How much do homes with no HOA cost in Arizona High Country?

The median list price of homes with no HOA for sale in Arizona High Country is $435,000, or $276 per square foot. Over the last 12 months, homes in Arizona High Country sold for a median of $495,000.

How much do you need to make to afford homes with no HOA in Arizona High Country?

Roughly $115,000 a year at the median list price of $435,000. With 20% down and a 30-year loan at this week's average rate of 7.18%, the payment comes to about $2,683 a month with property taxes and insurance, and lenders often look for housing costs of about 28% of gross income or less. Your debts, down payment and credit all change the number.

Is Arizona High Country a buyer's or seller's market?

Arizona High Country is a balanced market for homes right now, leaning toward buyers. There are 5 months of homes for sale at the current pace of sales (under 4 months usually favors sellers, over 6 favors buyers). Homes are selling for a median of 97.3% of the asking price, and 25% of homes for sale have had a price cut.

Do homes in Arizona High Country sell above or below asking price?

Mostly below asking. Homes in Arizona High Country sold for a median of 97.3% of the final list price over the last 12 months, and 8.4% of recent sales closed above list.

How fast are homes selling in Arizona High Country?

Homes that sold in Arizona High Country over the last 6 months went under contract in a median of 36 days. Homes with no HOA for sale now have been listed for a median of 133 days.

Are home prices in Arizona High Country going up or down?

About flat. Homes that sold in Arizona High Country in the last 6 months went for a median of $312 per square foot, compared with $312 in the 6 months before. Mountain-town prices swing with the seasons, so treat this as a rough guide.

How many homes with no HOA are for sale in Arizona High Country right now?

There are 2,299 listings of homes with no HOA in Arizona High Country: 2,067 for sale and 232 pending or under contract. 65 came on the market in the last 7 days.

Is it a good time to sell a home in Arizona High Country?

Arizona High Country is balanced, with 5 months of homes for sale: buyers have choices, so homes priced from recent sales sell best. Recent sales went under contract in a median of 36 days at 97.3% of list.

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Arizona High Country Homes for Sale with No HOA

2,299 homes and lots in Arizona High Country where the MLS listing says there is no homeowners association, so no HOA dues. Deed restrictions and county zoning can still apply.

2,299 listings

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467 days on market

House for sale

$1,350,000

3 bds | 2 ba | 2,600 sqft | 40 acres

Horses allowed • No HOA • Fireplace

41451 HWY 180, Nutrioso, AZ 85932

Advantage Realty Professionals

4 bed house at 9016 W FOSSIL CREEK Road, Pine

529 days on market

House for sale

$775,000

4 bds | 3 ba | 2,373 sqft | 0.71 acres

Mountain views • Horses allowed • No HOA

9016 W FOSSIL CREEK Road, Pine, AZ 85544

eXp Realty

2 bed manufactured home at 2401 W Route 66 55, Flagstaff

545 days on market

Manufactured home for sale

$175,000

2 bds | 2 ba | 1,200 sqft

No HOA • 2-car garage

2401 W Route 66 55, Flagstaff, AZ 86001

Berkshire Hathaway HomeServices Arizona Properties

2 bed house at Lot 5 W Edgewood Drive, Williams

566 days on market

House for sale

$339,900

2 bds | 1 ba | 864 sqft | 2.85 acres

Mountain views • No HOA

Lot 5 W Edgewood Drive, Williams, AZ 86046

Berkshire Hathaway HomeServices Arizona Properties

2 bed house at Lot 4 W Edgewood Drive, Williams

566 days on market

House for sale

$349,900

2 bds | 1 ba | 864 sqft | 2.53 acres

Mountain views • No HOA

Lot 4 W Edgewood Drive, Williams, AZ 86046

Berkshire Hathaway HomeServices Arizona Properties

40 bed house at 301 S O LEARY Street, Flagstaff

610 days on market

House for sale

$11,900,000

40 bds | 40 ba | 25,000 sqft | 0.16 acres

Mountain views • No HOA • 3-car garage

301 S O LEARY Street, Flagstaff, AZ 86001

Congress Realty, Inc.

