How much do homes with no HOA cost in White Mountain Lake, AZ?

The median list price of homes with no HOA for sale in White Mountain Lake, AZ is $265,000, or $191 per square foot.

How much do you need to make to afford homes with no HOA in White Mountain Lake, AZ?

Roughly $70,000 a year at the median list price of $265,000. With 20% down and a 30-year loan at this week's average rate of 7.18%, the payment comes to about $1,634 a month with property taxes and insurance, and lenders often look for housing costs of about 28% of gross income or less. Your debts, down payment and credit all change the number.

How fast are homes selling in White Mountain Lake, AZ?

Homes with no HOA for sale now have been listed for a median of 326 days.

How many homes with no HOA are for sale in White Mountain Lake, AZ right now?

There are 3 listings of homes with no HOA in White Mountain Lake, AZ: 3 for sale.

Price

Min – Max

Rooms

Bedrooms

Bathrooms

Location

Nearby towns

White Mountain Lake, AZ Homes for Sale with No HOA

3 homes and lots in White Mountain Lake where the MLS listing says there is no homeowners association, so no HOA dues. Deed restrictions and county zoning can still apply.

3 listings

Sort:

3 bed manufactured home at 1852 Rainbow Circle, White Mountain Lake

Price cut: $5,000 (9/30)

Manufactured home for sale

$265,000

3 bds | 2 ba | 1,388 sqft | 0.26 acres

No HOA

1852 Rainbow Circle, White Mountain Lake, AZ 85912

Country Life Real Estate

Land at 1985 Tee Street, White Mountain Lake

326 days on market

Land for sale

$64,999

1.25 acres | $51,999/acre

Electric available • No HOA

1985 Tee Street, White Mountain Lake, AZ 85912

White Mountain Realty

Land at 8938 Buffalo Ridge Lane, White Mountain Lake

330 days on market

Land for sale

$59,000

40 acres | $1,475/acre

No HOA

8938 Buffalo Ridge Lane, White Mountain Lake, AZ 85912

List With Freedom, Inc

Not seeing it?

Your dream home

You tell us

Your beds | your baths | your view

Anywhere in White Mountain Lake, AZ

Found for you by Teri & Jenny · West USA Realty

Tell us

Listing data provided by White Mountain Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information is deemed reliable but not guaranteed accurate by the White Mountain Association of REALTORS® Copyright 2026 White Mountain Association of REALTORS® All rights reserved.

White Mountain Lake real estate market questions

How much do homes with no HOA cost in White Mountain Lake, AZ?: The median list price of homes with no HOA for sale in White Mountain Lake, AZ is $265,000, or $191 per square foot.
How much do you need to make to afford homes with no HOA in White Mountain Lake, AZ?: Roughly $70,000 a year at the median list price of $265,000. With 20% down and a 30-year loan at this week's average rate of 7.18%, the payment comes to about $1,634 a month with property taxes and insurance, and lenders often look for housing costs of about 28% of gross income or less. Your debts, down payment and credit all change the number.
How fast are homes selling in White Mountain Lake, AZ?: Homes with no HOA for sale now have been listed for a median of 326 days.
How many homes with no HOA are for sale in White Mountain Lake, AZ right now?: There are 3 listings of homes with no HOA in White Mountain Lake, AZ: 3 for sale.

From MLS listings and sales, updated every 30 minutes. Last updated Nov 7, 2026.

Homes with no HOA in nearby towns

All White Mountains towns →