features

View: Mountain(s)
Waterfront: Yes
Horse Property: Yes

Community

Homeowners Association

Association: Yes
Association Fee: $200
Association Fee Frequency: Annually
Calculated Total Monthly Association Fees: $17
Association Fee Includes: Street Maint

Neighborhood

Subdivision: BEAR FLAT SUBDIVISION

Listing

Other Property Info

Annual Tax Amount: $6,182
Source Listing Status: Active
County: Gila
Directions: East from Payson on Highway 260. Turn on Thompson Draw/Bear Flat Rd. Proceed to Bear Flat through the gate. Continue to property on left.
Property Subtype: Single Family Residence
Parcel Number: 303-06-132-B
Postal City: Payson
Listing Date: 1/9/2026
MLS#: 6965924

Features

Building and Construction

Total Square Feet Living: 4,378
Year Built: 2001
Property Age: 25
Construction Materials: Wood Frame, Painted
Roof: Metal
Stories: 2
Living Area Source: Assessor

Utilities

Sewer: Septic-In & Connected
Water Source: Private Well
Propane

Contact Us

Ask a question or schedule a showing

Listed by Joseph Callaway eXp Realty

Listing updated: January 9, 2026

MLS#: 6965924

Data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of Arizona Regional Multiple Listing Service. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.

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