1 bed house at 9952 Buffalo Ridge Lane, Show Low

91 days on market

House for sale

$168,000

1 bds | 1 ba | 1,000 sqft | 20.01 acres

Horses allowed • No HOA • Fireplace

9952 Buffalo Ridge Lane, Show Low, AZ 85901

Tenney Properties - Show Low

3 bed manufactured home at 1254 Lone Pine Dam Road, Show Low

Price cut: $59,000 (8/10)

Manufactured home for sale

$240,000

3 bds | 2 ba | 980 sqft | 0.98 acres

Horses allowed • No HOA • Fireplace

1254 Lone Pine Dam Road, Show Low, AZ 85901

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Property at 312 S BEELINE Highway, Payson

87 days on market

For sale

$1,475,000

4,551 sqft | 0.51 acres

No HOA

312 S BEELINE Highway, Payson, AZ 85541

Compass

480 days on market

House for sale

$875,000

5 bds | 4 ba | 2,940 sqft | 0.47 acres

Panoramic views • Horses allowed • No HOA

100 Main Street, Greer, AZ 85927

Dana Hubbell Group

Price cut: $15,000 (8/10)

Land for sale

$50,000

9.97 acres | $5,015/acre

Panoramic views • Horses allowed • No HOA

2716 Zaidee Road, Show Low, AZ 85901

Realty Executives Arizona Territory - Snowflake

Price cut: $72,000 (8/10)

Land for sale

$7,999

0.41 acres | $19,510/acre

Electric available • Horses allowed • No HOA

60 Short Lane, Concho, AZ 85924

Real Broker

Price cut: $1,996 (8/10)

Land for sale

$7,999

0.34 acres | $23,526/acre

Electric available • Horses allowed • No HOA

58 Short Lane, Concho, AZ 85924

Real Broker

Land at 4500 E DEUCE OF CLUBS 210-01-041D, Show Low

Price cut: $400,000 (8/10)

