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Listed by Sharon J Carstens · Brokered by Present Properties

● For sale

$4,500,000

2097 N Forest Service Rd 289, Payson, AZ 85541

Unsubdivided · Gila County

7 beds 4 baths 3,400 sqft 4.58 acres Built 1966 $1,324 /sqft No HOA
5 days on market | 697 views | 29 saves

What's special

  • Rural & Mountain(s) & Trees/Woods views
  • Waterfront
  • Fireplace
  • 2-car garage
  • Horses allowed

Description

A truly rare opportunity to own a private, gated creekside retreat encompassing 4.58 acres of natural beauty, tranquility and historic Arizona charm. With approximately 400 feet of Tonto Creek frontage, this remarkable property offers the soothing sounds of the creek, a fishing pond, towering pines and thoughtfully designed gathering spaces throughout. Total square footage, bedrooms and bathrooms shown in the listing include both the main and guest cabins. The 1,800+ square-foot main cabin features 4 bedrooms, 2 bathrooms, a spacious kitchen with granite countertops and breakfast bar, and an inviting living area centered around a natural-stone fireplace. French doors open to a sunroom overlooking the pond and peaceful wooded surroundings. The separate guest cabin provides approximately 1,600 square feet with 3 bedrooms, 2 bathrooms, a large kitchen, fireplace, pellet stove, spacious family room, two separate entrances and two private patios--ideal for guests, extended stays or a variety of other possibilities. A historic barn adds distinctive character and offers flexible space for gatherings and events, complemented by an outdoor BBQ area and large ramada. Additional improvements include a detached two-car garage with an attached workshop and storage area, plus a separate additional building. Outdoor amenities include a covered pavilion and patios, hot tub, sauna, an expansive newer deck overlooking the creek, and a gas fire pit within a built-in creekside gathering area. Whether envisioned as a private retreat, multigenerational property or an extraordinary setting with future possibilities, this one-of-a-kind creekfront offering would be difficult to duplicate. Zoned General Use (GU) and Agricultural, with documented Tonto Creek water rights. Buyer to independently verify permitted uses, square footage and all facts material to the buyer. Schedule a private showing and experience this remarkable slice of heaven on earth.

Listing updated: August 23, 2026

Listed by:

Sharon J Carstens brokerandtrainer‌@‌gmail.com, Present Properties

Source: Central Arizona Association of REALTORS®, MLS#: 94538

Property details

Interior

Bedrooms

  • Bedrooms: 7

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 4

Interior Features

  • Breakfast Bar
  • Vaulted Ceiling(s)
  • Primary Downstairs
  • Living-Dining Combo
  • Kitchen-Dining Combo
  • Flooring: Carpet, Laminate, Vinyl, Linoleum, Wood, Concrete
  • Window Features: Skylight(s), Double Pane Windows

Appliances

  • Microwave
  • Garbage Disposal
  • Dishwasher
  • Refrigerator
  • Electric Range
  • Built in Microwave
  • Dryer
  • Washer
  • Laundry Features: In Hall, Stacked

Heating and Cooling

  • Cooling Features: Electric, Central Air, Ceiling Fan(s)
  • Heating Features: Electric, Wall Furnace, Forced Air, Propane
  • Fireplace: Yes
  • Fireplace Features: Family Room, Living Room, Two or More, Pellet Stove, Wood Burning Stove

Other Interior

  • Levels: Multi/Split, Two
Exterior

Exterior and Lot Features

  • Outdoor Grill
  • Spa/Hot Tub
  • Dog Run
  • Built-in Barbecue
  • Fire Pit
  • Patio and Porch Features: Patio, Covered Patio, Screened Porch, Enclosed Patio, Screened Deck
  • Fencing: Partial, Block

Land Info

  • Landscaped
  • Many Trees
  • Tall Pines on Lot
  • Borders USNF
  • Lot Size Acres: 4.58
  • Lot Size Square Feet: 199,504.8
  • Lot Size Dimensions: Irregular

Garage and Parking

  • Garage Spaces: 2
  • Attached Garage: No
  • Parking Features: Detached, RV Access/Parking, Garage

Home Features

  • View: Rural, Mountain(s), Trees/Woods
  • Waterfront: Yes
  • Water Body Name: Tonto Creek
  • Horse Property: Yes
Community

Neighborhood

  • Subdivision: Unsubdivided
  • MLS Area: Christopher Creek
Listing

Other Property Info

  • Annual Tax Amount: $8,283
  • Source Listing Status: Active
  • County: Gila
  • Directions: Hwy 260 East from Payson to Forest Service Rd 289 (also known as Zane Grey Hwy) and turn left. Go approximately 2 miles (past Christian Camp) to gated property on right (brown sign shows 2097 before gate on right)
  • Property Subtype: Site Built
  • Parcel Number: 303-03-094F
  • Zoning: GU & Ag
  • Postal City: Payson
  • Listing Date: 8/22/2026
  • On Market Date: 8/22/2026
  • MLS#: 94538
Features

Building and Construction

  • Total Square Feet Living: 3,400
  • Year Built: 1966
  • Property Age: 60
  • Architectural Style: Cabin, Lodge
  • Construction Materials: Wood Frame, Log
  • Roof: Asphalt Shingle
  • Levels: Multi/Split, Two

Utilities

  • Septic Tank Installed
  • Cable Available
  • Internet Hook Up
  • Electricity Available
  • Propane Tank Leased
  • Phone Available
  • Trash
  • Underground Utilities

Contact Us

Contact Us

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Data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of Central Arizona Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.

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