Listed by Thomas Garrow · Brokered by Coldwell Banker Realty

1 of 46
● For sale

$4,495,000

Est. $27,678/mo

20 HARVEST Lane, Sedona, AZ 86336

CROSS CREEK RANCH · Yavapai County

3 beds 4 baths 4,392 sqft 2.07 acres Built 2019 $1,023 /sqft HOA $380/mo
35 days on market

What's special

  • Red rock views
  • 3-car garage
  • Fireplace

Description

From arrival to interior detail, this Cross Creek Ranch estate reflects architectural intention and exceptional craftsmanship! Set on a private 2-acre corner lot within the gated community bordering Oak Creek, the property offers both seclusion and connection to Sedona's surrounding beauty. A cobblestone drive leads to the oversized 3-car garage and gated courtyard entry. A vaulted corridor illuminated by suspended star-like lighting creates a striking first impression by day and an unforgettable experience by night. The main residence and guest quarters are positioned on opposite sides of this central corridor, offering exceptional privacy. Two guest suites, each with private entry, ensuite bath, and patio access, function independently from the main house. Inside, expansive ...See More living spaces are framed by two walls of 20-foot La Cantina folding glass doors, seamlessly integrating indoor and outdoor living while showcasing unobstructed Cathedral Rock views. A temperature-controlled glass wine room anchors the living area for both intimate evenings and larger gatherings. The dual-kitchen layout supports effortless entertaining, with a fully equipped back kitchen complementing the main culinary space. Landscaped grounds with lawn and fountain create inviting settings for dining and relaxation. The primary suite offers fireplace, sitting area, patio access, hot tub, and Endless Swim Fitness Spa. The spa-inspired bath features dual stone vanities with lighted mirrors, a soaking tub with stone walls and ambient lighting, walk-in shower, and sauna, while the expansive closet connects directly to the laundry room. Additional highlights include a dedicated office with exceptional views, custom flooring and cabinetry in the 3-car garage, and a 6,960-watt solar system. A true one-of-a-kind offering in one of Sedona's most sought-after gated communities.

Listing updated: November 9, 2026

Listed by:

Thomas Garrow tomgarrow‌@‌msn.com, Coldwell Banker Realty

Source: Arizona Regional Multiple Listing Service, MLS#: 7090884

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Property details

Interior

Bedrooms

  • Bedrooms: 3

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • 1/2 Bathrooms: 1

Interior Features

  • Full Bth Master Bdrm
  • Separate Shwr & Tub
  • Double Vanity
  • Bidet
  • Eat-in Kitchen
  • Breakfast Bar
  • Kitchen Island
  • Walk-in Pantry
  • Quartz Countertops
  • Flooring: Tile
  • Window Features: Dual Pane, Low-Emissivity Windows, Screens

Appliances

  • Dishwasher
  • Disposal
  • Refrigerator
  • Microwave
  • Reverse Osmosis
  • Gas Range
  • Washer
  • Dryer
  • Water Softener Owned
  • Laundry Features: Engy Star (See Rmks)

Heating and Cooling

  • Cooling Features: Central Air, Other
  • Heating Features: Propane, Forced Air
  • Fireplace: Yes
  • Fireplace Features: Living Room, Master Bedroom, Gas, Insert, Wood Burning

Other Interior

  • Stories: 1
Exterior

Exterior and Lot Features

  • Built-in Barbecue
  • Patio and Porch Features: Covered Patio(s)
  • Fencing: Back Yard

Land Info

  • Cul-De-Sac
  • Corner Lot
  • Desert Front
  • Desert Back
  • Grass Back
  • Auto Timer H2O Front
  • Auto Timer H2O Back
  • Lot Size Acres: 2.07
  • Lot Size Square Feet: 90,142

Garage and Parking

  • Garage Spaces: 3
  • Attached Garage: No
  • Parking Features: Garage Door Opener, Attached Garage, Off Street

Home Features

  • View: Mountain(s), Red Rocks/Boulders
Community

Homeowners Association

  • Association: Yes
  • Association Fee: $380
  • Association Fee Frequency: Monthly
  • Calculated Total Monthly Association Fees: $380
  • Association Fee Includes: No Fees

Neighborhood

  • Subdivision: CROSS CREEK RANCH
Listing

Other Property Info

  • Annual Tax Amount: $12,773
  • Source Listing Status: Active
  • County: Yavapai
  • Directions: 89A to Lower Red Rock Loop Rd. to R. on Cross Creek Ranch Rd. to R. on Harvest Ln to home on R. House is on corner of Cross Creek Ranch Rd and Harvest Lane
  • Property Subtype: Single Family Residence
  • Parcel Number: 408-19-093
  • Postal City: Sedona
  • Listing Date: 10/7/2026
  • MLS#: 7090884
Features

Building and Construction

  • Total Square Feet Living: 4,392
  • Year Built: 2019
  • Property Age: 7
  • Architectural Style: Contemporary, Mid-Century Modern
  • Construction Materials: Wood Frame, Spray Foam Insulation, Stucco
  • Roof: Metal, Other
  • Foundation Details: Slab
  • Stories: 1
  • Living Area Source: Assessor

Utilities

  • Sewer: Private Sewer
  • Water Source: Pvt Water Company
  • Propane

Monthly payment

$27,678/month

  • Principal and interest $24,361
  • Property taxes from the listing $1,064
  • Home insurance estimated $1,873
  • HOA from the listing $380

An estimate only, not a loan offer or rate quote. Starting rates are Freddie Mac's weekly national averages (Nov 5, 2026) and aren't an APR. Your rate and costs depend on your credit and lender. Property taxes often change after a sale, and insurance varies by home, especially in wildfire areas.

Price history

DateEventPrice$/sqft
Oct 8, 2026Listed for sale Source: ARMLS #7090884$4,495,000 $1,023/sqft
Teri Meacham

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Data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of Arizona Regional Multiple Listing Service. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.

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