Land for sale

$1,400,000

31.53 acres | $44,402/acre

No HOA

4500 E DEUCE OF CLUBS 210-01-041D, Show Low, AZ 85901

MCG Realty

119 days on market

Land for sale

$9,000

1.26 acres | $7,143/acre

Horses allowed • No HOA

7558 Birch Lane, Snowflake, AZ 85937

Sundance Real Estate LLC

4 bed manufactured home at 95 S Hillside Drive, Star Valley

92 days on market

Manufactured home for sale

$465,000

4 bds | 2 ba | 2,040 sqft | 0.4 acres

Mountain views • No HOA • Fireplace

95 S Hillside Drive, Star Valley, AZ 85541

Payson Property Management LLC

3 bed manufactured home at 703 W Colt Circle, Payson

149 days on market

Manufactured home for sale

$270,000

3 bds | 2 ba | 1,152 sqft | 0.14 acres

No HOA • Fireplace

703 W Colt Circle, Payson, AZ 85541

Real Broker

89 days on market

Land for sale

$16,000

1.04 acres | $15,385/acre

Panoramic views • Electric available • Horses allowed

145 Zuni Drive, Concho, AZ 85924

Realty Executives Arizona Territory - Show Low

89 days on market

Land for sale

$16,000

1.38 acres | $11,594/acre

Electric available • Horses allowed • No HOA

5070 Pina Drive 25, Concho, AZ 85924

Realty Executives Arizona Territory - Show Low

89 days on market

Land for sale

$30,000

3.19 acres | $9,404/acre

Electric available • Horses allowed • No HOA

57 Navajo Drive, Concho, AZ 85924

Realty Executives Arizona Territory - Show Low

Land at TBD Lonesome Dove Trail, Star Valley

183 days on market

Land for sale

$250,000

4 acres | $62,500/acre

Panoramic views • Electric available • Horses allowed

TBD Lonesome Dove Trail, Star Valley, AZ 85541

Delex Realty, LLC

3 bed house at 5423 Oak Avenue, Pinedale

94 days on market

House for sale

$450,000

3 bds | 2 ba | 1,673 sqft | 0.27 acres

Horses allowed • No HOA • Fireplace

5423 Oak Avenue, Pinedale, AZ 85934

Realty Executives Arizona Territory - Pinetop

Land at 2036 Sitgreaves Ranch Road, Show Low

Price cut: $15,000 (8/8)

Land for sale

$20,000

2.13 acres | $9,390/acre

Electric available • No HOA

2036 Sitgreaves Ranch Road, Show Low, AZ 85901

West USA Realty - Show Low

Price cut: $15,000 (8/8)

