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Listed by Rory R Huff · Brokered by ERA YOUNG REALTY-PAYSON

● For sale

$1,200,000

414 S Whisper Ridge Lane, Payson, AZ 85541

Whisper Ridge · Gila County

3 beds 3 baths 2,717 sqft 0.4 acres Built 2006 $442 /sqft HOA $700/yr
15 days on market | 574 views | 15 saves

What's special

  • Panoramic & Mountain(s) & Trees/Woods views
  • Fireplace
  • 2-car garage

Description

Welcome to this exceptional mountain retreat in the prestigious gated community of Whisper Ridge. This beautifully crafted custom home offers 3 bedrooms, 2.5 bathrooms, and 2,717 +/- sq. ft. on a private 0.40-acre landscaped homesite with breathtaking views and exceptional privacy. No detail was overlooked. Designed with quality and elegance throughout this home features upgraded Jeld-Wen windows, heavy-gauge metal roof, central vacuum, custom beveled hickory flooring, alder cabinetry, upgraded lighting, and designer finishes. The large gourmet chef's kitchen is perfect for entertaining family and friends. Showcasing a 36' Viking refrigerator and 36'' Viking freezer, built in oven and microwave, gas cooktop, warming drawer, beverage cooler, built-in ice maker and reverse osmosis system, and a spacious center island with abundant storage. Plenty of room for seating with a large dining area and corner banco seating with a gas fireplace built in to custom cabinetry. The luxurious primary suite offers private deck access and a spa-inspired bath featuring a Jetta soaking tub, two-way electric fireplace, oversized walk-in shower, and custom walk-in closet with built-in dresser, shoe and linen storage. Enjoy Arizona mountain living with an outdoor deck, stunning views, and a cozy fire pit with banco seating--perfect for relaxing or entertaining. Additional features include an oversized 2 1/2 car garage with built-in cabinets and work benches plus an unfinished basement offering excellent storage or hobby space. Ideally located near The Rim Golf Club and Chaparral Pines, in which residents have the opportunity to purchase a nonresident membership and enjoy premier golfing, dining, fitness, and social amenities. This meticulously upgraded home offers the perfect blend of luxury, comfort, and mountain living in one of Payson's most desirable gated communities. (SEE DOCUMENTS TAB FOR A COMPLETE LIST OF UPGRADES & FEATURES.)

Listing updated: August 17, 2026

Listed by:

Rory R Huff roryhuff57‌@‌yahoo.com, ERA YOUNG REALTY-PAYSON

Source: Central Arizona Association of REALTORS®, MLS#: 94501

Property details

Interior

Bedrooms

  • Bedrooms: 3

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • 1/2 Bathrooms: 1

Interior Features

  • Pantry
  • Walk In Pantry
  • Breakfast Bar
  • Kitchen Island
  • Central Vacuum
  • Vaulted Ceiling(s)
  • Water Softener
  • Primary Downstairs
  • Jetted Tub
  • No Interior Steps
  • Kitchen-Dining Combo
  • Entrance Foyer
  • Flooring: Carpet, Wood, Stone
  • Window Features: Skylight(s), Double Pane Windows

Appliances

  • Microwave
  • Garbage Disposal
  • Dishwasher
  • Refrigerator
  • Gas Range
  • Built in Microwave
  • Laundry Features: Utility Room

Heating and Cooling

  • Cooling Features: Electric, Central Air, Heat Pump, Ceiling Fan(s)
  • Heating Features: Electric, Forced Air, Heat Pump
  • Fireplace: Yes
  • Fireplace Features: Master Bedroom, Gas, Great Room, Two or More, Double Sided

Other Interior

  • Levels: Multi/Split, One
Exterior

Exterior and Lot Features

  • Fire Pit
  • Patio and Porch Features: Patio

Land Info

  • Landscaped
  • Many Trees
  • Tall Pines on Lot
  • Borders Undvlpd Land
  • Lot Size Acres: 0.40
  • Lot Size Square Feet: 17,424
  • Lot Size Dimensions: Irregular

Garage and Parking

  • Garage Spaces: 2
  • Attached Garage: Yes
  • Parking Features: Garage Door Opener, Attached, Garage, Oversized

Home Features

  • View: Panoramic, Mountain(s), Trees/Woods
Community

Homeowners Association

  • Association: Yes
  • Association Fee: $700
  • Association Fee Frequency: Annually
  • Calculated Total Monthly Association Fees: $58

Amenities and Community Features

  • Community Features: Gated

Neighborhood

  • Subdivision: Whisper Ridge
  • MLS Area: Payson Southeast
Listing

Other Property Info

  • Annual Tax Amount: $5,746
  • Source Listing Status: Active
  • County: Gila
  • Directions: Hwy 260 East to Rim Club Parkway and turn right, then turn right on Whisper Ridge Lane to gate. Gate code to be provided with appointment.
  • Property Subtype: Site Built
  • Parcel Number: 304-60-010
  • Zoning: R1
  • Postal City: Payson
  • Listing Date: 8/12/2026
  • On Market Date: 8/14/2026
  • MLS#: 94501
Features

Building and Construction

  • Total Square Feet Living: 2,717
  • Year Built: 2006
  • Property Age: 20
  • Architectural Style: Ranch
  • Construction Materials: Wood Frame, Concrete
  • Roof: Metal
  • Levels: Multi/Split, One

Utilities

  • Water Source: In Payson City Limits
  • Sewer Connected
  • Cable Available
  • Internet Hook Up
  • Propane
  • Electricity Available
  • Town of Payson Water
  • Trash
  • Underground Utilities

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Data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of Central Arizona Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.

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