Listed by Kathy Justesen · Brokered by HomeSmart Pros
$525,000
Est. $3,282/mo2561 N JUNIPER Drive N, Payson, AZ 85541
WHISPERING PINES PLAT 2 · Gila County
What's special
- Mountain(s) & Trees/Woods & River views
- Waterfront
- Fireplace
- No HOA
Description
A river runs through it! Whether you are looking for a tranquil family getaway or a permanent mountain residence, this lovingly maintained, owner-built 1,446 sq ft cabin in desirable Whispering Pines offers unmatched natural beauty. The main living space features 2 bedrooms, 2 full baths, plus a flexible room currently used as a 3rd bedroom. Enjoy an open floor plan with hardwood floors, a dramatic 12-foot cantilevered ceiling, and a bright kitchen island perfect for entertaining, complete with a separate laundry room and foyer/mudroom. Step outside onto your redwood deck to listen to the East Verde River and take in views of the Tonto National Forest. Sitting on 0.64 acres at the end of a quiet road with virtually no traffic, the property boasts approximately 100 feet of riverfront with a sandy beach (plus ~15 feet of land across the river). Because it borders the National Forest in a designated riparian area, no homes will ever be built behind you. Additional highlights include a cozy fireplace with insert, central heat, two portable AC units, covered parking with room for toys, and a working well with a 1,300-gallon holding tank for outdoor watering.No HOA Professional pictures coming soon!
Listing updated: October 6, 2026
Kathy Justesen heartoftherimrealtor@gmail.com, HomeSmart Pros
Source: Arizona Regional Multiple Listing Service, MLS#: 7086398
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Property details
Interior
Bedrooms
- Bedrooms: 3
- Total Rooms: 1
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Interior Features
- Kitchen Island
- Vaulted Ceiling(s)
- Flooring: Carpet, Laminate, Linoleum, Wood
- Window Features: Dual Pane, Screens
Appliances
- Refrigerator
- Electric Range
- Washer
- Dryer
Heating and Cooling
- Cooling Features: Other, See Remarks
- Heating Features: See Remarks, Ceiling, Propane, Forced Air
- Fireplace: Yes
Other Interior
- Stories: 2
Exterior
Exterior and Lot Features
- Patio and Porch Features: Covered Deck
- Fencing: Chain Link, Partial, Front Yard
Land Info
- Borders Preserve/Public Land
- Waterfront Lot
- Street(s) Not Paved
- East/West Exposure
- Rural
- Gravel/Stone Front
- Grass Front
- Grass Back
- Lot Size Acres: 0.64
- Lot Size Square Feet: 27,878
Garage and Parking
- Carport Spaces: 2
- Attached Garage: No
- Parking Features: Gated, Detached Carport
Home Features
- View: Mountain(s), Trees/Woods, River
- Waterfront: Yes
Community
Homeowners Association
- Association: No
- Association Fee Includes: No Fees, Other (See Remarks)
Neighborhood
- Subdivision: WHISPERING PINES PLAT 2
Listing
Other Property Info
- Annual Tax Amount: $2,609
- Source Listing Status: Active Under Contract
- County: Gila
- Directions: Houston Mesa Rd north from Highway 87 to Whispering Pines. Take a right on Juniper Dr and follow to the end of Juniper Dr. Sign on Property.
- Property Subtype: Single Family Residence
- Parcel Number: 302-16-038
- Postal City: Payson
- Listing Date: 9/28/2026
- MLS#: 7086398
Features
Building and Construction
- Total Square Feet Living: 1,446
- Year Built: 1977
- Property Age: 49
- Architectural Style: Cabin
- Construction Materials: Wood Frame, Brick, Redwood Siding, Wood Siding
- Roof: Composition
- Foundation Details: Pillar/Post/Pier, Block, Brick/Mortar
- Stories: 2
- Living Area Source: Assessor
Utilities
- Sewer: Septic Tank, Septic-In & Connected
- Water Source: Public, Private Well
- Propane
- Phone Available
- Phone Connected
Monthly payment
$3,282/month
- Principal and interest $2,845
- Property taxes from the listing $217
- Home insurance estimated $219
An estimate only, not a loan offer or rate quote. Starting rates are Freddie Mac's weekly national averages (Nov 5, 2026) and aren't an APR. Your rate and costs depend on your credit and lender. Property taxes often change after a sale, and insurance varies by home, especially in wildfire areas.
Price history
| Date | Event | Price | $/sqft |
|---|---|---|---|
| Sep 28, 2026 | Listed for sale Source: ARMLS #7086398 | $525,000 | $363/sqft |
Talk to a local expert
Teri Meacham
REALTOR® with West USA Realty · 25+ years in the High Country · 500+ homes sold
- Tour this home or ask anything about it
- Get what the listing doesn't say: water, septic, road access, HOA rules
- See recent sales nearby before you make an offer
Data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of Arizona Regional Multiple Listing Service. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.
All information should be verified by the recipient and none is guaranteed as accurate by ARMLS.
Copyright 2026 Arizona Regional Multiple Listing Service All rights reserved.
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