● For sale

$429,000

217 W Frontier Street, Payson, AZ 85541

Payson Heights · Gila County

2 beds 4 baths 2,060 sqft 0.15 acres Built 1957 $208 /sqft No HOA
148 days on market | 527 views | 43 saves

What's special

  • Fireplace

Description

JUST REDUCED to $439,000! Located in the heart of the Town of Payson, this beautifully updated property isn't just a home... It's an opportunity. Zoned C1 (Commercial One / Neighborhood Commercial), this property gives you something rare: You can LIVE here and You can WORK here! C1 zoning allows for a variety of neighborhood-oriented commercial and service uses, while also permitting residential living. That means this could be: • A full-time single-family residence • A multi-generational living setup • A live/work business location • A professional office • A boutique or studio • A service-based business • A creative space • A short- or long-term rental opportunity (Buyer to verify permitted uses with the Town of Payson.) This is the perfect setup for entrepreneurs, remote professionals, creatives, investors, or anyone who wants flexibility built into their property. 🏡 The Main Home Extensively upgraded and move-in ready, the main residence features: ✔ Updated kitchen with stainless steel appliance package ✔ Samsung Beverage Door refrigerator ✔ Samsung electric range ✔ Whirlpool built-in microwave ✔ Flotile in-sink dishwasher ✔ Hotpoint washer & dryer Beautiful wood cabinetry, upgraded countertops, tile backsplashes, under-cabinet lighting, pull-out shelving, and a remodeled walk-in pantry complete the space. Fresh neutral paint, recessed dimmable lighting, upgraded fixtures, updated doors and hardware, textured ceilings, and a custom pine + wrought iron stair banister elevate the entire interior. Upstairs? Two spacious primary suites, each with its own private bath. Downstairs? A convenient half bath for guests or clients. Bathrooms feature tiled showers with decorative rock accents, creating a spa-like ambiance. Throughout the property: • 18' tile flooring • Plantation shutters • Central heating & cooling • Durable metal roof • Cozy wood-burning stove 🏡 Detached Guest Cottage (181 sq ft!) Fully remodeled and absolutely charming. Includes: • Kitchenette with sink • Half bath • 18' tile flooring • Designer wallpaper & wainscoting • New vanity & wall heater • Fresh paint Use it as: Private office Rental space Creative studio Client meeting room Multi-generational living She-shed / man cave / hobby space The flexibility is unreal. 🌿 Outdoor Features • Large covered patio with new wood platform step • Fully fenced yard with new wood & pipe fencing • FOUR gates • RV parking • Upgraded storage shed with shelving & concrete floor • Rock pathways, landscaping & designer overhangs And the LOCATION...Great WALKABILITY! Walk to restaurants. Walk to the theater. Walk to the post office. Leave your car at home. This is more than a home -- it's a strategic property. With C1 zoning in the Town of Payson, you're not boxed into one use. You're investing in flexibility, opportunity, and long-term potential. Live in it. Run your business from it. Rent part of it. Create from it. Enjoy!

Property details

Interior

Bedrooms

  • Bedrooms: 2

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 0
  • 3/4 Bathrooms: 2
  • 1/2 Bathrooms: 2

Interior Features

  • Pantry
  • Walk In Pantry
  • Kitchen Island
  • Vaulted Ceiling(s)
  • In-Law Floorplan
  • Living-Dining Combo
  • Kitchen-Dining Combo
  • In Law Quarters
  • Flooring: Tile, Concrete
  • Window Features: Double Pane Windows

Appliances

  • Laundry Features: Dryer, Washer

Heating and Cooling

  • Cooling Features: Electric Refrig., Heat Pump
  • Heating Features: Electric, Heat Pump, Propane
  • Fireplace: Yes
Exterior

Exterior and Lot Features

  • Guest Quarters
  • Storage/Utility Shed
  • Drip System
  • Fire Pit
  • Patio and Porch Features: Porch, Covered
  • Fencing: Wood

Land Info

  • Landscaped
  • Lot Size Acres: 0.15
  • Lot Size Square Feet: 6,534
  • Lot Size Dimensions: TBD

Garage and Parking

  • Attached Garage: No
  • Parking Features: RV Access/Parking, No Garage
Community

Neighborhood

  • Subdivision: Payson Heights
  • MLS Area: Payson Southwest
Listing

Other Property Info

  • Annual Tax Amount: $1,554
  • Source Listing Status: Active
  • County: Gila
  • Directions: Entering Payson from the south, go north on Beeline Highway (87). Turn Left on W. Frontier St. (which is after the light on Main St.) to the home on the Left. Sign on the home. Wood and pipe fencing in the front.
  • Property Subtype: Site Built
  • Parcel Number: 304-16-23B
  • Zoning: C1/RES
  • Postal City: Payson
  • Listing Date: 1/2/2026
  • On Market Date: 5/15/2026
  • MLS#: 93259
Features

Building and Construction

  • Total Square Feet Living: 2,060
  • Year Built: 1957
  • Property Age: 69
  • Architectural Style: Two Story, Cottage
  • Construction Materials: Wood Frame, Wood Siding
  • Roof: Metal

Utilities

  • Water Source: In Payson City Limits
  • Sewer Connected
  • Cable TV/Satellite
  • Electricity Available
  • Town of Payson Water
  • Trash

Contact Us

Contact Us

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Listed by Barb Holtzen West USA Realty
barbholtzen‌@‌gmail.com

Listing updated: May 27, 2026

MLS#: 93259

Listing information is provided by the Central Arizona Association of REALTORS® MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.

Under the long-established policy of this association, the broker's compensation for services rendered in respect to any listing is solely a matter of negotiation between the broker and his or her client. The compensation paid by a listing broker to a cooperating broker in respect to any listing is established by the listing broker and is not fixed, controlled, recommended, or maintained by any person other than the listing broker.

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