● For sale

$625,000

443 W Neal, Payson, AZ 85541

Whispering Pines · Gila County

4 beds 2 baths 2,148 sqft 0.28 acres Built 1964 $291 /sqft No HOA
119 days on market | 1,593 views | 88 saves

What's special

  • Mountain(s) & Rural views

Description

Tucked beneath towering ponderosa pines at the base of the Mogollon Rim, this stunning and fully remodeled A-frame cabin offers the perfect blend of mountain charm, modern comfort, and year-round recreation. Located in the highly sought-after Whispering Pines community, this property delivers the peaceful, forested lifestyle people escape the Valley to find. Inside, the home has been completely renovated both cosmetically and mechanically, creating a move-in ready retreat that feels warm, open, and intentional. The dramatic open-concept great room showcases vaulted ceilings, exposed wood beams, and classic A-frame architecture that floods the space with natural light and character. It is a true gathering space, ideal for relaxing after a day outdoors or hosting. One of the most exceptional features of this property is the private, fully fenced 1,750 square foot wraparound deck, offering panoramic forest views and seamless indoor-outdoor living. Designed for both relaxation and entertaining, this expansive deck is perfect for morning coffee, evening sunsets, or creating an outdoor lounge surrounded by nature. A beautiful mature apple tree grows directly through the deck, adding charm, shade, and a truly one-of-a-kind focal point that makes this cabin feel special and irreplaceable. The home sits just steps from the East Verde River, where fishing, creekside exploration, and peaceful riverside walks are part of daily life. Outdoor enthusiasts will appreciate the close proximity to Water Wheel Falls, one of the area's most popular and scenic hikes, known for its flowing waterfalls, creek crossings, and access to miles of additional trail systems. Washington Park and surrounding forest service land offer endless opportunities for hiking, biking, horseback riding, and wildlife viewing. Whispering Pines is beloved for its tranquil setting, tall pines, and cooler mountain climate, typically running 20 to 30 degrees cooler than Phoenix. Elk, deer, and other wildlife are frequent visitors, adding to the sense of being fully immersed in nature. The community is accessed via Houston Mesa Road, a well-maintained paved road that provides easy, reliable access to Payson, dining, shopping, and amenities. The drive from the Phoenix metro area is approximately 1 hour and 45 minutes, making this an easy escape without feeling remote. With no HOA and no rental restrictions, this property offers exceptional flexibility. It is equally suited for full-time mountain living, a second-home cabin, or a short-term rental investment. The expansive deck space and wooded surroundings create a private, peaceful setting that invites you to slow down, unplug, and enjoy the fresh mountain air. Charming, serene, and thoughtfully updated, 443 Neal Spur is the kind of Whispering Pines cabin that rarely comes available, offering location, lifestyle, and versatility in one unforgettable mountain retreat.

Property details

Interior

Bedrooms

  • Bedrooms: 4

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • 3/4 Bathrooms: 1

Interior Features

  • Pantry
  • Breakfast Bar
  • Eat-in Kitchen
  • Kitchen Island
  • Vaulted Ceiling(s)
  • Master Main Floor
  • Kitchen-Dining Combo
  • Flooring: Vinyl, Wood, Concrete

Appliances

  • Laundry Features: Dryer, Washer, Utility Room

Heating and Cooling

  • Cooling Features: Split System
  • Heating Features: Forced Air, Electric
Exterior

Exterior and Lot Features

  • Patio and Porch Features: Porch

Land Info

  • Many Trees
  • Tall Pines on Lot
  • Lot Size Acres: 0.28
  • Lot Size Square Feet: 12,196.8
  • Lot Size Dimensions: 125.14 X 130.54 X 107.98 X 96.24

Garage and Parking

  • Attached Garage: No
  • Parking Features: No Garage

Home Features

  • View: Mountain(s), Rural
Community

Neighborhood

  • Subdivision: Whispering Pines
  • MLS Area: Houston Mesa
Listing

Other Property Info

  • Annual Tax Amount: $2,436
  • Source Listing Status: Active
  • County: Gila
  • Directions: Depending on Carrier, Cell Service can be limited. Highly recommend downloading a map to your device prior to leaving Payson. Directions: Hwy 87 N to E Houston Mesa Rd to Scott Drive. Scott Drive to Neal Spur. First house on right to sign.
  • Property Subtype: Site Built
  • Parcel Number: 302-16-109
  • Zoning: County Res
  • Postal City: Payson
  • Listing Date: 1/30/2026
  • On Market Date: 2/3/2026
  • MLS#: 93378
Features

Building and Construction

  • Total Square Feet Living: 2,148
  • Year Built: 1964
  • Property Age: 62
  • Architectural Style: Multi-Level, A-Frame
  • Construction Materials: Wood Frame, Wood Siding

Utilities

  • Septic Tank Installed
  • Electricity Available
  • Town of Payson Water
  • Phone Available
  • Trash

Contact Us

Contact Us

Ask a question or schedule a showing

By submitting you agree to be contacted about this property.

Listed by Kirk Erickson Schreiner Realty
kirk‌@‌bettercallkirk.com

Listing updated: May 9, 2026

MLS#: 93378

Listing information is provided by the Central Arizona Association of REALTORS® MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.

Under the long-established policy of this association, the broker's compensation for services rendered in respect to any listing is solely a matter of negotiation between the broker and his or her client. The compensation paid by a listing broker to a cooperating broker in respect to any listing is established by the listing broker and is not fixed, controlled, recommended, or maintained by any person other than the listing broker.

Similar homes in Payson

(928) 517-5151