Land for sale

$20,000

2.42 acres | $8,264/acre

Electric available • No HOA

2008 Rosa Lane, Show Low, AZ 85901

West USA Realty - Show Low

90 days on market

Land for sale

$75,000

1.48 acres | $50,676/acre

Panoramic views • Electric available • Horses allowed

5064 Concho Drive, 385, Concho, AZ 85924

Realty Executives Arizona Territory - Show Low

101 days on market

Land for sale

$39,000

0.38 acres | $102,632/acre

Waterfront • Panoramic views • Electric available

8577 Cannon Boulevard, Show Low, AZ 85901

Realty Executives Arizona Territory - Pinetop

4 bed house at 184 S 1st E Street, Snowflake

148 days on market

House for sale

$795,000

4 bds | 5 ba | 3,991 sqft | 0.33 acres

No HOA

184 S 1st E Street, Snowflake, AZ 85937

West USA Realty - Snowflake

129 days on market

Land for sale

$69,900

76 acres | $920/acre

Horses allowed • No HOA

Lots 18,19 N8577 18, Concho, AZ 85924

West USA Realty

121 days on market

Land for sale

$100,000

74.51 acres | $1,342/acre

Horses allowed • No HOA

TBD N8604 1, Concho, AZ 85924

West USA Realty

4 bed house at 10 County Rd 5099, Concho

92 days on market

House for sale

$399,000

4 bds | 3 ba | 2,603 sqft | 0.35 acres

No HOA • Fireplace

10 County Rd 5099, Concho, AZ 85924

First United Realty - Phoenix

4 bed house at 362 S Pioneer Trail, Snowflake

Pending

House for sale

$475,000

4 bds | 2 ba | 2,131 sqft | 0.31 acres

No HOA • 2-car garage

362 S Pioneer Trail, Snowflake, AZ 85937

HomeSmart

2 bed house at 260 W Main Street, Springerville

135 days on market

House for sale

$825,000

2 bds | 2 ba | 1,496 sqft | 7.24 acres

Panoramic views • Horses allowed • No HOA

260 W Main Street, Springerville, AZ 85938

Greer Land & Investments, LLC

Land at TBD N Becker Lake Road, Springerville

91 days on market

Land for sale

$250,000

9.23 acres | $27,086/acre

Electric available • Horses allowed • No HOA

TBD N Becker Lake Road, Springerville, AZ 85938

Greer Land & Investments, LLC

1 bed house at 2800 S White Mountain Road, Show Low

142 days on market

House for sale

$49,999

1 bds | 1 ba | 421 sqft

55+ community • No HOA • Fireplace

2800 S White Mountain Road, 107, Show Low, AZ 85901

Mountain Retreat Realty Experts, LLC - Lakeside

4 bed house at 1955 Ricochet Ranch Road, Clay Springs

114 days on market

House for sale

$699,500

4 bds | 2 ba | 2,796 sqft | 1.46 acres

Horses allowed • No HOA • Fireplace

1955 Ricochet Ranch Road, Clay Springs, AZ 85923

Diane Dahlin's Pine Rim Realty

92 days on market

Land for sale

$34,750

3.33 acres | $10,435/acre

Panoramic views • Horses allowed • No HOA

85 Co Rd 8128 Lots 100, 101 & 108 3.33 -, Concho, AZ 85924

Long Realty Covey Luxury Properties

94 days on market

Land for sale

$1,200,000

11.53 acres | $104,076/acre

Panoramic views • Horses allowed • No HOA

701 N Graham Ranch Road, Payson, AZ 85541

My Home Group Real Estate, LLC - TEMPE

282 days on market

Land for sale

$184,500

29.6 acres | $6,233/acre

Horses allowed • No HOA

35555 US-60, Vernon, AZ 85940

HomeSmart

135 days on market

Land for sale

$6,000

1.27 acres | $4,724/acre

Panoramic views • Horses allowed • No HOA

5339 Tina Road, Snowflake, AZ 85937

Sundance Real Estate LLC

3 bed house at 1108 S Kinzer Court, Payson

92 days on market

House for sale

$879,000

3 bds | 2 ba | 2,193 sqft | 0.28 acres

New construction • Mountain views • No HOA

1108 S Kinzer Court, Payson, AZ 85541

INTEGRA HOMES AND LAND - A

Listing data provided by Arizona Regional Multiple Listing Service. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information should be verified by the recipient and none is guaranteed as accurate by ARMLS.

Listing data provided by Central Arizona Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Listing data provided by White Mountain Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information is deemed reliable but not guaranteed accurate by the White Mountain Association of REALTORS® Copyright 2026 White Mountain Association of REALTORS® All rights reserved.

Arizona High Country real estate market questions

How much do homes with no HOA cost in Arizona High Country?: The median list price of homes with no HOA for sale in Arizona High Country is $435,000, or $276 per square foot. Over the last 12 months, homes in Arizona High Country sold for a median of $495,000.
How much do you need to make to afford homes with no HOA in Arizona High Country?: Roughly $115,000 a year at the median list price of $435,000. With 20% down and a 30-year loan at this week's average rate of 7.18%, the payment comes to about $2,683 a month with property taxes and insurance, and lenders often look for housing costs of about 28% of gross income or less. Your debts, down payment and credit all change the number.
Is Arizona High Country a buyer's or seller's market?: Arizona High Country is a balanced market for homes right now, leaning toward buyers. There are 5 months of homes for sale at the current pace of sales (under 4 months usually favors sellers, over 6 favors buyers). Homes are selling for a median of 97.3% of the asking price, and 25% of homes for sale have had a price cut.
Do homes in Arizona High Country sell above or below asking price?: Mostly below asking. Homes in Arizona High Country sold for a median of 97.3% of the final list price over the last 12 months, and 8.4% of recent sales closed above list.
How fast are homes selling in Arizona High Country?: Homes that sold in Arizona High Country over the last 6 months went under contract in a median of 36 days. Homes with no HOA for sale now have been listed for a median of 133 days.
Are home prices in Arizona High Country going up or down?: About flat. Homes that sold in Arizona High Country in the last 6 months went for a median of $312 per square foot, compared with $312 in the 6 months before. Mountain-town prices swing with the seasons, so treat this as a rough guide.
How many homes with no HOA are for sale in Arizona High Country right now?: There are 2,299 listings of homes with no HOA in Arizona High Country: 2,067 for sale and 232 pending or under contract. 65 came on the market in the last 7 days.
Is it a good time to sell a home in Arizona High Country?: Arizona High Country is balanced, with 5 months of homes for sale: buyers have choices, so homes priced from recent sales sell best. Recent sales went under contract in a median of 36 days at 97.3% of list. See what your Arizona High Country home is worth →

From MLS listings and sales, updated every 30 minutes. Last updated Nov 5, 2026.

Arizona High Country Homes for Sale with No HOA

Arizona High Country real estate market questions

Homes with no HOA in Arizona High Country towns

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